- Issuer
- American Funds
- Region
- Global (Broad)
- Category
- Target Retirement Date
- Index Tracked
- No Index (Active)
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
Highlights
- Avg. Volume (1M)
- 0
- Avg. Volume Value (1M)
- $0.00
Share Price Chart
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Performance
RFUTX Performance Chart
American Funds 2060 Target Date Retirement Fund Class R-6 (RFUTX) is up 8.6% since the beginning of the year. RFUTX is currently trading at $22 per share. Investors who bought $1,000 worth of RFUTX shares 5 years ago would now be looking at an investment worth $1,547.
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Returns By Period
American Funds 2060 Target Date Retirement Fund Class R-6 (RFUTX) has returned 8.63% so far this year and 16.40% over the past 12 months. Over the last ten years, RFUTX has returned 11.89% per year, falling short of the S&P 500 Index benchmark, which averaged 13.07% annually.
American Funds 2060 Target Date Retirement Fund Class R-6
- 1D
- -0.71%
- 1M
- -0.58%
- 6M
- 5.54%
- YTD
- 8.63%
- 1Y
- 16.40%
- 3Y*
- 16.99%
- 5Y*
- 9.12%
- 10Y*
- 11.89%
- ALL TIME*
- 11.98%
Benchmark (S&P 500 Index)
- 1D
- 0.05%
- 1M
- 0.73%
- 6M
- 7.18%
- YTD
- 8.28%
- 1Y
- 16.48%
- 3Y*
- 17.51%
- 5Y*
- 10.93%
- 10Y*
- 13.07%
- ALL TIME*
- 8.07%
RFUTX Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2016, RFUTX's average daily return is +0.05%, while the average monthly return is +1.02%. At this rate, an investment would double in approximately 5.7 years.
Historically, 72% of months were positive and 28% were negative. The best month was Nov 2020 with a return of +10.8%, while the worst month was Mar 2020 at -11.6%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 3 months.
On a daily basis, RFUTX closed higher 53% of trading days. The best single day was Apr 9, 2025 with a return of +7.1%, while the worst single day was Mar 16, 2020 at -10.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.83% | 0.95% | -6.90% | 9.48% | 4.74% | 0.57% | -2.54% | 8.63% | |||||
| 2025 | 3.79% | -1.40% | -4.14% | 0.97% | 6.02% | 5.36% | 0.81% | 2.05% | 2.79% | 1.95% | 0.79% | 0.45% | 20.79% |
| 2024 | 0.37% | 4.42% | 2.92% | -3.70% | 3.49% | 2.15% | 1.65% | 2.24% | 2.19% | -1.87% | 3.33% | -2.22% | 15.61% |
| 2023 | 6.60% | -2.71% | 2.57% | 1.32% | -0.48% | 5.11% | 3.09% | -2.23% | -4.37% | -2.46% | 8.60% | 5.64% | 21.62% |
| 2022 | -6.49% | -2.69% | 1.23% | -8.32% | 0.46% | -7.91% | 6.44% | -3.36% | -8.07% | 5.60% | 7.03% | -3.77% | -19.64% |
| 2021 | -0.51% | 2.41% | 2.17% | 4.13% | 1.11% | 1.38% | 0.74% | 2.65% | -3.68% | 5.25% | -2.66% | 3.39% | 17.23% |
Benchmark Metrics
American Funds 2060 Target Date Retirement Fund Class R-6 has an annualized alpha of 1.23%, beta of 0.81, and R2 of 0.94 versus S&P 500 Index. Calculated based on daily prices since January 04, 2016.
- This fund participated in 87.18% of S&P 500 Index downside but only 85.85% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 1.23%
- Beta
- 0.81
- R²
- 0.94
- Upside Capture
- 85.85%
- Downside Capture
- 87.18%
Expense Ratio
RFUTX has an expense ratio of 0.39%, placing it in the medium range.
Return for Risk
Risk / Return Rank
RFUTX ranks 45 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds 2060 Target Date Retirement Fund Class R-6 (RFUTX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RFUTX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.06 | ||
| Sortino ratioReturn per unit of downside risk | -0.04 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.24 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.67 | 1.82 | -0.15 |
| Martin ratioReturn relative to average drawdown | 7.28 | 7.79 | -0.52 |
Dividends
Dividend History
American Funds 2060 Target Date Retirement Fund Class R-6 provided a 5.12% dividend yield over the last twelve months, with an annual payout of $1.14 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.14 | $1.14 | $0.60 | $0.38 | $0.87 | $0.67 | $0.45 | $0.48 | $0.43 | $0.22 | $0.26 |
Dividend yield | 5.12% | 5.56% | 3.35% | 2.39% | 6.49% | 3.77% | 2.82% | 3.54% | 3.78% | 1.78% | 2.54% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds 2060 Target Date Retirement Fund Class R-6. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.14 | $1.14 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.60 | $0.60 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.87 | $0.87 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.67 | $0.67 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds 2060 Target Date Retirement Fund Class R-6. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds 2060 Target Date Retirement Fund Class R-6 was 29.32%, occurring on Mar 23, 2020. Recovery took 84 trading sessions.
The current American Funds 2060 Target Date Retirement Fund Class R-6 drawdown is 2.54%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-29.32%Mar 2020 | 1mo 2d | 4mo 1d | 5mo 3dFeb 2020 - Jul 2020 | COVID crash2020 |
-27.28%Oct 2022 | 11mo 1d | 1y 4mo | 2y 3moNov 2021 - Feb 2024 | Bear market2022 |
-16.09%Dec 2018 | 10mo 29d | 3mo 15d | 1y 2moJan 2018 - Apr 2019 | Rate-hike selloffLate 2018 |
-15.47%Apr 2025 | 1mo 18d | 1mo 25d | 3mo 13dFeb 2025 - Jun 2025 | 2025 selloff2025 |
-9.81%Mar 2026 | 1mo 2d | 16d | 1mo 18dFeb 2026 - Apr 2026 | — |
Drawdown Indicators
| RFUTX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.32% | -56.78% | +27.46% |
Max Drawdown (1Y)Largest decline over 1 year | -9.81% | -9.10% | -0.71% |
Max Drawdown (3Y)Largest decline over 3 years | -15.47% | -18.90% | +3.43% |
Max Drawdown (5Y)Largest decline over 5 years | -27.28% | -25.43% | -1.85% |
Max Drawdown (10Y)Largest decline over 10 years | -29.32% | -33.92% | +4.60% |
Current DrawdownCurrent decline from peak | -2.54% | -2.60% | +0.06% |
Average DrawdownAverage peak-to-trough decline | -4.70% | -10.70% | +6.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.24% | 2.12% | +0.12% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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