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WVS Financial Corp. (WVFC)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US9293581099
CUSIP
929358109
IPO Date
Nov 29, 1993

Highlights

Market Cap
$21.39M
Enterprise Value
$273.80M
EPS (TTM)
$1.27
PE Ratio
10.85
PEG Ratio
0.96
Total Revenue (TTM)
$15.67M
Gross Profit (TTM)
$4.87M
EBITDA (TTM)
$2.68M
Year Range
$12.05 - $15.40
ROA (TTM)
0.54%
ROE (TTM)
5.02%

Share Price Chart


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WVS Financial Corp.

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in WVS Financial Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

WVS Financial Corp. (WVFC) has returned 9.89% so far this year and 15.80% over the past 12 months. Over the last ten years, WVFC has returned 4.63% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


WVS Financial Corp.

1D
0.07%
1M
-7.81%
YTD
9.89%
6M
14.71%
1Y
15.80%
3Y*
4.24%
5Y*
0.26%
10Y*
4.63%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Nov 29, 1993, WVFC's average daily return is +0.04%, while the average monthly return is +0.57%. At this rate, your investment would double in approximately 10.2 years.

Historically, 53% of months were positive and 47% were negative. The best month was Nov 2018 with a return of +19.6%, while the worst month was Mar 2020 at -19.8%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 6 months.

On a daily basis, WVFC closed higher 26% of trading days. The best single day was Oct 12, 2011 with a return of +21.3%, while the worst single day was Jan 14, 2013 at -14.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20266.56%11.86%-7.81%9.89%
2025-3.08%-0.73%-0.48%0.00%3.12%-1.59%-1.86%0.82%0.53%1.02%2.17%1.14%0.90%
20242.36%0.78%-3.15%2.30%-0.30%-4.25%0.74%0.83%3.35%-2.69%8.47%-1.96%5.99%
2023-0.36%-0.64%-1.89%-7.41%-0.81%0.11%0.62%0.01%0.08%-0.41%0.95%3.54%-6.38%
20222.89%-2.23%0.66%-0.07%-1.37%-0.60%0.47%-4.28%-2.17%0.00%0.70%-0.00%-6.01%
20212.61%3.81%4.22%2.53%1.75%-0.18%0.26%-3.02%0.71%-2.09%-1.75%-0.07%8.84%

Benchmark Metrics

WVS Financial Corp. has an annualized alpha of 9.50%, beta of 0.04, and R² of 0.00 versus S&P 500 Index. Calculated based on daily prices since November 30, 1993.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (28.05%) than losses (17.82%) — typical of diversified or defensive assets.
  • Beta of 0.04 may look defensive, but with R² of 0.00 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.00 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
9.50%
Beta
0.04
0.00
Upside Capture
28.05%
Downside Capture
17.82%

Return for Risk

Risk / Return Rank

WVFC ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


WVFC Risk / Return Rank: 7070
Overall Rank
WVFC Sharpe Ratio Rank: 6666
Sharpe Ratio Rank
WVFC Sortino Ratio Rank: 5757
Sortino Ratio Rank
WVFC Omega Ratio Rank: 7979
Omega Ratio Rank
WVFC Calmar Ratio Rank: 7474
Calmar Ratio Rank
WVFC Martin Ratio Rank: 7575
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for WVS Financial Corp. (WVFC) and compare them to a chosen benchmark (S&P 500 Index).


WVFCBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.73

0.90

-0.17

Sortino ratio

Return per unit of downside risk

1.10

1.39

-0.29

Omega ratio

Gain probability vs. loss probability

1.28

1.21

+0.07

Calmar ratio

Return relative to maximum drawdown

1.82

1.40

+0.42

Martin ratio

Return relative to average drawdown

4.83

6.61

-1.77

Explore WVFC risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

WVS Financial Corp. provided a 3.18% dividend yield over the last twelve months, with an annual payout of $0.44 per share. The company has been increasing its dividends for 3 consecutive years.


1.00%1.50%2.00%2.50%3.00%3.50%$0.00$0.10$0.20$0.30$0.4020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.44$0.44$0.44$0.40$0.30$0.40$0.40$0.40$0.32$0.28$0.16$0.16

Dividend yield

3.18%3.48%3.38%3.15%2.14%2.63%2.79%2.50%2.17%1.81%1.09%1.30%

Monthly Dividends

The table displays the monthly dividend distributions for WVS Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.10$0.00$0.10
2025$0.00$0.10$0.00$0.00$0.14$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.44
2024$0.00$0.10$0.00$0.00$0.14$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.44
2023$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40
2022$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.00$0.00$0.00$0.10$0.00$0.30
2021$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.40

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the WVS Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the WVS Financial Corp. was 55.82%, occurring on May 14, 2012. Recovery took 1154 trading sessions.

The current WVS Financial Corp. drawdown is 8.11%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-55.82%Jun 15, 2009736May 14, 20121154Dec 13, 20161890
-39.09%Apr 29, 1998466Mar 2, 2000370Aug 20, 2001836
-27.58%Feb 3, 199477May 25, 1994237May 3, 1995314
-25.77%Mar 22, 2019270Apr 16, 20201460Feb 6, 20261730
-25.71%Feb 9, 2018183Oct 30, 201874Feb 19, 2019257

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of WVS Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how WVS Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for WVFC, comparing it with other companies in the Banks - Regional industry. Currently, WVFC has a P/E ratio of 10.8. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for WVFC compared to other companies in the Banks - Regional industry. WVFC currently has a PEG ratio of 1.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for WVFC relative to other companies in the Banks - Regional industry. Currently, WVFC has a P/S ratio of 1.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for WVFC in comparison with other companies in the Banks - Regional industry. Currently, WVFC has a P/B value of 0.5. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items