VersaBank (VBNK)

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VersaBank (VBNK) is up 21.3% since the beginning of the year. At $18 per share, VBNK is trading 4.7% below its 52-week high of $19.

VersaBank (VBNK) has returned 21.31% so far this year and 61.73% over the past 12 months.

Based on dividend-adjusted daily data since Aug 27, 2021, VBNK's average daily return is +0.07%, while the average monthly return is +1.55%. At this rate, an investment would double in approximately 3.8 years.

Historically, 51% of months were positive and 49% were negative. The best month was Dec 2023 with a return of +39.7%, while the worst month was Dec 2024 at -23.0%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 7 months.

On a daily basis, VBNK closed higher 48% of trading days. The best single day was Apr 17, 2025 with a return of +15.2%, while the worst single day was Mar 5, 2025 at -12.5%.

VersaBank has an annualized alpha of 11.24%, beta of 0.59, and R2 of 0.09 versus S&P 500 Index. Calculated based on daily prices since August 30, 2021.

• This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (89.44%) than losses (82.89%) - typical of diversified or defensive assets.
• Beta of 0.59 may look defensive, but with R2 of 0.09 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.09 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

VBNK ranks 83 for risk / return — in the top 83% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The table below present risk-adjusted performance metrics for VersaBank (VBNK) and compare them to S&P 500 Index.

VersaBank provided a 0.40% dividend yield over the last twelve months, with an annual payout of $0.07 per share.

The table displays the monthly dividend distributions for VersaBank. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the VersaBank. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the VersaBank was 50.70%, occurring on May 18, 2023. Recovery took 319 trading sessions.

The current VersaBank drawdown is 3.77%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of VersaBank over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how VersaBank is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.