AALTX vs. RGAGX
Compare and contrast key facts about American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds The Growth Fund of America Class R-6 (RGAGX).
AALTX is managed by American Funds. It was launched on Jan 31, 2007. RGAGX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
AALTX vs. RGAGX - Performance Comparison
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AALTX vs. RGAGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | -3.14% | 20.06% | 15.09% | 20.34% | -19.14% | 16.96% | 19.07% | 24.59% | -5.87% | 22.18% |
RGAGX American Funds The Growth Fund of America Class R-6 | -7.99% | 20.08% | 28.41% | 37.66% | -30.53% | 19.67% | 38.30% | 29.22% | -2.88% | 26.53% |
Returns By Period
In the year-to-date period, AALTX achieves a -3.14% return, which is significantly higher than RGAGX's -7.99% return. Over the past 10 years, AALTX has underperformed RGAGX with an annualized return of 10.80%, while RGAGX has yielded a comparatively higher 14.74% annualized return.
AALTX
- 1D
- 2.61%
- 1M
- -6.25%
- YTD
- -3.14%
- 6M
- -0.66%
- 1Y
- 17.54%
- 3Y*
- 14.94%
- 5Y*
- 7.65%
- 10Y*
- 10.80%
RGAGX
- 1D
- 3.55%
- 1M
- -6.32%
- YTD
- -7.99%
- 6M
- -7.03%
- 1Y
- 17.19%
- 3Y*
- 20.63%
- 5Y*
- 9.29%
- 10Y*
- 14.74%
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AALTX vs. RGAGX - Expense Ratio Comparison
AALTX has a 0.33% expense ratio, which is higher than RGAGX's 0.30% expense ratio.
Return for Risk
AALTX vs. RGAGX — Risk / Return Rank
AALTX
RGAGX
AALTX vs. RGAGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AALTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 0.86 | +0.37 |
Sortino ratioReturn per unit of downside risk | 1.82 | 1.37 | +0.46 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.20 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.80 | 1.29 | +0.51 |
Martin ratioReturn relative to average drawdown | 7.77 | 4.90 | +2.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AALTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 0.86 | +0.37 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.46 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.75 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.80 | -0.30 |
Correlation
The correlation between AALTX and RGAGX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AALTX vs. RGAGX - Dividend Comparison
AALTX's dividend yield for the trailing twelve months is around 6.00%, less than RGAGX's 11.95% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | 6.00% | 5.81% | 3.33% | 2.36% | 7.07% | 4.32% | 3.13% | 4.17% | 4.77% | 2.36% | 3.53% | 4.85% |
RGAGX American Funds The Growth Fund of America Class R-6 | 11.95% | 10.99% | 9.29% | 7.70% | 4.44% | 8.49% | 4.57% | 7.93% | 12.36% | 7.34% | 6.95% | 9.22% |
Drawdowns
AALTX vs. RGAGX - Drawdown Comparison
The maximum AALTX drawdown since its inception was -50.02%, which is greater than RGAGX's maximum drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for AALTX and RGAGX.
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Drawdown Indicators
| AALTX | RGAGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.02% | -36.19% | -13.83% |
Max Drawdown (1Y)Largest decline over 1 year | -9.98% | -13.71% | +3.73% |
Max Drawdown (5Y)Largest decline over 5 years | -26.68% | -36.19% | +9.51% |
Max Drawdown (10Y)Largest decline over 10 years | -29.30% | -36.19% | +6.89% |
Current DrawdownCurrent decline from peak | -7.09% | -10.64% | +3.55% |
Average DrawdownAverage peak-to-trough decline | -7.23% | -5.53% | -1.70% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.32% | 3.62% | -1.30% |
Volatility
AALTX vs. RGAGX - Volatility Comparison
The current volatility for American Funds 2050 Target Date Retirement Fund (AALTX) is 5.39%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 6.74%. This indicates that AALTX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AALTX | RGAGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.39% | 6.74% | -1.35% |
Volatility (6M)Calculated over the trailing 6-month period | 9.02% | 12.12% | -3.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.79% | 21.00% | -6.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.21% | 20.23% | -6.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.82% | 19.64% | -4.82% |