AALTX vs. AMCPX
Compare and contrast key facts about American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds AMCAP Fund Class A (AMCPX).
AALTX is managed by American Funds. It was launched on Jan 31, 2007. AMCPX is managed by American Funds. It was launched on Jan 5, 1967.
Performance
AALTX vs. AMCPX - Performance Comparison
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AALTX vs. AMCPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | -5.61% | 20.06% | 15.09% | 20.34% | -19.14% | 16.96% | 19.07% | 24.59% | -5.87% | 22.18% |
AMCPX American Funds AMCAP Fund Class A | -11.82% | 17.68% | 21.11% | 31.04% | -28.67% | 20.57% | 21.42% | 26.35% | -4.42% | 22.08% |
Returns By Period
In the year-to-date period, AALTX achieves a -5.61% return, which is significantly higher than AMCPX's -11.82% return. Both investments have delivered pretty close results over the past 10 years, with AALTX having a 10.52% annualized return and AMCPX not far ahead at 10.59%.
AALTX
- 1D
- -0.36%
- 1M
- -9.04%
- YTD
- -5.61%
- 6M
- -2.70%
- 1Y
- 15.05%
- 3Y*
- 13.96%
- 5Y*
- 7.36%
- 10Y*
- 10.52%
AMCPX
- 1D
- -0.37%
- 1M
- -10.12%
- YTD
- -11.82%
- 6M
- -9.34%
- 1Y
- 11.06%
- 3Y*
- 14.39%
- 5Y*
- 6.22%
- 10Y*
- 10.59%
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AALTX vs. AMCPX - Expense Ratio Comparison
AALTX has a 0.33% expense ratio, which is lower than AMCPX's 0.65% expense ratio.
Return for Risk
AALTX vs. AMCPX — Risk / Return Rank
AALTX
AMCPX
AALTX vs. AMCPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds AMCAP Fund Class A (AMCPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AALTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.03 | 0.56 | +0.47 |
Sortino ratioReturn per unit of downside risk | 1.55 | 0.94 | +0.61 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.13 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.32 | 0.59 | +0.73 |
Martin ratioReturn relative to average drawdown | 5.82 | 2.42 | +3.40 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AALTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.03 | 0.56 | +0.47 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.33 | +0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.57 | +0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.57 | -0.08 |
Correlation
The correlation between AALTX and AMCPX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AALTX vs. AMCPX - Dividend Comparison
AALTX's dividend yield for the trailing twelve months is around 6.16%, less than AMCPX's 9.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | 6.16% | 5.81% | 3.33% | 2.36% | 7.07% | 4.32% | 3.13% | 4.17% | 4.77% | 2.36% | 3.53% | 4.85% |
AMCPX American Funds AMCAP Fund Class A | 9.90% | 8.73% | 8.19% | 3.26% | 7.54% | 3.43% | 3.88% | 4.90% | 7.84% | 5.37% | 3.81% | 8.86% |
Drawdowns
AALTX vs. AMCPX - Drawdown Comparison
The maximum AALTX drawdown since its inception was -50.02%, smaller than the maximum AMCPX drawdown of -62.37%. Use the drawdown chart below to compare losses from any high point for AALTX and AMCPX.
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Drawdown Indicators
| AALTX | AMCPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.02% | -62.37% | +12.35% |
Max Drawdown (1Y)Largest decline over 1 year | -9.98% | -14.18% | +4.20% |
Max Drawdown (5Y)Largest decline over 5 years | -26.68% | -36.90% | +10.22% |
Max Drawdown (10Y)Largest decline over 10 years | -29.30% | -36.90% | +7.60% |
Current DrawdownCurrent decline from peak | -9.45% | -14.18% | +4.73% |
Average DrawdownAverage peak-to-trough decline | -7.23% | -9.60% | +2.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 3.47% | -1.20% |
Volatility
AALTX vs. AMCPX - Volatility Comparison
The current volatility for American Funds 2050 Target Date Retirement Fund (AALTX) is 4.45%, while American Funds AMCAP Fund Class A (AMCPX) has a volatility of 5.26%. This indicates that AALTX experiences smaller price fluctuations and is considered to be less risky than AMCPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AALTX | AMCPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.45% | 5.26% | -0.81% |
Volatility (6M)Calculated over the trailing 6-month period | 8.64% | 11.06% | -2.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.60% | 19.60% | -5.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.17% | 19.12% | -4.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.80% | 18.63% | -3.83% |