SBT vs. SPEM

Last updated Apr 1, 2026

Compare and contrast key facts about Sterling Bancorp, Inc. (Southfield, MI) (SBT) and SPDR Portfolio Emerging Markets ETF (SPEM).

SPEM is a passively managed fund by State Street that tracks the performance of the S&P Emerging Markets BMI. It was launched on Mar 19, 2007.

Performance

SBT vs. SPEM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Sterling Bancorp, Inc. (Southfield, MI) (SBT) and SPDR Portfolio Emerging Markets ETF (SPEM). The values are adjusted to include any dividend payments, if applicable.

SBT vs. SPEM - Yearly Performance Comparison

	2026 (YTD)
SBT Sterling Bancorp, Inc. (Southfield, MI)	0.00%
SPEM SPDR Portfolio Emerging Markets ETF	-6.01%

Returns By Period

SBT

• 1D: 0.00%
• 1M: 0.00%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SPEM

• 1D: 3.17%
• 1M: -7.13%
• YTD: 0.21%
• 6M: 1.89%
• 1Y: 22.70%
• 3Y*: 14.39%
• 5Y*: 4.29%
• 10Y*: 8.16%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

SBT vs. SPEM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SPEM

SPEM Risk / Return Rank: 74
SPEM Sharpe Ratio Rank: 75
SPEM Sortino Ratio Rank: 74
SPEM Omega Ratio Rank: 74
SPEM Calmar Ratio Rank: 74
SPEM Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SBT vs. SPEM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Sterling Bancorp, Inc. (Southfield, MI) (SBT) and SPDR Portfolio Emerging Markets ETF (SPEM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	SBT	SPEM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	1.28	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.25	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.44	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.21	—

Dividends

SBT vs. SPEM - Dividend Comparison

SBT has not paid dividends to shareholders, while SPEM's dividend yield for the trailing twelve months is around 2.77%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SBT Sterling Bancorp, Inc. (Southfield, MI)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SPEM SPDR Portfolio Emerging Markets ETF	2.77%	2.77%	2.78%	2.80%	3.38%	3.14%	1.92%	2.94%	2.34%	1.12%	1.51%	2.40%

Drawdowns

SBT vs. SPEM - Drawdown Comparison

The maximum SBT drawdown since its inception was 0.00%, smaller than the maximum SPEM drawdown of -64.41%. Use the drawdown chart below to compare losses from any high point for SBT and SPEM.

Drawdown Indicators

	SBT	SPEM	Difference
Max Drawdown Largest peak-to-trough decline	0.00%	-64.41%	+64.41%
Max Drawdown (1Y) Largest decline over 1 year	—	-12.35%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-31.94%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-36.06%	—
Current Drawdown Current decline from peak	0.00%	-8.56%	+8.56%
Average Drawdown Average peak-to-trough decline	0.00%	-14.87%	+14.87%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	3.20%	—

Volatility

Volatility by Period

	SBT	SPEM	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	8.25%	—
Volatility (6M) Calculated over the trailing 6-month period	—	12.23%	—
Volatility (1Y) Calculated over the trailing 1-year period	0.00%	17.79%	-17.79%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	0.00%	16.95%	-16.95%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	0.00%	18.76%	-18.76%