PFBC vs. NSP
PFBC (Preferred Bank) and NSP (Insperity, Inc.) are both stocks. PFBC operates in Banks - Regional (Financial Services), while NSP operates in Staffing & Employment Services (Industrials). Over the past 10 years, PFBC returned 14.02%/yr vs 1.83%/yr for NSP. At a 0.24 correlation, their price movements are largely independent.
Performance
PFBC vs. NSP - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, PFBC achieves a 0.94% return, which is significantly higher than NSP's -10.78% return. Over the past 10 years, PFBC has outperformed NSP with an annualized return of 14.02%, while NSP has yielded a comparatively lower 1.83% annualized return.
PFBC
- 1D
- -2.20%
- 1M
- -1.17%
- YTD
- 0.94%
- 6M
- -0.09%
- 1Y
- 15.35%
- 3Y*
- 27.18%
- 5Y*
- 10.15%
- 10Y*
- 14.02%
NSP
- 1D
- -6.28%
- 1M
- 13.71%
- YTD
- -10.78%
- 6M
- -2.30%
- 1Y
- -43.76%
- 3Y*
- -31.73%
- 5Y*
- -15.19%
- 10Y*
- 1.83%
PFBC vs. NSP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PFBC Preferred Bank | 0.94% | 13.23% | 22.73% | 1.55% | 6.50% | 45.63% | -13.38% | 42.14% | -25.14% | 13.72% |
NSP Insperity, Inc. | -10.78% | -47.78% | -32.13% | 5.24% | -1.91% | 50.15% | -3.06% | -6.75% | 64.23% | 66.60% |
Correlation
The correlation between PFBC and NSP is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.30 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.39 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.39 |
Correlation (All Time) Calculated using the full available price history since Aug 20, 1999 | 0.24 |
The correlation between PFBC and NSP shifts across timeframes, from 0.24 (1 year) to 0.39 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
PFBC:
$10.69
NSP:
-$0.90
PFBC:
2.34
NSP:
0.19
PFBC:
$504.80M
NSP:
$4.95B
PFBC:
$279.58M
NSP:
$892.00M
PFBC:
$192.39M
NSP:
$31.00M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
PFBC vs. NSP — Risk / Return Rank
PFBC
NSP
PFBC vs. NSP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Preferred Bank (PFBC) and Insperity, Inc. (NSP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PFBC | NSP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.27 | ||
| Sortino ratioReturn per unit of downside risk | +1.63 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 0.90 | +0.23 |
| Calmar ratioReturn relative to maximum drawdown | 0.83 | -0.66 | +1.49 |
| Martin ratioReturn relative to average drawdown | 2.14 | -1.16 | +3.30 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| PFBC | NSP | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.61 | -0.66 | +1.27 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.35 | -0.35 | +0.70 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.40 | 0.04 | +0.36 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.08 | 0.15 | -0.07 |
Drawdowns
PFBC vs. NSP - Drawdown Comparison
The maximum PFBC drawdown since its inception was -97.00%, roughly equal to the maximum NSP drawdown of -95.37%. Use the drawdown chart below to compare losses from any high point for PFBC and NSP.
Loading charts...
Drawdown Indicators
| PFBC | NSP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.00% | -95.37% | -1.63% |
Max Drawdown (1Y)Largest decline over 1 year | -18.58% | -66.70% | +48.12% |
Max Drawdown (3Y)Largest decline over 3 years | -20.72% | -82.53% | +61.81% |
Max Drawdown (5Y)Largest decline over 5 years | -43.73% | -82.82% | +39.09% |
Max Drawdown (10Y)Largest decline over 10 years | -57.18% | -83.15% | +25.97% |
Current DrawdownCurrent decline from peak | -38.98% | -71.54% | +32.56% |
Average DrawdownAverage peak-to-trough decline | -55.09% | -38.21% | -16.88% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.20% | 37.62% | -30.42% |
Volatility
PFBC vs. NSP - Volatility Comparison
The current volatility for Preferred Bank (PFBC) is 5.52%, while Insperity, Inc. (NSP) has a volatility of 20.85%. This indicates that PFBC experiences smaller price fluctuations and is considered to be less risky than NSP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| PFBC | NSP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.52% | 20.85% | -15.33% |
Volatility (6M)Calculated over the trailing 6-month period | 18.93% | 53.93% | -35.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.29% | 66.10% | -40.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.88% | 43.41% | -14.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.12% | 46.23% | -11.11% |
Dividends
PFBC vs. NSP - Dividend Comparison
PFBC's dividend yield for the trailing twelve months is around 3.31%, less than NSP's 7.14% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NSP Insperity, Inc. | 7.14% | 6.20% | 3.06% | 1.90% | 1.77% | 3.18% | 1.97% | 1.39% | 0.86% | 2.75% | 1.37% | 1.77% |
PFBC Preferred Bank | 3.31% | 3.18% | 3.24% | 3.01% | 2.31% | 2.01% | 2.38% | 2.00% | 2.17% | 1.29% | 1.14% | 1.39% |
Financials
PFBC vs. NSP - Financials Comparison
This section allows you to compare key financial metrics between Preferred Bank and Insperity, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
PFBC and NSP have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NSP has higher volatility (20.85%) compared to PFBC (5.52%). In terms of maximum drawdown, PFBC dropped -97.00% vs NSP's -95.37%.
PFBC currently has the higher Sharpe Ratio (0.61 vs -0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for PFBC and NSP
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer