- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Sep 20, 2023
Highlights
- Market Cap
- $149.21M
- Enterprise Value
- $150.55M
- EPS (TTM)
- $0.59
- PE Ratio
- 32.81
- PEG Ratio
- 0.31
- Total Revenue (TTM)
- $50.31M
- Gross Profit (TTM)
- $9.10M
- EBITDA (TTM)
- $10.83M
- Year Range
- $13.15 - $19.61
- ROA (TTM)
- 0.40%
- ROE (TTM)
- 2.51%
Share Price Chart
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Performance
SRBK Performance Chart
SR Bancorp Inc. Common stock (SRBK) is up 23.1% since the beginning of the year. At $19 per share, SRBK is trading just below its 52-week high of $20.
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Returns By Period
SR Bancorp Inc. Common stock (SRBK) has returned 23.10% so far this year and 48.09% over the past 12 months.
SR Bancorp Inc. Common stock
- 1D
- 0.99%
- 1M
- 3.32%
- YTD
- 23.10%
- 6M
- 20.51%
- 1Y
- 48.09%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
SRBK Monthly Returns History
Based on dividend-adjusted daily data since Sep 20, 2023, SRBK's average daily return is +0.10%, while the average monthly return is +2.19%. At this rate, an investment would double in approximately 2.7 years.
Historically, 59% of months were positive and 41% were negative. The best month was Nov 2023 with a return of +19.8%, while the worst month was Sep 2023 at -13.4%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 3 months.
On a daily basis, SRBK closed higher 53% of trading days. The best single day was Jun 5, 2025 with a return of +5.3%, while the worst single day was Sep 20, 2023 at -7.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.72% | -0.54% | 2.29% | 14.40% | -2.69% | 2.82% | 23.10% | ||||||
| 2025 | 5.88% | -4.36% | -0.67% | 9.97% | -2.36% | 5.78% | 3.11% | 8.26% | 0.47% | -2.45% | 4.55% | 2.60% | 34.08% |
| 2024 | -1.15% | -0.85% | 0.75% | -1.91% | -2.59% | 2.55% | 6.16% | 1.83% | 11.50% | -1.35% | 2.55% | 5.59% | 24.58% |
| 2023 | -13.35% | -6.75% | 19.80% | -1.24% | -4.40% |
Benchmark Metrics
SR Bancorp Inc. Common stock has an annualized alpha of 23.83%, beta of 0.25, and R2 of 0.05 versus S&P 500 Index. Calculated based on daily prices since September 20, 2023.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (91.09%) than losses (28.07%) - typical of diversified or defensive assets.
- Beta of 0.25 may look defensive, but with R2 of 0.05 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.05 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 23.83%
- Beta
- 0.25
- R²
- 0.05
- Upside Capture
- 91.09%
- Downside Capture
- 28.07%
Return for Risk
Risk / Return Rank
SRBK ranks 93 for risk / return — in the top 93% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for SR Bancorp Inc. Common stock (SRBK) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SRBK | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.78 | ||
| Sortino ratioReturn per unit of downside risk | +1.00 | ||
| Omega ratioGain probability vs. loss probability | 1.47 | 1.32 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 5.84 | 2.46 | +3.38 |
| Martin ratioReturn relative to average drawdown | 13.90 | 10.92 | +2.98 |
Dividends
Dividend History
SR Bancorp Inc. Common stock provided a 1.04% dividend yield over the last twelve months, with an annual payout of $0.20 per share.
| Period | TTM | 2025 |
|---|---|---|
| Dividend | $0.20 | $0.20 |
Dividend yield | 1.04% | 1.27% |
Monthly Dividends
The table displays the monthly dividend distributions for SR Bancorp Inc. Common stock. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.00 | $0.05 | ||||||
| 2025 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.20 |
Dividend Yield & Payout
Dividend Yield
SR Bancorp Inc. Common stock has a dividend yield of 1.04%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
SR Bancorp Inc. Common stock has a payout ratio of 27.66%, which is quite average when compared to the overall market. This suggests that SR Bancorp Inc. Common stock strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the SR Bancorp Inc. Common stock. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the SR Bancorp Inc. Common stock was 19.70%, occurring on Nov 1, 2023. Recovery took 207 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2023 correction2023 | -19.70%Nov 2023 | 1mo 12d | 10mo 2d | 11mo 14dSep 2023 - Aug 2024 |
2025 selloff2025 | -9.91%Mar 2025 | 1mo 8d | 1mo 5d | 2mo 13dFeb 2025 - Apr 2025 |
2026 pullback2026 | -8.28%Feb 2026 | 13d | 1mo 15d | 1mo 28dFeb 2026 - Apr 2026 |
2025 pullback2025 | -8.10%Dec 2025 | 17d | 23d | 1mo 10dDec 2025 - Jan 2026 |
2025 selloff2025 | -7.42%Jun 2025 | 13d | 23d | 1mo 6dMay 2025 - Jun 2025 |
Drawdown Indicators
| SRBK | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.70% | -56.78% | +37.08% |
Max Drawdown (1Y)Largest decline over 1 year | -8.28% | -9.10% | +0.82% |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.90% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | 0.00% | -3.21% | +3.21% |
Average DrawdownAverage peak-to-trough decline | -4.19% | -10.71% | +6.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.47% | 2.04% | +1.43% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of SR Bancorp Inc. Common stock over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how SR Bancorp Inc. Common stock is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for SRBK, comparing it with other companies in the Banks - Regional industry. Currently, SRBK has a P/E ratio of 32.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for SRBK compared to other companies in the Banks - Regional industry. SRBK currently has a PEG ratio of 0.3. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for SRBK relative to other companies in the Banks - Regional industry. Currently, SRBK has a P/S ratio of 3.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for SRBK in comparison with other companies in the Banks - Regional industry. Currently, SRBK has a P/B value of 0.8. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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