- ISIN
- US6752341080
- CUSIP
- 675234108
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jul 3, 1996
Highlights
- Market Cap
- $1.16B
- Enterprise Value
- $890.15M
- EPS (TTM)
- $0.82
- PE Ratio
- 23.65
- Total Revenue (TTM)
- $709.10M
- Gross Profit (TTM)
- $538.12M
- EBITDA (TTM)
- $160.11M
- Year Range
- $16.09 - $20.61
- Target Price
- $19.00
- ROA (TTM)
- 0.21%
- ROE (TTM)
- 1.99%
- Avg. Volume (1M)
- 861K
- Avg. Volume Value (1M)
- $16.75M
Share Price Chart
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Performance
OCFC Performance Chart
OceanFirst Financial Corp. (OCFC) is up 9.9% since the beginning of the year. At $19 per share, OCFC is trading 6.3% below its 52-week high of $21. Investors who bought $1,000 worth of OCFC shares 5 years ago would now be looking at an investment worth $1,229.
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Returns By Period
OceanFirst Financial Corp. (OCFC) has returned 9.89% so far this year and 23.42% over the past 12 months. Over the last ten years, OCFC has returned 4.24% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
OceanFirst Financial Corp.
- 1D
- -1.68%
- 1M
- 1.36%
- 6M
- 5.20%
- YTD
- 9.89%
- 1Y
- 23.42%
- 3Y*
- 6.66%
- 5Y*
- 4.21%
- 10Y*
- 4.24%
- ALL TIME*
- 7.12%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
OCFC Monthly Returns History
Based on dividend-adjusted daily data since Jul 3, 1996, OCFC's average daily return is +0.05%, while the average monthly return is +0.87%. At this rate, an investment would double in approximately 6.7 years.
Historically, 55% of months were positive and 45% were negative. The best month was Dec 2016 with a return of +26.6%, while the worst month was Feb 2009 at -26.1%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 5 months.
On a daily basis, OCFC closed higher 49% of trading days. The best single day was Jun 26, 2009 with a return of +21.4%, while the worst single day was Mar 27, 2009 at -16.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 4.46% | -2.64% | -0.11% | 6.83% | -1.47% | 3.94% | -1.13% | 9.89% | |||||
| 2025 | -0.77% | 1.41% | -5.55% | -2.65% | 2.70% | 4.76% | -4.71% | 10.95% | -4.46% | 3.47% | 4.84% | -4.77% | 3.87% |
| 2024 | -0.75% | -10.71% | 7.96% | -10.05% | 3.30% | 5.58% | 14.35% | -0.45% | 4.03% | -2.10% | 14.89% | -12.48% | 9.42% |
| 2023 | 12.56% | -0.02% | -22.09% | -13.42% | -9.91% | 10.00% | 19.27% | -8.47% | -14.23% | -12.51% | 11.12% | 25.25% | -14.23% |
| 2022 | 2.25% | -0.67% | -10.19% | -6.82% | 8.66% | -5.16% | 7.48% | -4.53% | -4.12% | 21.14% | 4.39% | -9.03% | -0.85% |
| 2021 | -2.52% | 20.74% | 10.17% | -4.51% | -2.55% | -5.74% | -4.29% | 9.94% | 0.71% | 3.55% | -6.31% | 7.71% | 25.95% |
Benchmark Metrics
OceanFirst Financial Corp. has an annualized alpha of 4.38%, beta of 0.86, and R2 of 0.23 versus S&P 500 Index. Calculated based on daily prices since July 03, 1996.
- This stock participated in 85.42% of S&P 500 Index downside but only 80.49% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.23 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 4.38%
- Beta
- 0.86
- R²
- 0.23
- Upside Capture
- 80.49%
- Downside Capture
- 85.42%
Return for Risk
Risk / Return Rank
OCFC ranks 67 for risk / return — above 67% of stocks peers on PortfoliosLab. Its historical combined result is above most peers.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for OceanFirst Financial Corp. (OCFC) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OCFC | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.71 | ||
| Sortino ratioReturn per unit of downside risk | -0.79 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.25 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | 1.33 | 2.00 | -0.68 |
| Martin ratioReturn relative to average drawdown | 3.07 | 8.49 | -5.42 |
Dividends
Dividend History
OceanFirst Financial Corp. provided a 4.14% dividend yield over the last twelve months, with an annual payout of $0.80 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.80 | $0.80 | $0.80 | $0.80 | $0.74 | $1.12 | $0.68 | $0.68 | $0.62 | $0.60 | $0.54 | $0.52 |
Dividend yield | 4.14% | 4.46% | 4.42% | 4.61% | 3.48% | 5.03% | 3.65% | 2.66% | 2.75% | 2.29% | 1.80% | 2.60% |
Monthly Dividends
The table displays the monthly dividend distributions for OceanFirst Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.20 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.40 | |||||
| 2025 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2024 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2023 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2022 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.74 |
| 2021 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.44 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $1.12 |
Dividend Yield & Payout
Dividend Yield
OceanFirst Financial Corp. has a dividend yield of 4.14%, which is quite average when compared to the overall market.
Payout Ratio
OceanFirst Financial Corp. has a payout ratio of 98.17%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the OceanFirst Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the OceanFirst Financial Corp. was 67.77%, occurring on Mar 9, 2009. Recovery took 1192 trading sessions.
The current OceanFirst Financial Corp. drawdown is 12.44%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-67.77%Mar 2009 | 5y 3mo | 4y 8mo | 9y 11moDec 2003 - Nov 2013 | Financial crisis2007–2009 |
-59.01%Mar 2020 | 1y 9mo | — | 8y 1moJun 2018 - now | COVID crash2020 |
-39.62%Oct 1998 | 3mo 17d | 1y 8mo | 2y 6dJun 1998 - Jun 2000 | — |
-29.35%Oct 2002 | 1mo 13d | 7mo 23d | 9mo 6dAug 2002 - May 2003 | Dot-com crash2000–2002 |
-21.59%Feb 2016 | 1mo 7d | 8mo 29d | 10mo 6dDec 2015 - Oct 2016 | — |
Drawdown Indicators
| OCFC | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.77% | -56.78% | -10.99% |
Max Drawdown (1Y)Largest decline over 1 year | -15.39% | -9.10% | -6.29% |
Max Drawdown (3Y)Largest decline over 3 years | -33.91% | -18.90% | -15.01% |
Max Drawdown (5Y)Largest decline over 5 years | -49.19% | -25.43% | -23.76% |
Max Drawdown (10Y)Largest decline over 10 years | -59.01% | -33.92% | -25.09% |
Current DrawdownCurrent decline from peak | -12.44% | -1.58% | -10.86% |
Average DrawdownAverage peak-to-trough decline | -18.47% | -10.70% | -7.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.63% | 2.14% | +4.49% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of OceanFirst Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how OceanFirst Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for OCFC, comparing it with other companies in the Banks - Regional industry. Currently, OCFC has a P/E ratio of 23.7. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for OCFC relative to other companies in the Banks - Regional industry. Currently, OCFC has a P/S ratio of 1.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for OCFC in comparison with other companies in the Banks - Regional industry. Currently, OCFC has a P/B value of 0.5. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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