- ISIN
- US1401938220
- CUSIP
- 140193822
- Issuer
- American Funds
- Inception Date
- Jul 30, 1987
- Category
- Diversified Portfolio
- Index Tracked
- No Index (Active)
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
Share Price Chart
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Performance
RIRGX Performance Chart
American Funds Capital Income Builder Fund Class R6 (RIRGX) is up 10.6% since the beginning of the year. RIRGX is currently trading at $84 per share. Investors who bought $1,000 worth of RIRGX shares 5 years ago would now be looking at an investment worth $1,563.
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Returns By Period
American Funds Capital Income Builder Fund Class R6 (RIRGX) has returned 10.56% so far this year and 19.19% over the past 12 months. Over the last ten years, RIRGX has returned 8.08% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
American Funds Capital Income Builder Fund Class R6
- 1D
- 0.74%
- 1M
- 1.61%
- 6M
- 7.10%
- YTD
- 10.56%
- 1Y
- 19.19%
- 3Y*
- 14.80%
- 5Y*
- 9.34%
- 10Y*
- 8.08%
- ALL TIME*
- 7.87%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
RIRGX Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2010, RIRGX's average daily return is +0.03%, while the average monthly return is +0.67%. At this rate, an investment would double in approximately 8.7 years.
Historically, 63% of months were positive and 37% were negative. The best month was Nov 2020 with a return of +9.4%, while the worst month was Mar 2020 at -9.9%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 5 months.
On a daily basis, RIRGX closed higher 54% of trading days. The best single day was Mar 24, 2020 with a return of +5.0%, while the worst single day was Mar 16, 2020 at -7.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.24% | 3.54% | -4.83% | 4.53% | 1.27% | 0.30% | 2.36% | 10.56% | |||||
| 2025 | 2.97% | 2.63% | -0.48% | 0.38% | 3.31% | 2.99% | -0.03% | 2.65% | 1.55% | 0.05% | 2.71% | 0.39% | 20.76% |
| 2024 | -0.32% | 1.23% | 2.89% | -2.84% | 3.02% | 0.64% | 4.18% | 3.14% | 1.27% | -1.76% | 1.28% | -3.04% | 9.78% |
| 2023 | 3.86% | -3.09% | 1.47% | 1.90% | -3.54% | 3.32% | 2.10% | -2.47% | -3.24% | -1.85% | 6.23% | 4.91% | 9.31% |
| 2022 | -0.67% | -1.77% | 0.69% | -4.03% | 2.31% | -6.28% | 2.77% | -2.83% | -7.37% | 5.39% | 7.26% | -1.47% | -6.85% |
| 2021 | -0.65% | 2.16% | 3.51% | 2.65% | 2.28% | -0.32% | 0.22% | 1.31% | -3.10% | 3.46% | -2.32% | 5.55% | 15.39% |
Benchmark Metrics
American Funds Capital Income Builder Fund Class R6 has an annualized alpha of 0.95%, beta of 0.56, and R2 of 0.80 versus S&P 500 Index. Calculated based on daily prices since January 04, 2010.
- This fund participated in 63.94% of S&P 500 Index downside but only 57.41% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.56 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.95%
- Beta
- 0.56
- R²
- 0.80
- Upside Capture
- 57.41%
- Downside Capture
- 63.94%
Expense Ratio
RIRGX has an expense ratio of 0.26%, which is considered low.
Return for Risk
Risk / Return Rank
RIRGX ranks 85 for risk / return — above 85% of mutual funds peers on PortfoliosLab. Its historical combined result is among the stronger results in the peer group.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for American Funds Capital Income Builder Fund Class R6 (RIRGX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RIRGX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.79 | ||
| Sortino ratioReturn per unit of downside risk | +1.18 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.25 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 2.79 | 2.00 | +0.79 |
| Martin ratioReturn relative to average drawdown | 11.20 | 8.49 | +2.71 |
Dividends
Dividend History
American Funds Capital Income Builder Fund Class R6 provided a 7.41% dividend yield over the last twelve months, with an annual payout of $6.21 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $6.21 | $6.17 | $3.69 | $2.51 | $2.37 | $2.43 | $2.20 | $2.79 | $2.32 | $2.97 | $1.66 | $2.19 |
Dividend yield | 7.41% | 8.03% | 5.35% | 3.79% | 3.77% | 3.46% | 3.49% | 4.41% | 4.12% | 4.73% | 2.88% | 3.92% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds Capital Income Builder Fund Class R6. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.54 | $0.00 | $0.00 | $0.54 | $0.00 | $1.08 | |||||
| 2025 | $0.00 | $0.00 | $0.52 | $0.00 | $0.00 | $0.52 | $0.00 | $0.00 | $0.53 | $0.00 | $0.00 | $4.60 | $6.17 |
| 2024 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $2.17 | $3.69 |
| 2023 | $0.00 | $0.00 | $0.49 | $0.00 | $0.00 | $0.49 | $0.00 | $0.00 | $0.49 | $0.00 | $0.00 | $1.05 | $2.51 |
| 2022 | $0.00 | $0.00 | $0.48 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.95 | $2.37 |
| 2021 | $0.00 | $0.00 | $0.45 | $0.00 | $0.00 | $0.46 | $0.00 | $0.00 | $0.46 | $0.00 | $0.00 | $1.06 | $2.43 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds Capital Income Builder Fund Class R6. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds Capital Income Builder Fund Class R6 was 25.25%, occurring on Mar 23, 2020. Recovery took 172 trading sessions.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-25.25%Mar 2020 | 1mo 9d | 8mo 6d | 9mo 15dFeb 2020 - Nov 2020 | COVID crash2020 |
-17.45%Oct 2022 | 9mo 2d | 1y 2mo | 1y 11moJan 2022 - Dec 2023 | Bear market2022 |
-12.99%Dec 2018 | 10mo 29d | 6mo 11d | 1y 5moJan 2018 - Jul 2019 | Rate-hike selloffLate 2018 |
-12.89%Jan 2016 | 8mo 7d | 5mo 5d | 1y 1moMay 2015 - Jun 2016 | — |
-11.19%Oct 2011 | 5mo 3d | 4mo 24d | 9mo 27dMay 2011 - Feb 2012 | — |
Drawdown Indicators
| RIRGX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.25% | -56.78% | +31.53% |
Max Drawdown (1Y)Largest decline over 1 year | -6.47% | -9.10% | +2.63% |
Max Drawdown (3Y)Largest decline over 3 years | -8.88% | -18.90% | +10.02% |
Max Drawdown (5Y)Largest decline over 5 years | -17.45% | -25.43% | +7.98% |
Max Drawdown (10Y)Largest decline over 10 years | -25.25% | -33.92% | +8.67% |
Current DrawdownCurrent decline from peak | 0.00% | -1.58% | +1.58% |
Average DrawdownAverage peak-to-trough decline | -3.03% | -10.70% | +7.67% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.61% | 2.14% | -0.53% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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