AEG vs. ING

Last updated Apr 1, 2026

Compare and contrast key facts about Aegon N.V. (AEG) and ING Groep N.V. (ING).

Performance

AEG vs. ING - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Aegon N.V. (AEG) and ING Groep N.V. (ING). The values are adjusted to include any dividend payments, if applicable.

AEG vs. ING - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
AEG Aegon N.V.	-5.84%	39.08%	8.38%	21.19%	6.45%	29.44%	-10.42%	5.37%	-22.29%	20.46%
ING ING Groep N.V.	-6.29%	91.12%	12.25%	31.88%	-4.22%	55.41%	-21.66%	20.03%	-41.15%	35.53%

Fundamentals

Market Cap AEG : $10.98B ING : $75.96B
EPS AEG : $1.07 ING : $2.12
PE Ratio AEG : 6.76 ING : 12.31
PEG Ratio AEG : 0.19 ING : 0.73
PS Ratio AEG : 0.25 ING : 1.89
PB Ratio AEG : 1.46 ING : 1.53
Total Revenue (TTM) AEG : $45.17B ING : $41.11B
Gross Profit (TTM) AEG : $45.17B ING : $40.18B
EBITDA (TTM) AEG : $1.06B ING : $9.13B

Returns By Period

In the year-to-date period, AEG achieves a -5.84% return, which is significantly higher than ING's -6.29% return. Over the past 10 years, AEG has underperformed ING with an annualized return of 8.63%, while ING has yielded a comparatively higher 13.93% annualized return.

AEG

• 1D: 4.76%
• 1M: -3.20%
• YTD: -5.84%
• 6M: -9.14%
• 1Y: 17.05%
• 3Y*: 26.33%
• 5Y*: 14.39%
• 10Y*: 8.63%

ING

• 1D: 5.17%
• 1M: -9.45%
• YTD: -6.29%
• 6M: 0.61%
• 1Y: 41.72%
• 3Y*: 39.26%
• 5Y*: 24.44%
• 10Y*: 13.93%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

AEG vs. ING — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

AEG

AEG Risk / Return Rank: 61
AEG Sharpe Ratio Rank: 64
AEG Sortino Ratio Rank: 55
AEG Omega Ratio Rank: 56
AEG Calmar Ratio Rank: 63
AEG Martin Ratio Rank: 67

ING

ING Risk / Return Rank: 81
ING Sharpe Ratio Rank: 84
ING Sortino Ratio Rank: 80
ING Omega Ratio Rank: 79
ING Calmar Ratio Rank: 78
ING Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

AEG vs. ING - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Aegon N.V. (AEG) and ING Groep N.V. (ING). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	AEG	ING	Difference
Sharpe ratio Return per unit of total volatility	0.59	1.48	-0.88
Sortino ratio Return per unit of downside risk	0.96	2.06	-1.10
Omega ratio Gain probability vs. loss probability	1.14	1.27	-0.14
Calmar ratio Return relative to maximum drawdown	0.95	2.02	-1.07
Martin ratio Return relative to average drawdown	2.82	6.79	-3.97
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

AEG vs. ING - Sharpe Ratio Comparison

The current AEG Sharpe Ratio is 0.59, which is lower than the ING Sharpe Ratio of 1.48. The chart below compares the historical Sharpe Ratios of AEG and ING, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	AEG	ING	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.59	1.48	-0.88
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.47	0.79	-0.32
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.24	0.40	-0.16
Sharpe Ratio (All Time) Calculated using the full available price history	0.20	0.11	+0.09

Correlation

The correlation between AEG and ING is 0.71, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

AEG vs. ING - Dividend Comparison

AEG's dividend yield for the trailing twelve months is around 6.08%, more than ING's 5.27% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AEG Aegon N.V.	6.08%	5.72%	5.93%	4.89%	4.08%	3.37%	1.80%	7.37%	7.02%	4.74%	5.30%	4.72%
ING ING Groep N.V.	5.27%	4.78%	7.65%	5.86%	7.16%	5.09%	0.00%	5.92%	2.63%	3.28%	4.24%	2.58%

Drawdowns

AEG vs. ING - Drawdown Comparison

The maximum AEG drawdown since its inception was -94.91%, roughly equal to the maximum ING drawdown of -92.73%. Use the drawdown chart below to compare losses from any high point for AEG and ING.

Drawdown Indicators

	AEG	ING	Difference
Max Drawdown Largest peak-to-trough decline	-94.91%	-92.73%	-2.18%
Max Drawdown (1Y) Largest decline over 1 year	-17.51%	-19.86%	+2.35%
Max Drawdown (5Y) Largest decline over 5 years	-36.56%	-43.39%	+6.83%
Max Drawdown (10Y) Largest decline over 10 years	-71.11%	-75.27%	+4.16%
Current Drawdown Current decline from peak	-67.81%	-15.72%	-52.09%
Average Drawdown Average peak-to-trough decline	-52.62%	-46.08%	-6.54%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.92%	5.91%	+0.01%

Volatility

AEG vs. ING - Volatility Comparison

The current volatility for Aegon N.V. (AEG) is 8.42%, while ING Groep N.V. (ING) has a volatility of 10.77%. This indicates that AEG experiences smaller price fluctuations and is considered to be less risky than ING based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	AEG	ING	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.42%	10.77%	-2.35%
Volatility (6M) Calculated over the trailing 6-month period	19.71%	19.57%	+0.14%
Volatility (1Y) Calculated over the trailing 1-year period	28.80%	28.43%	+0.37%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.93%	31.01%	-0.08%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.91%	34.92%	+0.99%

Financials

AEG vs. ING - Profitability Comparison

The chart below illustrates the profitability comparison between Aegon N.V. and ING Groep N.V. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

AEG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Aegon N.V. reported a gross profit of 19.00B and revenue of 19.00B. Therefore, the gross margin over that period was 100.0%.

ING - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, ING Groep N.V. reported a gross profit of 5.37B and revenue of 5.37B. Therefore, the gross margin over that period was 100.0%.

AEG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Aegon N.V. reported an operating income of 365.28M and revenue of 19.00B, resulting in an operating margin of 1.9%.

ING - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, ING Groep N.V. reported an operating income of 5.37B and revenue of 5.37B, resulting in an operating margin of 100.0%.

AEG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Aegon N.V. reported a net income of 389.10M and revenue of 19.00B, resulting in a net margin of 2.1%.

ING - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, ING Groep N.V. reported a net income of 1.41B and revenue of 5.37B, resulting in a net margin of 26.3%.