PFBC vs. JPM

Last updated Apr 1, 2026

Compare and contrast key facts about Preferred Bank (PFBC) and JPMorgan Chase & Co. (JPM).

Performance

PFBC vs. JPM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Preferred Bank (PFBC) and JPMorgan Chase & Co. (JPM). The values are adjusted to include any dividend payments, if applicable.

PFBC vs. JPM - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PFBC Preferred Bank	-3.15%	13.23%	22.73%	1.55%	6.50%	45.63%	-13.38%	42.14%	-25.14%	13.72%
JPM JPMorgan Chase & Co.	-8.30%	37.27%	44.29%	30.63%	-12.64%	27.75%	-5.53%	47.26%	-6.62%	26.76%

Fundamentals

Market Cap PFBC : $1.13B JPM : $821.79B
EPS PFBC : $10.51 JPM : $20.42
PE Ratio PFBC : 8.63 JPM : 14.41
PEG Ratio PFBC : 0.59 JPM : 1.59
PS Ratio PFBC : 2.30 JPM : 3.20
PB Ratio PFBC : 1.43 JPM : 2.40
Total Revenue (TTM) PFBC : $502.51M JPM : $256.52B
Gross Profit (TTM) PFBC : $277.77M JPM : $168.20B
EBITDA (TTM) PFBC : $190.91M JPM : $78.84B

Returns By Period

In the year-to-date period, PFBC achieves a -3.15% return, which is significantly higher than JPM's -8.30% return. Over the past 10 years, PFBC has underperformed JPM with an annualized return of 14.64%, while JPM has yielded a comparatively higher 20.45% annualized return.

PFBC

• 1D: 0.98%
• 1M: 3.39%
• YTD: -3.15%
• 6M: 2.01%
• 1Y: 12.23%
• 3Y*: 22.69%
• 5Y*: 10.41%
• 10Y*: 14.64%

JPM

• 1D: 3.66%
• 1M: -2.04%
• YTD: -8.30%
• 6M: -5.87%
• 1Y: 22.38%
• 3Y*: 34.32%
• 5Y*: 16.79%
• 10Y*: 20.45%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PFBC vs. JPM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PFBC

PFBC Risk / Return Rank: 55
PFBC Sharpe Ratio Rank: 58
PFBC Sortino Ratio Rank: 49
PFBC Omega Ratio Rank: 51
PFBC Calmar Ratio Rank: 57
PFBC Martin Ratio Rank: 58

JPM

JPM Risk / Return Rank: 70
JPM Sharpe Ratio Rank: 73
JPM Sortino Ratio Rank: 64
JPM Omega Ratio Rank: 65
JPM Calmar Ratio Rank: 73
JPM Martin Ratio Rank: 74

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PFBC vs. JPM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Preferred Bank (PFBC) and JPMorgan Chase & Co. (JPM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PFBC	JPM	Difference
Sharpe ratio Return per unit of total volatility	0.43	0.89	-0.46
Sortino ratio Return per unit of downside risk	0.74	1.28	-0.54
Omega ratio Gain probability vs. loss probability	1.11	1.18	-0.07
Calmar ratio Return relative to maximum drawdown	0.64	1.53	-0.89
Martin ratio Return relative to average drawdown	1.70	4.16	-2.46
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PFBC vs. JPM - Sharpe Ratio Comparison

The current PFBC Sharpe Ratio is 0.43, which is lower than the JPM Sharpe Ratio of 0.89. The chart below compares the historical Sharpe Ratios of PFBC and JPM, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PFBC	JPM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.43	0.89	-0.46
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.36	0.69	-0.33
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.42	0.75	-0.33
Sharpe Ratio (All Time) Calculated using the full available price history	0.08	0.34	-0.26

Correlation

The correlation between PFBC and JPM is 0.34, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

PFBC vs. JPM - Dividend Comparison

PFBC's dividend yield for the trailing twelve months is around 3.36%, more than JPM's 1.97% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PFBC Preferred Bank	3.36%	3.18%	3.24%	3.01%	2.31%	2.01%	2.38%	2.00%	2.17%	1.29%	1.14%	1.39%
JPM JPMorgan Chase & Co.	1.97%	1.72%	1.92%	2.38%	2.98%	2.34%	2.83%	2.37%	2.54%	1.91%	2.13%	2.54%

Drawdowns

PFBC vs. JPM - Drawdown Comparison

The maximum PFBC drawdown since its inception was -97.00%, which is greater than JPM's maximum drawdown of -76.16%. Use the drawdown chart below to compare losses from any high point for PFBC and JPM.

Drawdown Indicators

	PFBC	JPM	Difference
Max Drawdown Largest peak-to-trough decline	-97.00%	-76.16%	-20.84%
Max Drawdown (1Y) Largest decline over 1 year	-18.58%	-15.47%	-3.11%
Max Drawdown (5Y) Largest decline over 5 years	-43.73%	-38.77%	-4.96%
Max Drawdown (10Y) Largest decline over 10 years	-57.18%	-43.63%	-13.55%
Current Drawdown Current decline from peak	-41.45%	-12.09%	-29.36%
Average Drawdown Average peak-to-trough decline	-55.20%	-17.66%	-37.54%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.93%	5.67%	+1.26%

Volatility

PFBC vs. JPM - Volatility Comparison

The current volatility for Preferred Bank (PFBC) is 4.44%, while JPMorgan Chase & Co. (JPM) has a volatility of 6.34%. This indicates that PFBC experiences smaller price fluctuations and is considered to be less risky than JPM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PFBC	JPM	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.44%	6.34%	-1.90%
Volatility (6M) Calculated over the trailing 6-month period	20.31%	17.19%	+3.12%
Volatility (1Y) Calculated over the trailing 1-year period	28.45%	25.25%	+3.20%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	29.14%	24.34%	+4.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.20%	27.38%	+7.82%

Financials

PFBC vs. JPM - Profitability Comparison

The chart below illustrates the profitability comparison between Preferred Bank and JPMorgan Chase & Co. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PFBC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Preferred Bank reported a gross profit of 70.30M and revenue of 129.26M. Therefore, the gross margin over that period was 54.4%.

JPM - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, JPMorgan Chase & Co. reported a gross profit of 41.14B and revenue of 45.80B. Therefore, the gross margin over that period was 89.8%.

PFBC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Preferred Bank reported an operating income of 49.39M and revenue of 129.26M, resulting in an operating margin of 38.2%.

JPM - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, JPMorgan Chase & Co. reported an operating income of 17.16B and revenue of 45.80B, resulting in an operating margin of 37.5%.

PFBC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Preferred Bank reported a net income of 34.82M and revenue of 129.26M, resulting in a net margin of 26.9%.

JPM - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, JPMorgan Chase & Co. reported a net income of 13.03B and revenue of 45.80B, resulting in a net margin of 28.4%.