SWJRX vs. SCHP
Compare and contrast key facts about Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab U.S. TIPS ETF (SCHP).
SWJRX is managed by Charles Schwab. It was launched on Mar 27, 2008. SCHP is a passively managed fund by Charles Schwab that tracks the performance of the Barclays Capital U.S. Treasury Inflation Protected Securities (TIPS) Index (Series-L). It was launched on Aug 5, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWJRX or SCHP.
Correlation
The correlation between SWJRX and SCHP is -0.09. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Performance
SWJRX vs. SCHP - Performance Comparison
Key characteristics
SWJRX:
1.03
SCHP:
1.53
SWJRX:
1.46
SCHP:
2.16
SWJRX:
1.20
SCHP:
1.27
SWJRX:
1.14
SCHP:
0.67
SWJRX:
3.50
SCHP:
4.62
SWJRX:
2.34%
SCHP:
1.54%
SWJRX:
7.92%
SCHP:
4.65%
SWJRX:
-25.62%
SCHP:
-14.26%
SWJRX:
-2.28%
SCHP:
-3.99%
Returns By Period
In the year-to-date period, SWJRX achieves a 2.70% return, which is significantly lower than SCHP's 3.58% return. Over the past 10 years, SWJRX has outperformed SCHP with an annualized return of 3.69%, while SCHP has yielded a comparatively lower 2.34% annualized return.
SWJRX
2.70%
-1.38%
0.21%
8.51%
4.80%
3.69%
SCHP
3.58%
-0.15%
2.58%
7.23%
1.51%
2.34%
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SWJRX vs. SCHP - Expense Ratio Comparison
SWJRX has a 0.00% expense ratio, which is lower than SCHP's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWJRX vs. SCHP — Risk-Adjusted Performance Rank
SWJRX
SCHP
SWJRX vs. SCHP - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab U.S. TIPS ETF (SCHP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWJRX vs. SCHP - Dividend Comparison
SWJRX's dividend yield for the trailing twelve months is around 4.94%, more than SCHP's 3.19% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 4.94% | 4.92% | 4.81% | 8.67% | 3.62% | 2.49% | 5.36% | 3.48% | 2.93% | 6.05% | 6.95% | 5.39% |
SCHP Schwab U.S. TIPS ETF | 3.19% | 2.99% | 3.02% | 7.19% | 4.39% | 1.11% | 2.02% | 2.63% | 1.90% | 1.38% | 0.28% | 1.30% |
Drawdowns
SWJRX vs. SCHP - Drawdown Comparison
The maximum SWJRX drawdown since its inception was -25.62%, which is greater than SCHP's maximum drawdown of -14.26%. Use the drawdown chart below to compare losses from any high point for SWJRX and SCHP. For additional features, visit the drawdowns tool.
Volatility
SWJRX vs. SCHP - Volatility Comparison
Schwab Monthly Income Fund - Moderate Payout (SWJRX) has a higher volatility of 5.02% compared to Schwab U.S. TIPS ETF (SCHP) at 2.18%. This indicates that SWJRX's price experiences larger fluctuations and is considered to be riskier than SCHP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.