United Bancshares, Inc. (UBOH)

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

United Bancshares, Inc. (UBOH) is down 10.5% since the beginning of the year. At $38 per share, UBOH is trading 15.6% below its 52-week high of $45. Investors who bought $1,000 worth of UBOH shares 5 years ago would now be looking at an investment worth $1,423.

United Bancshares, Inc. (UBOH) has returned -10.52% so far this year and 39.41% over the past 12 months. Over the last ten years, UBOH has returned 10.77% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since Mar 22, 2000, UBOH's average daily return is +0.06%, while the average monthly return is +0.85%. At this rate, an investment would double in approximately 6.8 years.

Historically, 54% of months were positive and 46% were negative. The best month was Dec 2024 with a return of +39.0%, while the worst month was Mar 2020 at -25.9%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 6 months.

On a daily basis, UBOH closed higher 36% of trading days. The best single day was Aug 11, 2000 with a return of +27.7%, while the worst single day was Aug 9, 2000 at -18.8%.

United Bancshares, Inc. has an annualized alpha of 13.84%, beta of 0.16, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since March 22, 2000.

• This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (29.45%) than losses (4.38%) - typical of diversified or defensive assets.
• Beta of 0.16 may look defensive, but with R2 of 0.01 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.01 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

UBOH ranks 84 for risk / return — in the top 84% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

United Bancshares, Inc. provided a 2.50% dividend yield over the last twelve months, with an annual payout of $0.95 per share. The company has been increasing its dividends for 3 consecutive years.

The table displays the monthly dividend distributions for United Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the United Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the United Bancshares, Inc. was 53.90%, occurring on Apr 11, 2012. Recovery took 409 trading sessions.

The current United Bancshares, Inc. drawdown is 14.46%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of United Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how United Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.