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Preferred Bank (PFBC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US7403674044

CUSIP

740367404

Sector

Financial Services

IPO Date

Apr 7, 1998

Highlights

Market Cap

$1.07B

EPS (TTM)

$9.64

PE Ratio

8.41

PEG Ratio

1.83

Total Revenue (TTM)

$270.35M

Gross Profit (TTM)

$327.22M

EBITDA (TTM)

$46.99M

Year Range

$68.80 - $97.89

Target Price

$97.50

Short %

7.61%

Short Ratio

8.73

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
PFBC vs. NSP PFBC vs. JPM PFBC vs. BRO PFBC vs. SPY PFBC vs. BBY PFBC vs. SCHD
Popular comparisons:
PFBC vs. NSP PFBC vs. JPM PFBC vs. BRO PFBC vs. SPY PFBC vs. BBY PFBC vs. SCHD

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Preferred Bank, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%100.00%200.00%300.00%400.00%NovemberDecember2025FebruaryMarchApril
-16.32%
336.54%
PFBC (Preferred Bank)
Benchmark (^GSPC)

Returns By Period

Preferred Bank had a return of -4.38% year-to-date (YTD) and 16.44% in the last 12 months. Over the past 10 years, Preferred Bank had an annualized return of 13.76%, outperforming the S&P 500 benchmark which had an annualized return of 9.70%.


PFBC

YTD

-4.38%

1M

-2.62%

6M

-0.88%

1Y

16.44%

5Y*

23.21%

10Y*

13.76%

^GSPC (Benchmark)

YTD

-10.18%

1M

-6.92%

6M

-9.92%

1Y

5.42%

5Y*

12.98%

10Y*

9.70%

*Annualized

Monthly Returns

The table below presents the monthly returns of PFBC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.75%-2.86%-5.74%-2.18%-4.38%
2024-0.70%0.01%6.85%-0.48%-1.28%1.03%15.08%-3.73%-3.14%6.06%11.81%-8.43%22.73%
2023-3.96%-1.03%-22.14%-11.36%-4.08%19.23%21.36%-6.01%0.23%-3.45%3.46%18.53%1.55%
20229.36%0.54%-5.59%-8.87%2.07%-0.72%7.55%-6.69%-3.85%18.60%-1.67%-1.28%6.50%
2021-3.73%20.00%9.89%3.52%4.20%-7.35%-6.22%8.32%4.37%3.41%-0.61%5.34%45.63%
20200.54%-14.94%-33.85%13.88%-1.52%14.05%-12.42%0.40%-14.12%6.27%8.69%37.26%-13.38%
20198.12%10.01%-12.20%10.08%-11.02%7.95%15.42%-7.81%4.84%2.36%3.45%8.96%42.14%
201810.00%-3.24%3.00%-0.38%-0.06%-3.52%1.64%-1.65%-4.43%-11.75%-0.37%-15.37%-25.14%
20176.07%1.32%-4.42%-0.91%-5.81%7.13%5.40%-4.19%12.17%2.64%1.41%-6.10%13.72%
2016-1.12%-12.15%5.95%5.52%3.65%-12.29%13.71%7.29%2.00%6.53%18.91%16.26%61.79%
2015-6.05%3.22%1.93%3.03%-2.13%8.96%5.31%-2.76%3.10%5.18%10.00%-9.34%20.26%
20147.38%11.61%8.03%-17.37%5.04%4.93%-6.13%8.25%-6.24%18.56%-3.99%9.29%39.72%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of PFBC is 69, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of PFBC is 6969
Overall Rank
The Sharpe Ratio Rank of PFBC is 7373
Sharpe Ratio Rank
The Sortino Ratio Rank of PFBC is 6868
Sortino Ratio Rank
The Omega Ratio Rank of PFBC is 6666
Omega Ratio Rank
The Calmar Ratio Rank of PFBC is 6767
Calmar Ratio Rank
The Martin Ratio Rank of PFBC is 7272
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Preferred Bank (PFBC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for PFBC, currently valued at 0.52, compared to the broader market-2.00-1.000.001.002.003.00
PFBC: 0.52
^GSPC: 0.24
The chart of Sortino ratio for PFBC, currently valued at 0.99, compared to the broader market-6.00-4.00-2.000.002.004.00
PFBC: 0.99
^GSPC: 0.47
The chart of Omega ratio for PFBC, currently valued at 1.13, compared to the broader market0.501.001.502.00
PFBC: 1.13
^GSPC: 1.07
The chart of Calmar ratio for PFBC, currently valued at 0.29, compared to the broader market0.001.002.003.004.00
PFBC: 0.29
^GSPC: 0.24
The chart of Martin ratio for PFBC, currently valued at 1.71, compared to the broader market-5.000.005.0010.0015.0020.00
PFBC: 1.71
^GSPC: 1.08

The current Preferred Bank Sharpe ratio is 0.52. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Preferred Bank with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
0.52
0.24
PFBC (Preferred Bank)
Benchmark (^GSPC)

Dividends

Dividend History

Preferred Bank provided a 3.58% dividend yield over the last twelve months, with an annual payout of $2.90 per share. The company has been increasing its dividends for 10 consecutive years.


0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%$0.00$0.50$1.00$1.50$2.00$2.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$2.90$2.80$2.20$1.72$1.44$1.20$1.20$0.94$0.76$0.60$0.46$0.10

Dividend yield

3.58%3.24%3.01%2.31%2.01%2.38%2.00%2.17%1.29%1.14%1.39%0.36%

Monthly Dividends

The table displays the monthly dividend distributions for Preferred Bank. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.75$0.00$0.00$0.75$1.50
2024$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.00$2.80
2023$0.55$0.00$0.00$0.55$0.00$0.00$0.55$0.00$0.00$0.55$0.00$0.00$2.20
2022$0.43$0.00$0.00$0.43$0.00$0.00$0.43$0.00$0.00$0.43$0.00$0.00$1.72
2021$0.30$0.00$0.00$0.38$0.00$0.00$0.38$0.00$0.00$0.38$0.00$0.00$1.44
2020$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2019$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2018$0.22$0.00$0.00$0.22$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.94
2017$0.18$0.00$0.00$0.18$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.76
2016$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.60
2015$0.10$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.46
2014$0.10$0.00$0.00$0.10

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%25.0%
PFBC: 3.6%
Preferred Bank has a dividend yield of 3.58%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%1,000.0%
PFBC: 30.1%
Preferred Bank has a payout ratio of 30.11%, which is quite average when compared to the overall market. This suggests that Preferred Bank strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%NovemberDecember2025FebruaryMarchApril
-48.88%
-14.02%
PFBC (Preferred Bank)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Preferred Bank. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Preferred Bank was 97.00%, occurring on Feb 3, 2010. The portfolio has not yet recovered.

The current Preferred Bank drawdown is 48.88%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-97%Feb 6, 2007754Feb 3, 2010
-13.34%Sep 29, 200650Dec 8, 200632Jan 29, 200782
-11.2%Feb 16, 200548Apr 26, 200561Jul 22, 2005109
-8.39%Jul 26, 200628Sep 1, 200616Sep 26, 200644
-7.86%Aug 12, 200538Oct 5, 200513Oct 24, 200551

Volatility

Volatility Chart

The current Preferred Bank volatility is 11.81%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%NovemberDecember2025FebruaryMarchApril
11.81%
13.60%
PFBC (Preferred Bank)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Preferred Bank over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Preferred Bank is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
PFBC: 8.4
The chart displays the Price-to-Earnings (P/E) ratio for PFBC, comparing it with other companies in the Banks - Regional industry. Currently, PFBC has a P/E ratio of 8.4. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
2.04.06.08.010.0
PFBC: 1.8
The chart shows the Price/Earnings to Growth (PEG) ratio for PFBC compared to other companies in the Banks - Regional industry. PFBC currently has a PEG ratio of 1.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
2.04.06.08.0
PFBC: 4.0
This chart shows the Price-to-Sales (P/S) ratio for PFBC relative to other companies in the Banks - Regional industry. Currently, PFBC has a P/S ratio of 4.0. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
0.51.01.52.02.53.0
PFBC: 1.4
The chart illustrates the Price-to-Book (P/B) ratio for PFBC in comparison with other companies in the Banks - Regional industry. Currently, PFBC has a P/B value of 1.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Preferred Bank.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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