- Sector
- Financial Services
- Industry
- Mortgage Finance
- IPO Date
- Nov 1, 2023
Highlights
- Market Cap
- $1.45M
- Enterprise Value
- -$3.34M
- EPS (TTM)
- -$0.35
- Total Revenue (TTM)
- $9.45M
- Gross Profit (TTM)
- $801.23K
- EBITDA (TTM)
- $1.61M
- Year Range
- $0.54 - $9.13
- ROA (TTM)
- -3.31%
- ROE (TTM)
- -4.86%
- Avg. Volume (1M)
- 788K
- Avg. Volume Value (1M)
- $683.59K
Share Price Chart
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Performance
PAPL Performance Chart
Pineapple Financial Inc. (PAPL) is down 19.2% since the beginning of the year. At $1 per share, PAPL is trading 87.5% below its 52-week high of $9.
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Returns By Period
Pineapple Financial Inc. (PAPL) has returned -19.15% so far this year and -73.55% over the past 12 months.
Pineapple Financial Inc.
- 1D
- -8.80%
- 1M
- 15.20%
- 6M
- 39.53%
- YTD
- -19.15%
- 1Y
- -73.55%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- -33.53%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
PAPL Monthly Returns History
Based on dividend-adjusted daily data since Nov 1, 2023, PAPL's average daily return is +5.95%, while the average monthly return is +170.74%. At this rate, an investment would double in approximately 0.1 years.
Historically, 24% of months were positive and 76% were negative. The best month was Jul 2025 with a return of +5,911.7%, while the worst month was May 2025 at -60.2%. The longest winning streak lasted 1 consecutive months, and the longest losing streak was 6 months.
On a daily basis, PAPL closed higher 39% of trading days. The best single day was Jul 22, 2025 with a return of +3,993.6%, while the worst single day was Dec 11, 2023 at -37.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -42.06% | -14.76% | -8.06% | 181.12% | -40.56% | -5.61% | 12.87% | -19.15% | |||||
| 2025 | 10.62% | -26.04% | -14.82% | -31.75% | -60.23% | 5,911.70% | -21.79% | 40.05% | -31.26% | -11.11% | -59.01% | 211.95% | |
| 2024 | -16.20% | 0.00% | -4.67% | -5.23% | -15.14% | -26.96% | 23.42% | -15.31% | -22.10% | -2.04% | -25.37% | -9.60% | -74.75% |
| 2023 | -58.29% | 22.60% | -48.86% |
Benchmark Metrics
Pineapple Financial Inc. has an annualized alpha of 195822017.74%, beta of 0.39, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since November 01, 2023.
- This stock participated in 400.76% of S&P 500 Index downside but only 139.59% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.39 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 195,822,017.74%
- Beta
- 0.39
- R²
- 0.00
- Upside Capture
- 139.59%
- Downside Capture
- 400.76%
Return for Risk
Risk / Return Rank
PAPL ranks 23 for risk / return — above 23% of stocks peers on PortfoliosLab. Its historical combined result is below the peer median.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Pineapple Financial Inc. (PAPL) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAPL | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.85 | ||
| Sortino ratioReturn per unit of downside risk | -2.08 | ||
| Omega ratioGain probability vs. loss probability | 0.99 | 1.25 | -0.27 |
| Calmar ratioReturn relative to maximum drawdown | -0.85 | 2.00 | -2.85 |
| Martin ratioReturn relative to average drawdown | -1.09 | 8.49 | -9.59 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Pineapple Financial Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Pineapple Financial Inc. was 97.62%, occurring on May 12, 2025. Recovery took 4 trading sessions.
The current Pineapple Financial Inc. drawdown is 83.92%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-97.62%May 2025 | 1y 5mo | 2mo 12d | 1y 7moDec 2023 - Jul 2025 | 2025 selloff2025 |
-91.76%Apr 2026 | 7mo 2d | — | 10mo 28dSep 2025 - now | — |
-58.86%Nov 2023 | 7d | 29d | 1mo 6dNov 2023 - Dec 2023 | — |
-52.61%Aug 2025 | 14d | 29d | 1mo 13dJul 2025 - Sep 2025 | — |
Drawdown Indicators
| PAPL | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.62% | -56.78% | -40.84% |
Max Drawdown (1Y)Largest decline over 1 year | -91.76% | -9.10% | -82.66% |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.90% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -83.92% | -1.58% | -82.34% |
Average DrawdownAverage peak-to-trough decline | -69.42% | -10.70% | -58.72% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 71.21% | 2.14% | +69.07% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Pineapple Financial Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Pineapple Financial Inc. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PAPL relative to other companies in the Mortgage Finance industry. Currently, PAPL has a P/S ratio of 0.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PAPL in comparison with other companies in the Mortgage Finance industry. Currently, PAPL has a P/B value of 0.6. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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