AALTX vs. AIVSX
Compare and contrast key facts about American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds Investment Company of America Class A (AIVSX).
AALTX is managed by American Funds. It was launched on Jan 31, 2007. AIVSX is managed by American Funds. It was launched on Jan 1, 1934.
Performance
AALTX vs. AIVSX - Performance Comparison
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AALTX vs. AIVSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | -3.14% | 20.06% | 15.09% | 20.34% | -19.14% | 16.96% | 19.07% | 24.59% | -5.87% | 22.18% |
AIVSX American Funds Investment Company of America Class A | -4.87% | 20.47% | 24.90% | 28.56% | -15.50% | 25.10% | 14.47% | 24.10% | -8.21% | 19.54% |
Returns By Period
In the year-to-date period, AALTX achieves a -3.14% return, which is significantly higher than AIVSX's -4.87% return. Over the past 10 years, AALTX has underperformed AIVSX with an annualized return of 10.80%, while AIVSX has yielded a comparatively higher 12.88% annualized return.
AALTX
- 1D
- 2.61%
- 1M
- -6.25%
- YTD
- -3.14%
- 6M
- -0.66%
- 1Y
- 17.54%
- 3Y*
- 14.94%
- 5Y*
- 7.65%
- 10Y*
- 10.80%
AIVSX
- 1D
- 3.05%
- 1M
- -5.90%
- YTD
- -4.87%
- 6M
- -3.21%
- 1Y
- 17.66%
- 3Y*
- 20.05%
- 5Y*
- 12.46%
- 10Y*
- 12.88%
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AALTX vs. AIVSX - Expense Ratio Comparison
AALTX has a 0.33% expense ratio, which is lower than AIVSX's 0.57% expense ratio.
Return for Risk
AALTX vs. AIVSX — Risk / Return Rank
AALTX
AIVSX
AALTX vs. AIVSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds Investment Company of America Class A (AIVSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AALTX | AIVSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 1.04 | +0.19 |
Sortino ratioReturn per unit of downside risk | 1.82 | 1.59 | +0.24 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.23 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.80 | 1.72 | +0.08 |
Martin ratioReturn relative to average drawdown | 7.77 | 7.16 | +0.61 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AALTX | AIVSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 1.04 | +0.19 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.78 | -0.24 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.78 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.67 | -0.17 |
Correlation
The correlation between AALTX and AIVSX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AALTX vs. AIVSX - Dividend Comparison
AALTX's dividend yield for the trailing twelve months is around 6.00%, less than AIVSX's 11.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | 6.00% | 5.81% | 3.33% | 2.36% | 7.07% | 4.32% | 3.13% | 4.17% | 4.77% | 2.36% | 3.53% | 4.85% |
AIVSX American Funds Investment Company of America Class A | 11.17% | 10.60% | 9.29% | 4.96% | 6.12% | 6.94% | 1.65% | 6.15% | 9.61% | 7.08% | 5.48% | 8.95% |
Drawdowns
AALTX vs. AIVSX - Drawdown Comparison
The maximum AALTX drawdown since its inception was -50.02%, roughly equal to the maximum AIVSX drawdown of -50.90%. Use the drawdown chart below to compare losses from any high point for AALTX and AIVSX.
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Drawdown Indicators
| AALTX | AIVSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.02% | -50.90% | +0.88% |
Max Drawdown (1Y)Largest decline over 1 year | -9.98% | -10.76% | +0.78% |
Max Drawdown (5Y)Largest decline over 5 years | -26.68% | -24.31% | -2.37% |
Max Drawdown (10Y)Largest decline over 10 years | -29.30% | -31.09% | +1.79% |
Current DrawdownCurrent decline from peak | -7.09% | -7.34% | +0.25% |
Average DrawdownAverage peak-to-trough decline | -7.23% | -5.93% | -1.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.32% | 2.59% | -0.27% |
Volatility
AALTX vs. AIVSX - Volatility Comparison
The current volatility for American Funds 2050 Target Date Retirement Fund (AALTX) is 5.39%, while American Funds Investment Company of America Class A (AIVSX) has a volatility of 5.75%. This indicates that AALTX experiences smaller price fluctuations and is considered to be less risky than AIVSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AALTX | AIVSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.39% | 5.75% | -0.36% |
Volatility (6M)Calculated over the trailing 6-month period | 9.02% | 9.93% | -0.91% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.79% | 17.56% | -2.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.21% | 15.96% | -1.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.82% | 16.55% | -1.73% |