SWJRX vs. SCHP
Compare and contrast key facts about Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab U.S. TIPS ETF (SCHP).
SWJRX is managed by Charles Schwab. It was launched on Mar 27, 2008. SCHP is a passively managed fund by Charles Schwab that tracks the performance of the Barclays Capital U.S. Treasury Inflation Protected Securities (TIPS) Index (Series-L). It was launched on Aug 5, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWJRX or SCHP.
Correlation
The correlation between SWJRX and SCHP is 0.14, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
SWJRX vs. SCHP - Performance Comparison
Key characteristics
SWJRX:
1.13
SCHP:
1.11
SWJRX:
1.62
SCHP:
1.58
SWJRX:
1.20
SCHP:
1.19
SWJRX:
0.56
SCHP:
0.45
SWJRX:
3.40
SCHP:
3.17
SWJRX:
2.16%
SCHP:
1.52%
SWJRX:
6.50%
SCHP:
4.36%
SWJRX:
-25.61%
SCHP:
-14.26%
SWJRX:
-4.82%
SCHP:
-5.77%
Returns By Period
In the year-to-date period, SWJRX achieves a 2.46% return, which is significantly higher than SCHP's 1.66% return. Over the past 10 years, SWJRX has underperformed SCHP with an annualized return of 1.80%, while SCHP has yielded a comparatively higher 2.31% annualized return.
SWJRX
2.46%
1.63%
0.07%
7.46%
1.40%
1.80%
SCHP
1.66%
1.19%
0.05%
4.91%
1.68%
2.31%
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SWJRX vs. SCHP - Expense Ratio Comparison
SWJRX has a 0.00% expense ratio, which is lower than SCHP's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWJRX vs. SCHP — Risk-Adjusted Performance Rank
SWJRX
SCHP
SWJRX vs. SCHP - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Monthly Income Fund - Moderate Payout (SWJRX) and Schwab U.S. TIPS ETF (SCHP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWJRX vs. SCHP - Dividend Comparison
SWJRX's dividend yield for the trailing twelve months is around 4.86%, more than SCHP's 2.94% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWJRX Schwab Monthly Income Fund - Moderate Payout | 4.86% | 4.93% | 4.83% | 3.10% | 3.06% | 1.84% | 2.62% | 2.38% | 2.94% | 2.16% | 2.65% | 2.77% |
SCHP Schwab U.S. TIPS ETF | 2.94% | 2.99% | 3.02% | 7.19% | 4.39% | 1.11% | 2.02% | 2.63% | 1.90% | 1.38% | 0.28% | 1.30% |
Drawdowns
SWJRX vs. SCHP - Drawdown Comparison
The maximum SWJRX drawdown since its inception was -25.61%, which is greater than SCHP's maximum drawdown of -14.26%. Use the drawdown chart below to compare losses from any high point for SWJRX and SCHP. For additional features, visit the drawdowns tool.
Volatility
SWJRX vs. SCHP - Volatility Comparison
Schwab Monthly Income Fund - Moderate Payout (SWJRX) has a higher volatility of 2.09% compared to Schwab U.S. TIPS ETF (SCHP) at 1.17%. This indicates that SWJRX's price experiences larger fluctuations and is considered to be riskier than SCHP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.