TIAA-CREF Lifecycle Retirement Income Fund (TLRIX)
The fund is a "fund of funds" that invests in Class W shares of other funds of the Trust and in other investment pools or investment products. It invests in underlying funds according to a relatively stable asset allocation strategy that will not gradually adjust over time and is designed for investors who are already in retirement and may have begun taking systematic withdrawals upon retirement. Target allocations may be changed and actual allocations may vary up to ten percentage points from the targets.
Fund Info
| ISIN | US8863155631 |
|---|---|
| Issuer | TIAA Investments |
| Inception Date | Nov 29, 2007 |
| Category | Diversified Portfolio |
| Min. Investment | $2,000,000 |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Blend |
Expense Ratio
TLRIX has an expense ratio of 0.26%, which is considered low compared to other funds.
Share Price Chart
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Compare to other instruments
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Popular comparisons: TLRIX vs. SPY
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in TIAA-CREF Lifecycle Retirement Income Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
TIAA-CREF Lifecycle Retirement Income Fund had a return of 8.58% year-to-date (YTD) and 14.22% in the last 12 months. Over the past 10 years, TIAA-CREF Lifecycle Retirement Income Fund had an annualized return of 5.05%, while the S&P 500 had an annualized return of 10.85%, indicating that TIAA-CREF Lifecycle Retirement Income Fund did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 8.58% | 17.79% |
| 1 month | 1.40% | 0.18% |
| 6 months | 6.04% | 7.53% |
| 1 year | 14.22% | 26.42% |
| 5 years (annualized) | 5.00% | 13.48% |
| 10 years (annualized) | 5.05% | 10.85% |
Monthly Returns
The table below presents the monthly returns of TLRIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.37% | 1.19% | 1.77% | -2.34% | 2.39% | 1.24% | 1.61% | 1.50% | 8.58% | ||||
| 2023 | 3.95% | -2.09% | 1.99% | 0.77% | -0.85% | 2.16% | 1.51% | -1.30% | -2.54% | -1.56% | 5.04% | 3.58% | 10.81% |
| 2022 | -2.93% | -1.68% | -0.41% | -4.39% | 0.27% | -4.38% | 4.06% | -2.36% | -5.55% | 2.19% | 4.29% | -1.84% | -12.53% |
| 2021 | -0.40% | 0.81% | 0.58% | 2.25% | 0.79% | 0.87% | 0.85% | 0.85% | -1.87% | 1.80% | -1.23% | 1.62% | 7.06% |
| 2020 | 0.42% | -2.28% | -7.96% | 5.66% | 2.95% | 1.77% | 3.00% | 2.41% | -1.22% | -0.66% | 4.98% | 2.25% | 11.09% |
| 2019 | 4.24% | 1.26% | 1.21% | 1.51% | -1.57% | 3.17% | 0.43% | 0.34% | 0.30% | 0.94% | 1.10% | 0.07% | 13.67% |
| 2018 | 1.88% | -1.84% | -0.45% | -0.09% | 0.69% | -0.11% | 1.12% | 0.68% | -0.14% | -3.58% | 0.53% | -2.48% | -3.87% |
| 2017 | 1.48% | 1.55% | 0.60% | 1.16% | 0.97% | 0.19% | 1.49% | 0.69% | 0.82% | 1.03% | 0.76% | 0.74% | 12.11% |
| 2016 | -1.98% | -0.19% | 3.77% | 0.93% | 0.46% | 0.48% | 2.21% | 0.27% | 0.54% | -1.07% | -0.18% | 0.75% | 6.03% |
| 2015 | 0.45% | 2.17% | -0.13% | 0.71% | 0.26% | -1.27% | 0.80% | -3.10% | -1.28% | 3.25% | -0.09% | -1.40% | 0.23% |
| 2014 | -0.73% | 2.66% | -0.45% | 0.27% | 1.44% | 1.00% | -1.06% | 1.78% | -1.77% | 1.07% | 1.06% | -0.75% | 4.53% |
| 2013 | 1.74% | 0.28% | 1.23% | 1.31% | -0.46% | -2.08% | 2.38% | -1.40% | 2.75% | 2.30% | 0.81% | 0.69% | 9.86% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of TLRIX is 78, placing it in the top 22% of mutual funds on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for TIAA-CREF Lifecycle Retirement Income Fund (TLRIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
TIAA-CREF Lifecycle Retirement Income Fund granted a 3.40% dividend yield in the last twelve months. The annual payout for that period amounted to $0.39 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.39 | $0.36 | $0.62 | $0.94 | $0.71 | $0.29 | $0.64 | $0.43 | $0.41 | $0.46 | $0.46 | $0.38 |
Dividend yield | 3.40% | 3.32% | 6.10% | 7.66% | 5.77% | 2.43% | 6.04% | 3.68% | 3.75% | 4.31% | 4.13% | 3.48% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle Retirement Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.00 | $0.16 | |||
| 2023 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.16 | $0.36 |
| 2022 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.39 | $0.62 |
| 2021 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.79 | $0.94 |
| 2020 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.58 | $0.71 |
| 2019 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.13 | $0.29 |
| 2018 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.47 | $0.64 |
| 2017 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.28 | $0.43 |
| 2016 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.28 | $0.41 |
| 2015 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.35 | $0.46 |
| 2014 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.31 | $0.46 |
| 2013 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.27 | $0.38 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle Retirement Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle Retirement Income Fund was 26.70%, occurring on Mar 9, 2009. Recovery took 277 trading sessions.
The current TIAA-CREF Lifecycle Retirement Income Fund drawdown is 0.09%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.7% | Dec 7, 2007 | 313 | Mar 9, 2009 | 277 | Apr 14, 2010 | 590 |
| -17.15% | Nov 10, 2021 | 234 | Oct 14, 2022 | 397 | May 15, 2024 | 631 |
| -16.97% | Feb 20, 2020 | 23 | Mar 23, 2020 | 82 | Jul 20, 2020 | 105 |
| -8.37% | Apr 27, 2015 | 202 | Feb 11, 2016 | 81 | Jun 8, 2016 | 283 |
| -8.23% | Jul 25, 2011 | 50 | Oct 3, 2011 | 78 | Jan 25, 2012 | 128 |
Volatility
Volatility Chart
The current TIAA-CREF Lifecycle Retirement Income Fund volatility is 1.53%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.