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AVUS vs. XFN.TO
Performance
Return for Risk
Drawdowns
Volatility
Dividends

AVUS vs. XFN.TO

Last updated Jun 14, 2026

AVUS (Avantis U.S. Equity ETF) and XFN.TO (iShares S&P/TSX Capped Financials Index ETF) are both exchange-traded funds - AVUS is a Large Cap Blend Equities fund actively managed by Avantis, while XFN.TO is a Financials Equities fund tracking the Morningstar Gbl Fin Svc GR CAD. AVUS is actively managed, while XFN.TO is passively managed. Over the past 5 years, AVUS returned 12.87%/yr vs 14.86%/yr for XFN.TO. A 0.65 correlation means they provide meaningful diversification when combined. AVUS charges 0.15%/yr vs 0.61%/yr for XFN.TO.

Performance

AVUS vs. XFN.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Avantis U.S. Equity ETF (AVUS) and iShares S&P/TSX Capped Financials Index ETF (XFN.TO). The values are adjusted to include any dividend payments, if applicable.

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Different Trading Currencies

AVUS is traded in USD, while XFN.TO is traded in CAD. To make them comparable, the XFN.TO values have been converted to USD using the latest available exchange rates.

Returns By Period

In the year-to-date period, AVUS achieves a 13.94% return, which is significantly lower than XFN.TO's 15.63% return.

AVUS

1D
0.65%
1M
0.95%
YTD
13.94%
6M
13.87%
1Y
31.83%
3Y*
21.18%
5Y*
12.87%
10Y*
—

XFN.TO

1D
0.62%
1M
5.25%
YTD
15.63%
6M
17.89%
1Y
45.31%
3Y*
29.51%
5Y*
14.86%
10Y*
14.23%
*Multi-year figures are annualized to reflect compound growth (CAGR)

AVUS vs. XFN.TO - Yearly Performance Comparison

2026 (YTD)2025202420232022202120202019
AVUS
Avantis U.S. Equity ETF		13.94%16.68%20.43%21.77%-13.82%28.73%17.58%8.55%
XFN.TO
iShares S&P/TSX Capped Financials Index ETF		15.63%40.83%19.22%15.85%-15.28%35.64%3.44%2.74%

Correlation

The correlation between AVUS and XFN.TO is 0.64, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.64

Correlation (3Y)
Calculated over the trailing 3-year period

0.66

Correlation (5Y)
Calculated over the trailing 5-year period

0.65

Correlation (All Time)
Calculated using the full available price history since Sep 26, 2019

0.65

The correlation between AVUS and XFN.TO has been stable across timeframes, ranging from 0.64 to 0.66 - a consistent structural relationship.

AVUS vs. XFN.TO - Sectors Allocation Comparison

Sectors
AVUS
XFN.TO

Technology

30.5%

-

Financial Services

14.5%
100.0%

Consumer Cyclical

11.4%

-

Industrials

11.2%

-

Communication Services

9.3%

-

Healthcare

7.0%

-

Energy

6.8%

-

Consumer Defensive

4.2%

-

Basic Materials

2.6%

-

Utilities

2.3%

-

Real Estate

0.1%

-

Technology

AVUS
30.5%
XFN.TO

-

Financial Services

AVUS
14.5%
XFN.TO
100.0%

Consumer Cyclical

AVUS
11.4%
XFN.TO

-

Industrials

AVUS
11.2%
XFN.TO

-

Communication Services

AVUS
9.3%
XFN.TO

-

Healthcare

AVUS
7.0%
XFN.TO

-

Energy

AVUS
6.8%
XFN.TO

-

Consumer Defensive

AVUS
4.2%
XFN.TO

-

Basic Materials

AVUS
2.6%
XFN.TO

-

Utilities

AVUS
2.3%
XFN.TO

-

Real Estate

AVUS
0.1%
XFN.TO

-

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Avantis U.S. Equity ETF

iShares S&P/TSX Capped Financials Index ETF

Often compared with AVUS:
AVUS vs. VTIAVUS vs. VOOAVUS vs. AVUVAVUS vs. DFACAVUS vs. AVLVAVUS vs. DFAUAVUS vs. DFUS
Often compared with XFN.TO:
XFN.TO vs. VDY.TOXFN.TO vs. CEW.TOXFN.TO vs. FIE.TOXFN.TO vs. XIU.TOXFN.TO vs. VFV.TOXFN.TO vs. RY.TOXFN.TO vs. XUS-U.TO

