QFIN vs. SEIX
QFIN (360 DigiTech, Inc.) is a stock, while SEIX (Virtus Seix Senior Loan ETF) is Bank Loan fund tracking the Credit Suisse Leveraged Loan Index. Over the past 5 years, QFIN returned -13.41%/yr vs 5.75%/yr for SEIX. At a 0.07 correlation, their price movements are largely independent.
Performance
QFIN vs. SEIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, QFIN achieves a -16.80% return, which is significantly lower than SEIX's 2.38% return.
QFIN
- 1D
- -0.07%
- 1M
- 29.87%
- YTD
- -16.80%
- 6M
- -18.74%
- 1Y
- -61.86%
- 3Y*
- 6.00%
- 5Y*
- -13.41%
- 10Y*
- —
SEIX
- 1D
- 0.04%
- 1M
- 0.33%
- YTD
- 2.38%
- 6M
- 2.53%
- 1Y
- 6.02%
- 3Y*
- 7.78%
- 5Y*
- 5.75%
- 10Y*
- —
QFIN vs. SEIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
QFIN 360 DigiTech, Inc. | -16.80% | -47.46% | 162.76% | -16.28% | -6.54% | 97.15% | 20.68% | -53.10% |
SEIX Virtus Seix Senior Loan ETF | 2.38% | 5.10% | 8.42% | 12.51% | -1.77% | 5.49% | 3.17% | 3.44% |
Correlation
The correlation between QFIN and SEIX is 0.12, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.12 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.12 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.08 |
Correlation (All Time) Calculated using the full available price history since Apr 25, 2019 | 0.07 |
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
QFIN vs. SEIX — Risk / Return Rank
QFIN
SEIX
QFIN vs. SEIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and Virtus Seix Senior Loan ETF (SEIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| QFIN | SEIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -4.91 | ||
| Sortino ratioReturn per unit of downside risk | -8.26 | ||
| Omega ratioGain probability vs. loss probability | 0.75 | 1.86 | -1.11 |
| Calmar ratioReturn relative to maximum drawdown | -0.86 | 5.35 | -6.21 |
| Martin ratioReturn relative to average drawdown | -1.15 | 21.39 | -22.54 |
Loading charts...
Drawdowns
QFIN vs. SEIX - Drawdown Comparison
The maximum QFIN drawdown since its inception was -76.74%, which is greater than SEIX's maximum drawdown of -17.51%. Use the drawdown chart below to compare losses from any high point for QFIN and SEIX.
Loading charts...
Drawdown Indicators
| QFIN | SEIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.74% | -17.51% | -59.23% |
Max Drawdown (1Y)Largest decline over 1 year | -72.31% | -1.13% | -71.18% |
Max Drawdown (3Y)Largest decline over 3 years | -73.15% | -3.01% | -70.14% |
Max Drawdown (5Y)Largest decline over 5 years | -75.92% | -6.69% | -69.23% |
Current DrawdownCurrent decline from peak | -65.13% | 0.00% | -65.13% |
Average DrawdownAverage peak-to-trough decline | -45.61% | -0.87% | -44.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 53.92% | 0.28% | +53.64% |
Volatility
QFIN vs. SEIX - Volatility Comparison
360 DigiTech, Inc. (QFIN) has a higher volatility of 28.48% compared to Virtus Seix Senior Loan ETF (SEIX) at 0.33%. This indicates that QFIN's price experiences larger fluctuations and is considered to be riskier than SEIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| QFIN | SEIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 28.48% | 0.33% | +28.15% |
Volatility (6M)Calculated over the trailing 6-month period | 38.69% | 1.29% | +37.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 55.15% | 1.60% | +53.55% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 66.23% | 2.92% | +63.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.94% | 4.32% | +67.62% |
Dividends
QFIN vs. SEIX - Dividend Comparison
QFIN's dividend yield for the trailing twelve months is around 10.18%, more than SEIX's 7.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
QFIN 360 DigiTech, Inc. | 10.18% | 7.58% | 4.56% | 7.27% | 4.03% | 1.22% | 0.00% | 0.00% |
SEIX Virtus Seix Senior Loan ETF | 7.24% | 7.52% | 8.09% | 8.74% | 5.76% | 4.16% | 3.75% | 3.82% |
Frequently Asked Questions
QFIN and SEIX have a correlation of 0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
QFIN has higher volatility (28.48%) compared to SEIX (0.33%). In terms of maximum drawdown, QFIN dropped -76.74% vs SEIX's -17.51%.
SEIX currently has the higher Sharpe Ratio (3.78 vs -1.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for QFIN and SEIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer