QFIN vs. SEIX
QFIN (360 DigiTech, Inc.) is a stock, while SEIX (Virtus Seix Senior Loan ETF) is Bank Loan fund tracking the Credit Suisse Leveraged Loan Index. Over the past 5 years, QFIN returned -9.72%/yr vs 5.76%/yr for SEIX. At a 0.06 correlation, their price movements are largely independent.
Performance
QFIN vs. SEIX - Performance Comparison
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Returns By Period
In the year-to-date period, QFIN achieves a -29.34% return, which is significantly lower than SEIX's 2.82% return.
QFIN
- 1D
- -0.39%
- 1M
- -14.73%
- 6M
- -19.38%
- YTD
- -29.34%
- 1Y
- -66.19%
- 3Y*
- -4.26%
- 5Y*
- -9.72%
- 10Y*
- —
SEIX
- 1D
- 0.09%
- 1M
- 0.48%
- 6M
- 2.44%
- YTD
- 2.82%
- 1Y
- 5.22%
- 3Y*
- 7.35%
- 5Y*
- 5.76%
- 10Y*
- —
QFIN vs. SEIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
QFIN 360 DigiTech, Inc. | -29.34% | -47.46% | 162.76% | -16.28% | -6.54% | 97.15% | 20.68% | -53.10% |
SEIX Virtus Seix Senior Loan ETF | 2.82% | 5.10% | 8.42% | 12.51% | -1.77% | 5.49% | 3.17% | 3.44% |
Correlation
The correlation between QFIN and SEIX is 0.12, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.12 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.10 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.09 |
Correlation (All Time) Calculated using the full available price history since Apr 25, 2019 | 0.06 |
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Return for Risk
QFIN vs. SEIX — Risk / Return Rank
QFIN
SEIX
QFIN vs. SEIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for 360 DigiTech, Inc. (QFIN) and Virtus Seix Senior Loan ETF (SEIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| QFIN | SEIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -4.43 | ||
| Sortino ratioReturn per unit of downside risk | -7.46 | ||
| Omega ratioGain probability vs. loss probability | 0.73 | 1.72 | -0.98 |
| Calmar ratioReturn relative to maximum drawdown | -0.95 | 4.64 | -5.59 |
| Martin ratioReturn relative to average drawdown | -1.25 | 18.48 | -19.73 |
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Drawdowns
QFIN vs. SEIX - Drawdown Comparison
The maximum QFIN drawdown since its inception was -76.74%, which is greater than SEIX's maximum drawdown of -17.51%. Use the drawdown chart below to compare losses from any high point for QFIN and SEIX.
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Drawdown Indicators
| QFIN | SEIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.74% | -17.51% | -59.23% |
Max Drawdown (1Y)Largest decline over 1 year | -70.01% | -1.13% | -68.88% |
Max Drawdown (3Y)Largest decline over 3 years | -73.15% | -3.01% | -70.14% |
Max Drawdown (5Y)Largest decline over 5 years | -73.15% | -6.69% | -66.46% |
Current DrawdownCurrent decline from peak | -70.39% | 0.00% | -70.39% |
Average DrawdownAverage peak-to-trough decline | -45.78% | -0.86% | -44.92% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 53.14% | 0.28% | +52.86% |
Volatility
QFIN vs. SEIX - Volatility Comparison
360 DigiTech, Inc. (QFIN) has a higher volatility of 17.68% compared to Virtus Seix Senior Loan ETF (SEIX) at 0.46%. This indicates that QFIN's price experiences larger fluctuations and is considered to be riskier than SEIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| QFIN | SEIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.68% | 0.46% | +17.22% |
Volatility (6M)Calculated over the trailing 6-month period | 41.75% | 1.34% | +40.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 57.05% | 1.61% | +55.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 65.63% | 2.92% | +62.71% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.90% | 4.31% | +67.59% |
Dividends
QFIN vs. SEIX - Dividend Comparison
QFIN's dividend yield for the trailing twelve months is around 11.98%, more than SEIX's 7.21% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
QFIN 360 DigiTech, Inc. | 11.98% | 7.58% | 4.56% | 7.27% | 4.03% | 1.22% | 0.00% | 0.00% |
SEIX Virtus Seix Senior Loan ETF | 7.21% | 7.52% | 8.09% | 8.74% | 5.76% | 4.16% | 3.75% | 3.82% |
Frequently Asked Questions
QFIN and SEIX have a correlation of 0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
QFIN has higher volatility (17.68%) compared to SEIX (0.46%). In terms of maximum drawdown, QFIN dropped -76.74% vs SEIX's -17.51%.
SEIX currently has the higher Sharpe Ratio (3.27 vs -1.16), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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