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IPO Date
Nov 1, 2023

Highlights

Market Cap
$1.38M
Enterprise Value
$22.22M
EPS (TTM)
-$25.32
Total Revenue (TTM)
$9.58M
Gross Profit (TTM)
$1.15M
EBITDA (TTM)
-$23.88M
Year Range
$0.54 - $9.53
ROA (TTM)
-57.94%
ROE (TTM)
-104.49%

Share Price Chart


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Pineapple Financial Inc.

Performance

PAPL Performance Chart

Pineapple Financial Inc. (PAPL) is down 27.0% since the beginning of the year. At $1 per share, PAPL is trading 89.2% below its 52-week high of $10.


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S&P 500 Index

Returns By Period

Pineapple Financial Inc. (PAPL) has returned -26.95% so far this year and 1,104.68% over the past 12 months.


Pineapple Financial Inc.

1D
-3.74%
1M
-9.65%
YTD
-26.95%
6M
-68.01%
1Y
1,104.68%
3Y*
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
-0.74%
1M
4.90%
YTD
10.35%
6M
10.28%
1Y
26.52%
3Y*
20.83%
5Y*
12.30%
10Y*
13.66%
*Multi-year figures are annualized to reflect compound growth (CAGR)

PAPL Monthly Returns History

Based on dividend-adjusted daily data since Nov 1, 2023, PAPL's average daily return is +6.38%, while the average monthly return is +176.46%. At this rate, an investment would double in approximately 0.1 years.

Historically, 22% of months were positive and 78% were negative. The best month was Jul 2025 with a return of +5,911.7%, while the worst month was May 2025 at -60.2%. The longest winning streak lasted 1 consecutive months, and the longest losing streak was 6 months.

On a daily basis, PAPL closed higher 39% of trading days. The best single day was Jul 22, 2025 with a return of +3,993.6%, while the worst single day was Dec 11, 2023 at -37.2%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-42.06%-14.76%-8.06%181.12%-40.56%-3.74%-26.95%
202510.62%-26.04%-14.82%-31.75%-60.23%5,911.70%-21.79%40.05%-31.26%-11.11%-59.01%211.95%
2024-16.20%0.00%-4.67%-5.23%-15.14%-26.96%23.42%-15.31%-22.10%-2.04%-25.37%-9.60%-74.75%
2023-35.11%22.60%-20.44%

Benchmark Metrics

Pineapple Financial Inc. has an annualized alpha of 539553133.48%, beta of 0.42, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since November 02, 2023.

  • This stock participated in 393.70% of S&P 500 Index downside but only 237.91% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.42 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
539,553,133.48%
Beta
0.42
0.00
Upside Capture
237.91%
Downside Capture
393.70%

Return for Risk

Risk / Return Rank

PAPL ranks 90 for risk / return — in the top 90% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


PAPL Risk / Return Rank: 9090
Overall Rank
PAPL Sharpe Ratio Rank: 5555
Sharpe Ratio Rank
PAPL Sortino Ratio Rank: 100100
Sortino Ratio Rank
PAPL Omega Ratio Rank: 100100
Omega Ratio Rank
PAPL Calmar Ratio Rank: 9999
Calmar Ratio Rank
PAPL Martin Ratio Rank: 9797
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Pineapple Financial Inc. (PAPL) and compare them to S&P 500 Index.


PAPLBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.39

2.24

-1.86

Sortino ratio

Return per unit of downside risk

45.41

3.07

+42.33

Omega ratio

Gain probability vs. loss probability

5.95

1.41

+4.54

Calmar ratio

Return relative to maximum drawdown

18.01

2.93

+15.08

Martin ratio

Return relative to average drawdown

24.43

13.52

+10.91

Dividends

Dividend History


Pineapple Financial Inc. doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Pineapple Financial Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Pineapple Financial Inc. was 97.62%, occurring on May 12, 2025. Recovery took 4 trading sessions.

The current Pineapple Financial Inc. drawdown is 85.47%.


Related event

Drawdown

Fall

Recovery

Underwater

2025 selloff2025
-97.62%May 2025
1y 5mo2mo 12d
1y 7moDec 2023 - Jul 2025
2026 bear market2026
-91.76%Apr 2026
7mo 2d
8mo 28dSep 2025 - now
2025 bear market2025
-52.61%Aug 2025
14d29d
1mo 13dJul 2025 - Sep 2025
2023 bear market2023
-48.04%Nov 2023
13d6d
19dNov 2023 - Dec 2023
2023 bear market2023
-36.00%Nov 2023
6d7d
13dNov 2023 - Nov 2023

Drawdown Indicators


PAPLBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-97.62%

-56.78%

-40.84%

Max Drawdown (1Y)

Largest decline over 1 year

-91.76%

-9.10%

-82.66%

Max Drawdown (3Y)

Largest decline over 3 years

-18.90%

Max Drawdown (5Y)

Largest decline over 5 years

-25.43%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-85.47%

-0.74%

-84.73%

Average Drawdown

Average peak-to-trough decline

-67.56%

-10.72%

-56.84%

Ulcer Index

Depth and duration of drawdowns from previous peaks

64.45%

1.97%

+62.48%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Pineapple Financial Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Pineapple Financial Inc. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for PAPL relative to other companies in the Mortgage Finance industry. Currently, PAPL has a P/S ratio of 0.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for PAPL in comparison with other companies in the Mortgage Finance industry. Currently, PAPL has a P/B value of 0.1. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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