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Sterling Bancorp, Inc. (Southfield, MI) (SBT)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US85917W1027

CUSIP

85917W102

IPO Date

Nov 17, 2017

Highlights

Market Cap

$253.13M

EPS (TTM)

$0.04

PE Ratio

121.00

Total Revenue (TTM)

$61.88M

Gross Profit (TTM)

$61.88M

EBITDA (TTM)

$2.95M

Year Range

$4.40 - $5.97

Target Price

$7.00

Short %

1.48%

Short Ratio

15.60

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
SBT vs. NU SBT vs. SPEM SBT vs. SPDW

Performance

Performance Chart


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S&P 500

Returns By Period


SBT

YTD

N/A

1M

N/A

6M

N/A

1Y

N/A

3Y*

N/A

5Y*

N/A

10Y*

N/A

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of SBT, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-1.05%-0.21%2.98%0.00%1.68%
2024-6.24%-6.84%2.38%-8.33%5.29%5.02%11.28%-0.52%-21.42%2.64%4.07%-2.06%-17.50%
2023-0.00%1.81%-8.71%-4.24%-7.93%9.62%8.59%-0.84%-0.85%-5.14%0.90%3.22%-5.25%
20223.48%3.87%14.89%-3.80%-3.07%-13.90%9.82%-5.91%2.38%5.64%1.10%-5.43%5.91%
20213.08%9.83%10.12%-12.54%-2.83%-5.41%5.05%11.09%-2.82%4.84%-0.37%6.68%26.65%
2020-9.51%-4.37%-38.57%-16.05%-21.05%25.61%-14.80%-2.62%1.35%17.28%10.76%16.11%-43.87%
201923.74%17.44%0.49%-3.45%-9.10%12.15%-1.50%-4.89%4.61%-0.72%0.10%-16.41%17.02%
2018-0.08%10.41%-3.50%-5.70%6.98%-1.91%-4.04%-4.36%-7.67%-8.49%-18.46%-17.56%-45.09%
20171.97%2.42%4.44%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of SBT is 41, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of SBT is 4141
Overall Rank
The Sharpe Ratio Rank of SBT is 4141
Sharpe Ratio Rank
The Sortino Ratio Rank of SBT is 3636
Sortino Ratio Rank
The Omega Ratio Rank of SBT is 3636
Omega Ratio Rank
The Calmar Ratio Rank of SBT is 4646
Calmar Ratio Rank
The Martin Ratio Rank of SBT is 4444
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Sterling Bancorp, Inc. (Southfield, MI) (SBT) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


There isn't enough data available to calculate the Sharpe ratio for Sterling Bancorp, Inc. (Southfield, MI). This metric is based on the past 12 months of trading data. Please check back later for updated information.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

Sterling Bancorp, Inc. (Southfield, MI) provided a 100.21% dividend yield over the last twelve months, with an annual payout of $4.85 per share.


0.00%0.10%0.20%0.30%0.40%0.50%0.60%$0.00$0.01$0.02$0.03$0.042018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021202020192018
Dividend$4.85$0.00$0.00$0.00$0.00$0.01$0.04$0.04

Dividend yield

100.21%0.00%0.00%0.00%0.00%0.22%0.49%0.58%

Monthly Dividends

The table displays the monthly dividend distributions for Sterling Bancorp, Inc. (Southfield, MI). The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$4.85$4.85
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
2020$0.00$0.01$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.01
2019$0.00$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.04
2018$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.04

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Sterling Bancorp, Inc. (Southfield, MI). A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Sterling Bancorp, Inc. (Southfield, MI) was 81.76%, occurring on May 26, 2020. The portfolio has not yet recovered.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-81.76%Mar 9, 2018555May 26, 2020
-12.13%Jan 10, 201818Feb 5, 201811Feb 21, 201829
-6.54%Dec 12, 201712Dec 28, 20177Jan 9, 201819
-3.58%Nov 28, 20173Nov 30, 20175Dec 7, 20178
-2.39%Mar 5, 20182Mar 6, 20182Mar 8, 20184
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Sterling Bancorp, Inc. (Southfield, MI) over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Sterling Bancorp, Inc. (Southfield, MI), comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -25.0%.


-0.60-0.40-0.200.000.20AprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
0.02
0.04
Actual
Estimate

Valuation

The Valuation section provides an overview of how Sterling Bancorp, Inc. (Southfield, MI) is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for SBT, comparing it with other companies in the Banks - Regional industry. Currently, SBT has a P/E ratio of 121.0. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for SBT relative to other companies in the Banks - Regional industry. Currently, SBT has a P/S ratio of 3.8. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for SBT in comparison with other companies in the Banks - Regional industry. Currently, SBT has a P/B value of 0.8. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items