OceanFirst Financial Corp. (OCFC)
Company Info
Highlights
$980.84M
$1.54
10.91
1.84
$523.10M
$492.77M
$61.43M
$13.40 - $21.38
$20.14
1.55%
3.16
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
OceanFirst Financial Corp. (OCFC) returned -4.98% year-to-date (YTD) and 20.32% over the past 12 months. Over the past 10 years, OCFC returned 3.14% annually, underperforming the S&P 500 benchmark at 10.85%.
OCFC
-4.98%
2.70%
-16.83%
20.32%
-1.45%
4.43%
3.14%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of OCFC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -0.77% | 1.41% | -5.55% | -2.65% | 2.70% | -4.98% | |||||||
| 2024 | -0.75% | -10.71% | 7.96% | -10.05% | 3.30% | 5.58% | 14.35% | -0.45% | 4.03% | -2.10% | 14.89% | -12.48% | 9.42% |
| 2023 | 12.56% | -0.02% | -22.09% | -13.42% | -9.91% | 10.00% | 19.27% | -8.47% | -14.23% | -12.51% | 11.12% | 25.25% | -14.23% |
| 2022 | 2.25% | -0.67% | -10.19% | -6.82% | 8.66% | -5.16% | 7.48% | -4.53% | -4.12% | 21.14% | 4.39% | -9.03% | -0.85% |
| 2021 | -2.52% | 20.74% | 10.17% | -4.51% | -2.55% | -5.74% | -6.43% | 9.94% | 0.71% | 3.55% | -6.31% | 7.72% | 23.13% |
| 2020 | -8.93% | -11.48% | -22.16% | 5.91% | 0.12% | 5.57% | -12.17% | 1.89% | -12.30% | 9.35% | 6.56% | 18.14% | -24.11% |
| 2019 | 6.66% | 5.70% | -4.52% | 4.65% | -4.76% | 4.32% | -1.81% | -13.23% | 12.27% | 1.40% | 0.93% | 6.51% | 16.70% |
| 2018 | 0.76% | -1.60% | 3.36% | 0.86% | 9.28% | 2.18% | -2.64% | 0.62% | -6.78% | -6.98% | 2.46% | -12.65% | -12.24% |
| 2017 | -5.39% | 3.29% | -3.48% | -1.86% | -3.65% | 2.34% | -0.15% | -7.32% | 10.14% | 0.95% | 0.55% | -5.41% | -10.67% |
| 2016 | -10.88% | -4.12% | 4.06% | 10.18% | -3.60% | -2.55% | 3.80% | 5.82% | -2.83% | 7.37% | 15.54% | 26.60% | 54.29% |
| 2015 | -4.73% | 0.86% | 5.69% | -2.10% | 3.10% | 7.80% | -5.30% | 5.08% | -6.51% | 7.93% | 7.04% | 1.37% | 20.39% |
| 2014 | 4.39% | 6.31% | -6.30% | -8.31% | 1.49% | 1.35% | -3.21% | 3.21% | -3.11% | 4.98% | -2.78% | 6.39% | 3.07% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of OCFC is 67, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for OceanFirst Financial Corp. (OCFC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
OceanFirst Financial Corp. provided a 4.76% dividend yield over the last twelve months, with an annual payout of $0.80 per share. The company has been increasing its dividends for 14 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.80 | $0.80 | $0.80 | $0.74 | $0.68 | $0.68 | $0.68 | $0.62 | $0.60 | $0.54 | $0.52 | $0.49 |
Dividend yield | 4.76% | 4.42% | 4.61% | 3.48% | 3.06% | 3.65% | 2.66% | 2.75% | 2.29% | 1.80% | 2.60% | 2.86% |
Monthly Dividends
The table displays the monthly dividend distributions for OceanFirst Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.40 | |||||||
| 2024 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2023 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2022 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.74 |
| 2021 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.68 |
| 2020 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.17 | $0.00 | $0.00 | $0.00 | $0.17 | $0.00 | $0.68 |
| 2019 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.68 |
| 2018 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.17 | $0.00 | $0.62 |
| 2017 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.60 |
| 2016 | $0.13 | $0.00 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.15 | $0.00 | $0.54 |
| 2015 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.52 |
| 2014 | $0.12 | $0.00 | $0.00 | $0.00 | $0.12 | $0.00 | $0.12 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.49 |
Dividend Yield & Payout
Dividend Yield
OceanFirst Financial Corp. has a dividend yield of 4.76%, which is quite average when compared to the overall market.
Payout Ratio
OceanFirst Financial Corp. has a payout ratio of 52.98%, which is quite average when compared to the overall market. This suggests that OceanFirst Financial Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the OceanFirst Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the OceanFirst Financial Corp. was 67.77%, occurring on Mar 9, 2009. Recovery took 1192 trading sessions.
The current OceanFirst Financial Corp. drawdown is 28.74%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -67.77% | Dec 9, 2003 | 1320 | Mar 9, 2009 | 1192 | Nov 29, 2013 | 2512 |
| -59.01% | Jun 21, 2018 | 438 | Mar 18, 2020 | — | — | — |
| -39.62% | Jun 23, 1998 | 76 | Oct 8, 1998 | 434 | Jun 28, 2000 | 510 |
| -29.35% | Aug 27, 2002 | 31 | Oct 9, 2002 | 160 | May 30, 2003 | 191 |
| -21.59% | Dec 30, 2015 | 26 | Feb 5, 2016 | 186 | Oct 31, 2016 | 212 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of OceanFirst Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of OceanFirst Financial Corp., comparing actual results with analytics estimates. The company met analyst expectations for EPS in the past quarter.
Valuation
The Valuation section provides an overview of how OceanFirst Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for OCFC, comparing it with other companies in the Banks - Regional industry. Currently, OCFC has a P/E ratio of 10.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for OCFC compared to other companies in the Banks - Regional industry. OCFC currently has a PEG ratio of 1.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for OCFC relative to other companies in the Banks - Regional industry. Currently, OCFC has a P/S ratio of 2.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for OCFC in comparison with other companies in the Banks - Regional industry. Currently, OCFC has a P/B value of 0.6. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
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