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Ohio Valley Banc Corp. (OVBC)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US6777191064
CUSIP
677719106
IPO Date
Feb 9, 1996

Highlights

Market Cap
$206.62M
Enterprise Value
$206.61M
EPS (TTM)
$3.31
PE Ratio
13.24
PEG Ratio
1.36
Total Revenue (TTM)
$94.21M
Gross Profit (TTM)
$63.66M
EBITDA (TTM)
$19.45M
Year Range
$26.94 - $44.80
ROA (TTM)
985.75%
ROE (TTM)
9.16%

Share Price Chart


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Ohio Valley Banc Corp.

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Ohio Valley Banc Corp., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Ohio Valley Banc Corp. (OVBC) has returned 10.32% so far this year and 72.59% over the past 12 months. Over the last ten years, OVBC has returned 10.65% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Ohio Valley Banc Corp.

1D
3.30%
1M
2.89%
YTD
10.32%
6M
20.04%
1Y
72.59%
3Y*
27.67%
5Y*
15.81%
10Y*
10.65%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Feb 9, 1996, OVBC's average daily return is +0.05%, while the average monthly return is +0.84%. At this rate, your investment would double in approximately 6.9 years.

Historically, 56% of months were positive and 44% were negative. The best month was Apr 2025 with a return of +39.1%, while the worst month was May 2005 at -21.2%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, OVBC closed higher 34% of trading days. The best single day was Mar 24, 2020 with a return of +29.8%, while the worst single day was Mar 20, 2020 at -23.9%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20263.50%3.60%2.89%10.32%
2025-0.54%32.08%-17.30%39.11%-7.86%-2.89%0.70%14.76%-0.05%-4.74%10.80%3.09%69.95%
20245.53%3.95%-2.20%-2.98%-0.81%-14.20%22.37%1.07%-1.06%0.13%13.01%-10.93%9.26%
2023-0.54%-0.08%-10.13%-0.86%5.81%2.32%-0.15%-0.94%-0.00%0.47%-2.98%-1.84%-9.28%
20220.35%1.06%0.87%1.90%1.19%-1.69%-2.08%-0.27%-4.92%-5.79%-0.00%1.62%-7.83%
2021-8.09%13.03%-0.04%-6.98%4.74%4.31%1.80%9.40%-0.93%4.95%2.12%4.22%30.06%

Benchmark Metrics

Ohio Valley Banc Corp. has an annualized alpha of 10.44%, beta of 0.29, and R² of 0.03 versus S&P 500 Index. Calculated based on daily prices since February 12, 1996.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (31.69%) than losses (10.19%) — typical of diversified or defensive assets.
  • Beta of 0.29 may look defensive, but with R² of 0.03 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.03 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
10.44%
Beta
0.29
0.03
Upside Capture
31.69%
Downside Capture
10.19%

Return for Risk

Risk / Return Rank

OVBC ranks 88 for risk / return — in the top 88% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


OVBC Risk / Return Rank: 8888
Overall Rank
OVBC Sharpe Ratio Rank: 9090
Sharpe Ratio Rank
OVBC Sortino Ratio Rank: 9292
Sortino Ratio Rank
OVBC Omega Ratio Rank: 9090
Omega Ratio Rank
OVBC Calmar Ratio Rank: 8282
Calmar Ratio Rank
OVBC Martin Ratio Rank: 8484
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Ohio Valley Banc Corp. (OVBC) and compare them to a chosen benchmark (S&P 500 Index).


OVBCBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

2.03

0.90

+1.14

Sortino ratio

Return per unit of downside risk

3.13

1.39

+1.74

Omega ratio

Gain probability vs. loss probability

1.40

1.21

+0.19

Calmar ratio

Return relative to maximum drawdown

2.54

1.40

+1.14

Martin ratio

Return relative to average drawdown

7.64

6.61

+1.03

Explore OVBC risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Ohio Valley Banc Corp. provided a 2.10% dividend yield over the last twelve months, with an annual payout of $0.92 per share.


2.00%2.50%3.00%3.50%4.00%4.50%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.92$0.91$0.88$1.02$0.99$0.84$0.84$0.84$0.84$0.84$0.84$0.89

Dividend yield

2.10%2.28%3.63%4.43%3.75%2.83%3.56%2.12%2.37%2.08%3.09%3.63%

Monthly Dividends

The table displays the monthly dividend distributions for Ohio Valley Banc Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.23$0.00$0.00$0.23
2025$0.22$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.91
2024$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.88
2023$0.21$0.00$0.00$0.22$0.15$0.00$0.22$0.00$0.00$0.22$0.00$0.00$1.02
2022$0.21$0.00$0.00$0.21$0.15$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.99
2021$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.84

Dividend Yield & Payout


Dividend Yield

Ohio Valley Banc Corp. has a dividend yield of 2.10%, which is quite average when compared to the overall market.

Payout Ratio

Ohio Valley Banc Corp. has a payout ratio of 27.18%, which is quite average when compared to the overall market. This suggests that Ohio Valley Banc Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Ohio Valley Banc Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ohio Valley Banc Corp. was 62.71%, occurring on Jul 13, 2020. Recovery took 1408 trading sessions.

The current Ohio Valley Banc Corp. drawdown is 0.45%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-62.71%Jun 25, 2018516Jul 13, 20201408Feb 19, 20261924
-47.08%Jun 29, 2009254Jun 30, 20101348Nov 5, 20151602
-44.7%Apr 14, 20041150Nov 4, 2008161Jun 26, 20091311
-39.7%Dec 2, 1999718Oct 11, 2002372Apr 5, 20041090
-20.54%Jul 6, 201732Aug 18, 201727Sep 27, 201759

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ohio Valley Banc Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Ohio Valley Banc Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for OVBC, comparing it with other companies in the Banks - Regional industry. Currently, OVBC has a P/E ratio of 13.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for OVBC compared to other companies in the Banks - Regional industry. OVBC currently has a PEG ratio of 1.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for OVBC relative to other companies in the Banks - Regional industry. Currently, OVBC has a P/S ratio of 2.2. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for OVBC in comparison with other companies in the Banks - Regional industry. Currently, OVBC has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items