AMBZ vs. WRDLY
AMBZ (American Business Bank) and WRDLY (Worldline SA) are both stocks. AMBZ operates in Banks - Regional (Financial Services), while WRDLY operates in Software - Infrastructure (Technology). Over the past 5 years, AMBZ returned 15.22%/yr vs 57.42%/yr for WRDLY. At a 0.07 correlation, their price movements are largely independent.
Performance
AMBZ vs. WRDLY - Performance Comparison
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Returns By Period
In the year-to-date period, AMBZ achieves a 14.30% return, which is significantly lower than WRDLY's 51,735.42% return.
AMBZ
- 1D
- 0.89%
- 1M
- 0.84%
- 6M
- 16.11%
- YTD
- 14.30%
- 1Y
- 59.19%
- 3Y*
- 38.94%
- 5Y*
- 15.22%
- 10Y*
- 10.43%
WRDLY
- 1D
- 0.00%
- 1M
- 2,030.84%
- 6M
- 54,617.86%
- YTD
- 51,735.42%
- 1Y
- 22,981.48%
- 3Y*
- 191.29%
- 5Y*
- 57.42%
- 10Y*
- —
AMBZ vs. WRDLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
AMBZ American Business Bank | 14.30% | 50.38% | 22.29% | -9.60% | 0.79% | 24.07% | -10.72% | 2.59% |
WRDLY Worldline SA | 51,735.42% | -78.78% | -50.84% | -55.64% | -30.39% | -42.19% | 49.03% | 16.07% |
Correlation
The correlation between AMBZ and WRDLY is -0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.07 |
Correlation (All Time) Calculated using the full available price history since Aug 23, 2019 | 0.07 |
Fundamentals
AMBZ:
$653.72M
WRDLY:
$80.59M
AMBZ:
$6.33
WRDLY:
-€9.73
AMBZ:
3.30
WRDLY:
0.32
AMBZ:
1.60
WRDLY:
0.86
AMBZ:
$204.45M
WRDLY:
€8.65B
AMBZ:
$119.91M
WRDLY:
€4.77B
AMBZ:
$80.01M
WRDLY:
€1.07B
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Return for Risk
AMBZ vs. WRDLY — Risk / Return Rank
AMBZ
WRDLY
AMBZ vs. WRDLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Business Bank (AMBZ) and Worldline SA (WRDLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AMBZ | WRDLY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.23 | ||
| Sortino ratioReturn per unit of downside risk | -55.97 | ||
| Omega ratioGain probability vs. loss probability | 3.46 | 11.98 | -8.52 |
| Calmar ratioReturn relative to maximum drawdown | 29.42 | 269.94 | -240.52 |
| Martin ratioReturn relative to average drawdown | 89.29 | 477.95 | -388.66 |
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Drawdowns
AMBZ vs. WRDLY - Drawdown Comparison
The maximum AMBZ drawdown since its inception was -51.52%, smaller than the maximum WRDLY drawdown of -99.40%. Use the drawdown chart below to compare losses from any high point for AMBZ and WRDLY.
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Drawdown Indicators
| AMBZ | WRDLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.52% | -99.40% | +47.88% |
Max Drawdown (1Y)Largest decline over 1 year | -2.02% | -87.01% | +84.99% |
Max Drawdown (3Y)Largest decline over 3 years | -22.56% | -98.48% | +75.92% |
Max Drawdown (5Y)Largest decline over 5 years | -40.69% | -99.40% | +58.71% |
Max Drawdown (10Y)Largest decline over 10 years | -51.52% | — | — |
Current DrawdownCurrent decline from peak | 0.00% | -9.81% | +9.81% |
Average DrawdownAverage peak-to-trough decline | -12.44% | -59.86% | +47.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.67% | 49.04% | -48.37% |
Volatility
AMBZ vs. WRDLY - Volatility Comparison
The current volatility for American Business Bank (AMBZ) is 1.14%, while Worldline SA (WRDLY) has a volatility of 317.12%. This indicates that AMBZ experiences smaller price fluctuations and is considered to be less risky than WRDLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AMBZ | WRDLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.14% | 317.12% | -315.98% |
Volatility (6M)Calculated over the trailing 6-month period | 7.56% | 525.08% | -517.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.65% | 5,392.05% | -5,381.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.43% | 2,419.87% | -2,401.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.76% | 2,174.89% | -2,155.13% |
Dividends
AMBZ vs. WRDLY - Dividend Comparison
AMBZ's dividend yield for the trailing twelve months is around 1.50%, less than WRDLY's 7.11% yield.
| Position | TTM | 2025 |
|---|---|---|
AMBZ American Business Bank | 1.50% | 1.54% |
WRDLY Worldline SA | 7.11% | 0.00% |
Financials
AMBZ vs. WRDLY - Financials Comparison
This section allows you to compare key financial metrics between American Business Bank and Worldline SA. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AMBZ vs. WRDLY - Profitability Comparison
AMBZ - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, American Business Bank reported a gross profit of 41.93M and revenue of 52.29M. Therefore, the gross margin over that period was 80.2%.
WRDLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Worldline SA reported a gross profit of 763.01M and revenue of 1.81B. Therefore, the gross margin over that period was 42.1%.
AMBZ - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, American Business Bank reported an operating income of 21.33M and revenue of 52.29M, resulting in an operating margin of 40.8%.
WRDLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Worldline SA reported an operating income of 37.82M and revenue of 1.81B, resulting in an operating margin of 2.1%.
AMBZ - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, American Business Bank reported a net income of 15.86M and revenue of 52.29M, resulting in a net margin of 30.3%.
WRDLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Worldline SA reported a net income of -931.75M and revenue of 1.81B, resulting in a net margin of -51.4%.
Frequently Asked Questions
AMBZ and WRDLY have a correlation of -0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
WRDLY has higher volatility (317.12%) compared to AMBZ (1.14%). In terms of maximum drawdown, AMBZ dropped -51.52% vs WRDLY's -99.40%.
AMBZ currently has the higher Sharpe Ratio (5.58 vs 4.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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