ARZGY vs. T
ARZGY (Assicurazioni Generali SpA ADR) and T (AT&T Inc.) are both stocks. ARZGY operates in Insurance - Diversified (Financial Services), while T operates in Telecom Services (Communication Services). Over the past 10 years, ARZGY returned 20.72%/yr vs 2.52%/yr for T. Their 0.14 correlation means their historical movements had little consistent relationship.
Performance
ARZGY vs. T - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, ARZGY achieves a 26.31% return, which is significantly higher than T's -3.04% return. Over the past 10 years, ARZGY has outperformed T with an annualized return of 20.72%, while T has yielded a comparatively lower 2.52% annualized return.
ARZGY
- 1D
- -1.33%
- 1M
- 3.94%
- 6M
- 28.96%
- YTD
- 26.31%
- 1Y
- 43.21%
- 3Y*
- 40.45%
- 5Y*
- 27.40%
- 10Y*
- 20.72%
- ALL TIME*
- 8.61%
T
- 1D
- 0.17%
- 1M
- 14.48%
- 6M
- -9.17%
- YTD
- -3.04%
- 1Y
- -12.27%
- 3Y*
- 23.94%
- 5Y*
- 7.92%
- 10Y*
- 2.52%
- ALL TIME*
- 9.45%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $5.04M | $3.87M | $2.03M | |
| $2.13B | $1.85B | $1.42B |
ARZGY vs. T - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ARZGY Assicurazioni Generali SpA ADR | 26.31% | 54.48% | 40.64% | 24.14% | -10.87% | 28.86% | -14.12% | 28.32% | -4.59% | 36.49% |
T AT&T Inc. | -3.04% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
Correlation
The correlation between ARZGY and T is 0.07, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.07 |
Correlation (3Y) Balances recent behavior with more history. | 0.14 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.20 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.18 |
Correlation (All Time) Calculated using the full available price history since May 12, 2009 | 0.14 |
The correlation between ARZGY and T shifts across timeframes, from 0.07 (1 year) to 0.20 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
ARZGY:
$75.86B
T:
$159.44B
ARZGY:
€2.54
T:
$3.03
ARZGY:
8.64
T:
7.67
ARZGY:
0.20
T:
0.32
ARZGY:
0.58
T:
1.29
ARZGY:
2.12
T:
1.28
ARZGY:
€117.75B
T:
$127.24B
ARZGY:
€117.75B
T:
$112.60B
ARZGY:
€14.58B
T:
$49.53B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
ARZGY vs. T — Risk / Return Rank
ARZGY
T
ARZGY vs. T - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Assicurazioni Generali SpA ADR (ARZGY) and AT&T Inc. (T). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ARZGY | T | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.55 | ||
| Sortino ratioReturn per unit of downside risk | +3.39 | ||
| Omega ratioGain probability vs. loss probability | 1.35 | 0.94 | +0.41 |
| Calmar ratioReturn relative to maximum drawdown | 3.92 | -0.39 | +4.31 |
| Martin ratioReturn relative to average drawdown | 10.18 | -0.84 | +11.01 |
Loading charts...
Drawdowns
ARZGY vs. T - Drawdown Comparison
The maximum ARZGY drawdown since its inception was -51.13%, smaller than the maximum T drawdown of -64.15%. Use the drawdown chart below to compare losses from any high point for ARZGY and T.
Loading charts...
Drawdown Indicators
| ARZGY | T | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.13% | -64.15% | +13.02% |
Max Drawdown (1Y)Largest decline over 1 year | -10.72% | -28.89% | +18.17% |
Max Drawdown (3Y)Largest decline over 3 years | -10.72% | -28.89% | +18.17% |
Max Drawdown (5Y)Largest decline over 5 years | -39.90% | -32.01% | -7.89% |
Max Drawdown (10Y)Largest decline over 10 years | -51.13% | -42.35% | -8.78% |
Current DrawdownCurrent decline from peak | -1.33% | -18.19% | +16.86% |
Average DrawdownAverage peak-to-trough decline | -13.84% | -15.74% | +1.90% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.12% | 13.37% | -9.25% |
Volatility
ARZGY vs. T - Volatility Comparison
The current volatility for Assicurazioni Generali SpA ADR (ARZGY) is 5.75%, while AT&T Inc. (T) has a volatility of 8.75%. This indicates that ARZGY experiences smaller price fluctuations and is considered to be less risky than T based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| ARZGY | T | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.75% | 8.75% | -3.00% |
Volatility (6M)Calculated over the trailing 6-month period | 15.32% | 20.28% | -4.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.03% | 24.78% | -4.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 23.44% | 24.61% | -1.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.50% | 24.02% | +4.48% |
Dividends
ARZGY vs. T - Dividend Comparison
ARZGY's dividend yield for the trailing twelve months is around 3.80%, less than T's 4.77% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ARZGY Assicurazioni Generali SpA ADR | 3.80% | 3.75% | 4.91% | 4.00% | 6.43% | 6.29% | 2.04% | 3.15% | 4.04% | 7.97% | 11.37% | 0.00% |
T AT&T Inc. | 4.77% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
Financials
ARZGY vs. T - Financials Comparison
This section allows you to compare key financial metrics between Assicurazioni Generali SpA ADR and AT&T Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ARZGY vs. T - Profitability Comparison
ARZGY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Assicurazioni Generali SpA ADR reported a gross profit of 34.35B and revenue of 34.35B. Therefore, the gross margin over that period was 100.0%.
T - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, AT&T Inc. reported a gross profit of 25.25B and revenue of 31.56B. Therefore, the gross margin over that period was 80.0%.
ARZGY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Assicurazioni Generali SpA ADR reported an operating income of 2.88B and revenue of 34.35B, resulting in an operating margin of 8.4%.
T - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, AT&T Inc. reported an operating income of 7.04B and revenue of 31.56B, resulting in an operating margin of 22.3%.
ARZGY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Assicurazioni Generali SpA ADR reported a net income of 2.01B and revenue of 34.35B, resulting in a net margin of 5.8%.
T - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, AT&T Inc. reported a net income of 4.59B and revenue of 31.56B, resulting in a net margin of 14.6%.
Frequently Asked Questions
ARZGY and T have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
T has higher volatility (8.75%) compared to ARZGY (5.75%). In terms of maximum drawdown, ARZGY dropped -51.13% vs T's -64.15%.
ARZGY currently has the higher Sharpe Ratio (2.10 vs -0.45), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for ARZGY and T
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer