TLRIX vs. FQIFX
Compare and contrast key facts about TIAA-CREF Lifecycle Retirement Income Fund (TLRIX) and Fidelity Freedom Index 2025 Fund Investor Class (FQIFX).
TLRIX is managed by TIAA Investments. It was launched on Nov 29, 2007. FQIFX is managed by Fidelity. It was launched on Oct 2, 2009.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TLRIX or FQIFX.
Correlation
The correlation between TLRIX and FQIFX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TLRIX vs. FQIFX - Performance Comparison
Key characteristics
TLRIX:
1.69
FQIFX:
1.45
TLRIX:
2.44
FQIFX:
2.06
TLRIX:
1.32
FQIFX:
1.26
TLRIX:
0.88
FQIFX:
1.70
TLRIX:
7.85
FQIFX:
6.35
TLRIX:
1.14%
FQIFX:
1.68%
TLRIX:
5.28%
FQIFX:
7.36%
TLRIX:
-26.70%
FQIFX:
-27.49%
TLRIX:
-1.58%
FQIFX:
-0.82%
Returns By Period
In the year-to-date period, TLRIX achieves a 2.57% return, which is significantly lower than FQIFX's 3.39% return. Over the past 10 years, TLRIX has underperformed FQIFX with an annualized return of 3.09%, while FQIFX has yielded a comparatively higher 4.61% annualized return.
TLRIX
2.57%
1.67%
2.22%
9.32%
2.31%
3.09%
FQIFX
3.39%
1.64%
2.53%
10.90%
4.83%
4.61%
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TLRIX vs. FQIFX - Expense Ratio Comparison
TLRIX has a 0.26% expense ratio, which is higher than FQIFX's 0.12% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TLRIX vs. FQIFX — Risk-Adjusted Performance Rank
TLRIX
FQIFX
TLRIX vs. FQIFX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Retirement Income Fund (TLRIX) and Fidelity Freedom Index 2025 Fund Investor Class (FQIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TLRIX vs. FQIFX - Dividend Comparison
TLRIX's dividend yield for the trailing twelve months is around 3.17%, more than FQIFX's 2.48% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLRIX TIAA-CREF Lifecycle Retirement Income Fund | 3.17% | 3.26% | 3.32% | 2.93% | 3.18% | 2.59% | 2.43% | 3.06% | 2.86% | 2.26% | 2.38% | 2.94% |
FQIFX Fidelity Freedom Index 2025 Fund Investor Class | 2.48% | 2.56% | 2.37% | 2.47% | 1.51% | 1.37% | 1.88% | 2.14% | 1.73% | 1.83% | 1.93% | 6.75% |
Drawdowns
TLRIX vs. FQIFX - Drawdown Comparison
The maximum TLRIX drawdown since its inception was -26.70%, roughly equal to the maximum FQIFX drawdown of -27.49%. Use the drawdown chart below to compare losses from any high point for TLRIX and FQIFX. For additional features, visit the drawdowns tool.
Volatility
TLRIX vs. FQIFX - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle Retirement Income Fund (TLRIX) is 1.30%, while Fidelity Freedom Index 2025 Fund Investor Class (FQIFX) has a volatility of 1.71%. This indicates that TLRIX experiences smaller price fluctuations and is considered to be less risky than FQIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.