Return for Risk

AVUS vs. XFN.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
AVUS
AVUS Risk / Return Rank: 8585
Overall Rank
AVUS Sharpe Ratio Rank: 8686
Sharpe Ratio Rank
AVUS Sortino Ratio Rank: 8484
Sortino Ratio Rank
AVUS Omega Ratio Rank: 8484
Omega Ratio Rank
AVUS Calmar Ratio Rank: 8383
Calmar Ratio Rank
AVUS Martin Ratio Rank: 8989
Martin Ratio Rank
XFN.TO
XFN.TO Risk / Return Rank: 9595
Overall Rank
XFN.TO Sharpe Ratio Rank: 9797
Sharpe Ratio Rank
XFN.TO Sortino Ratio Rank: 9797
Sortino Ratio Rank
XFN.TO Omega Ratio Rank: 9696
Omega Ratio Rank
XFN.TO Calmar Ratio Rank: 9494
Calmar Ratio Rank
XFN.TO Martin Ratio Rank: 9595
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

AVUS vs. XFN.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Avantis U.S. Equity ETF (AVUS) and iShares S&P/TSX Capped Financials Index ETF (XFN.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

AVUSXFN.TODifference
Sharpe ratioReturn per unit of total volatility
2.42
3.52

-1.10

Sortino ratioReturn per unit of downside risk
3.27
4.86

-1.60

Omega ratioGain probability vs. loss probability

1.43

1.61

-0.17

Calmar ratioReturn relative to maximum drawdown

3.88

5.00

-1.13

Martin ratioReturn relative to average drawdown

17.32

19.84

-2.52

AVUS vs. XFN.TO - Sharpe Ratio Comparison

The current AVUS Sharpe Ratio is 2.42, which is lower than the XFN.TO Sharpe Ratio of 3.52. The chart below compares the historical Sharpe Ratios of AVUS and XFN.TO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Drawdowns

AVUS vs. XFN.TO - Drawdown Comparison

The maximum AVUS drawdown since its inception was -37.04%, smaller than the maximum XFN.TO drawdown of -67.57%. Use the drawdown chart below to compare losses from any high point for AVUS and XFN.TO.

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Drawdown Indicators

AVUSXFN.TODifference

Max Drawdown

Largest peak-to-trough decline

-37.04%

-67.57%

+30.53%

Max Drawdown (1Y)

Largest decline over 1 year

-7.85%

-9.00%

+1.15%

Max Drawdown (3Y)

Largest decline over 3 years

-19.74%

-16.26%

-3.48%

Max Drawdown (5Y)

Largest decline over 5 years

-22.19%

-28.13%

+5.94%

Max Drawdown (10Y)

Largest decline over 10 years

—

-45.08%

—

Current Drawdown

Current decline from peak

-0.97%

0.00%

-0.97%

Average Drawdown

Average peak-to-trough decline

-5.08%

-11.15%

+6.07%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.76%

2.27%

-0.51%

Volatility

AVUS vs. XFN.TO - Volatility Comparison

Avantis U.S. Equity ETF (AVUS) has a higher volatility of 4.40% compared to iShares S&P/TSX Capped Financials Index ETF (XFN.TO) at 4.02%. This indicates that AVUS's price experiences larger fluctuations and is considered to be riskier than XFN.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

AVUSXFN.TODifference

Volatility (1M)

Calculated over the trailing 1-month period

4.40%

4.02%

+0.38%

Volatility (6M)

Calculated over the trailing 6-month period

9.64%

10.56%

-0.92%

Volatility (1Y)

Calculated over the trailing 1-year period

12.60%

12.81%

-0.21%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.35%

15.11%

+2.24%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

20.84%

17.99%

+2.85%

AVUS vs. XFN.TO - Expense Ratio Comparison

AVUS has a 0.15% expense ratio, which is lower than XFN.TO's 0.61% expense ratio.

Dividends

AVUS vs. XFN.TO - Dividend Comparison

AVUS's dividend yield for the trailing twelve months is around 1.18%, less than XFN.TO's 2.07% yield.

PositionTTM20252024202320222021202020192018201720162015
AVUS
Avantis U.S. Equity ETF		1.18%1.08%1.27%1.41%1.59%1.08%1.19%0.35%0.00%0.00%0.00%0.00%
XFN.TO
iShares S&P/TSX Capped Financials Index ETF		2.07%2.39%3.16%3.60%3.48%2.67%3.35%3.00%3.43%2.73%2.83%3.17%

Frequently Asked Questions

AVUS and XFN.TO have a correlation of 0.64, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

On fees, AVUS is cheaper at 0.15% per year. The better choice depends on whether you care most about return, fees, risk, or income.

AVUS is cheaper with a 0.15% expense ratio, compared with 0.61% for XFN.TO.

AVUS is categorized as Large Cap Blend Equities, while XFN.TO is Financials Equities. They also come from different issuers: Avantis and iShares. Their fees differ too: 0.15% for AVUS and 0.61% for XFN.TO.

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