American Century Strategic Allocation: Conservative Fund (TWSCX)

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American Century Strategic Allocation: Conservative Fund (TWSCX) is up 4.1% since the beginning of the year. TWSCX is currently trading at $6 per share. Investors who bought $1,000 worth of TWSCX shares 5 years ago would now be looking at an investment worth $1,231.

American Century Strategic Allocation: Conservative Fund (TWSCX) has returned 4.14% so far this year and 11.24% over the past 12 months. Over the last ten years, TWSCX has returned 6.34% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.

Based on dividend-adjusted daily data since Feb 15, 1996, TWSCX's average daily return is +0.02%, while the average monthly return is +0.49%. At this rate, an investment would double in approximately 11.8 years.

Historically, 65% of months were positive and 35% were negative. The best month was Nov 2020 with a return of +6.4%, while the worst month was Mar 2020 at -8.3%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 5 months.

On a daily basis, TWSCX closed higher 44% of trading days. The best single day was Dec 20, 2024 with a return of +5.0%, while the worst single day was Mar 16, 2020 at -4.9%.

American Century Strategic Allocation: Conservative Fund has an annualized alpha of 2.21%, beta of 0.38, and R2 of 0.83 versus S&P 500 Index. Calculated based on daily prices since February 16, 1996.

• This fund participated in 44.89% of S&P 500 Index downside but only 44.27% of its upside - more exposed to losses than it benefited from rallies.
• This fund generated an annualized alpha of 2.21% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
• Beta of 0.38 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

TWSCX has an expense ratio of 0.72%, placing it in the medium range.

TWSCX ranks 41 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for American Century Strategic Allocation: Conservative Fund (TWSCX) and compare them to S&P 500 Index.

American Century Strategic Allocation: Conservative Fund provided a 4.93% dividend yield over the last twelve months, with an annual payout of $0.29 per share.

The table displays the monthly dividend distributions for American Century Strategic Allocation: Conservative Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the American Century Strategic Allocation: Conservative Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the American Century Strategic Allocation: Conservative Fund was 25.70%, occurring on Mar 9, 2009. Recovery took 284 trading sessions.

The chart below shows the rolling one-month volatility.