ACCSX vs. RGHYX
ACCSX (Access Capital Community Investment Fund) and RGHYX (RBC BlueBay High Yield Bond Fund) are both mutual funds - ACCSX is a Government Bonds fund managed by RBC Global Asset Management., while RGHYX is a High Yield Bonds fund managed by RBC Global Asset Management.. Over the past 10 years, ACCSX returned 0.95%/yr vs 6.10%/yr for RGHYX. At a 0.20 correlation, their price movements are largely independent. ACCSX charges 0.45%/yr vs 0.57%/yr for RGHYX.
Performance
ACCSX vs. RGHYX - Performance Comparison
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Returns By Period
In the year-to-date period, ACCSX achieves a 0.11% return, which is significantly lower than RGHYX's 1.67% return. Over the past 10 years, ACCSX has underperformed RGHYX with an annualized return of 0.95%, while RGHYX has yielded a comparatively higher 6.10% annualized return.
ACCSX
- 1D
- 0.13%
- 1M
- 0.84%
- YTD
- 0.11%
- 6M
- 0.43%
- 1Y
- 5.53%
- 3Y*
- 3.58%
- 5Y*
- -0.14%
- 10Y*
- 0.95%
RGHYX
- 1D
- 0.10%
- 1M
- 0.74%
- YTD
- 1.67%
- 6M
- 2.08%
- 1Y
- 6.97%
- 3Y*
- 8.67%
- 5Y*
- 4.59%
- 10Y*
- 6.10%
ACCSX vs. RGHYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ACCSX Access Capital Community Investment Fund | 0.11% | 8.02% | 0.62% | 4.13% | -11.97% | -0.98% | 3.87% | 6.16% | -0.17% | 1.75% |
RGHYX RBC BlueBay High Yield Bond Fund | 1.67% | 9.02% | 7.14% | 12.88% | -8.48% | 3.72% | 9.65% | 15.83% | -0.73% | 6.72% |
Correlation
The correlation between ACCSX and RGHYX is 0.50, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.50 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.51 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.44 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.26 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2012 | 0.20 |
Over the past year, ACCSX and RGHYX have become more correlated (0.50) than their long-term average of 0.20, meaning their price movements have been converging.
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Return for Risk
ACCSX vs. RGHYX — Risk / Return Rank
ACCSX
RGHYX
ACCSX vs. RGHYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Access Capital Community Investment Fund (ACCSX) and RBC BlueBay High Yield Bond Fund (RGHYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ACCSX | RGHYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.42 | ||
| Sortino ratioReturn per unit of downside risk | -2.31 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.61 | -0.36 |
| Calmar ratioReturn relative to maximum drawdown | 1.76 | 2.73 | -0.97 |
| Martin ratioReturn relative to average drawdown | 5.40 | 12.65 | -7.25 |
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Drawdowns
ACCSX vs. RGHYX - Drawdown Comparison
The maximum ACCSX drawdown since its inception was -17.91%, roughly equal to the maximum RGHYX drawdown of -17.38%. Use the drawdown chart below to compare losses from any high point for ACCSX and RGHYX.
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Drawdown Indicators
| ACCSX | RGHYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.91% | -17.38% | -0.53% |
Max Drawdown (1Y)Largest decline over 1 year | -3.16% | -2.65% | -0.51% |
Max Drawdown (3Y)Largest decline over 3 years | -7.70% | -4.01% | -3.69% |
Max Drawdown (5Y)Largest decline over 5 years | -17.91% | -12.79% | -5.12% |
Max Drawdown (10Y)Largest decline over 10 years | -17.91% | -17.38% | -0.53% |
Current DrawdownCurrent decline from peak | -1.59% | -0.10% | -1.49% |
Average DrawdownAverage peak-to-trough decline | -3.83% | -1.47% | -2.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 0.57% | +0.46% |
Volatility
ACCSX vs. RGHYX - Volatility Comparison
Access Capital Community Investment Fund (ACCSX) has a higher volatility of 1.49% compared to RBC BlueBay High Yield Bond Fund (RGHYX) at 0.77%. This indicates that ACCSX's price experiences larger fluctuations and is considered to be riskier than RGHYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ACCSX | RGHYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.49% | 0.77% | +0.72% |
Volatility (6M)Calculated over the trailing 6-month period | 3.20% | 2.15% | +1.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.24% | 2.65% | +1.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.33% | 4.39% | +1.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.75% | 4.67% | +0.08% |
ACCSX vs. RGHYX - Expense Ratio Comparison
ACCSX has a 0.45% expense ratio, which is lower than RGHYX's 0.57% expense ratio.
Dividends
ACCSX vs. RGHYX - Dividend Comparison
ACCSX's dividend yield for the trailing twelve months is around 3.44%, less than RGHYX's 6.37% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ACCSX Access Capital Community Investment Fund | 3.44% | 3.62% | 3.00% | 2.71% | 2.33% | 1.94% | 2.36% | 2.78% | 2.77% | 2.64% | 3.06% | 3.20% |
RGHYX RBC BlueBay High Yield Bond Fund | 6.37% | 6.68% | 6.91% | 6.22% | 6.04% | 5.29% | 5.54% | 4.88% | 6.79% | 3.88% | 4.44% | 4.38% |
Frequently Asked Questions
ACCSX and RGHYX have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ACCSX has higher volatility (1.49%) compared to RGHYX (0.77%). In terms of maximum drawdown, ACCSX dropped -17.91% vs RGHYX's -17.38%.
RGHYX currently has the higher Sharpe Ratio (2.74 vs 1.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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