NDARX vs. OIBFX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Enhanced (NDARX) and JPMorgan Investor Balanced Fund (OIBFX).
NDARX is managed by American Funds. It was launched on Aug 27, 2015. OIBFX is managed by JPMorgan. It was launched on Dec 9, 1996.
Performance
NDARX vs. OIBFX - Performance Comparison
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NDARX vs. OIBFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NDARX American Funds Retirement Income Portfolio - Enhanced | -0.59% | 17.21% | 11.68% | 12.03% | -10.98% | 15.09% | 7.10% | 17.88% | -4.99% | 13.62% |
OIBFX JPMorgan Investor Balanced Fund | -2.04% | 12.69% | 9.25% | 15.06% | -13.62% | 10.92% | 14.23% | 17.19% | -4.77% | 13.30% |
Returns By Period
In the year-to-date period, NDARX achieves a -0.59% return, which is significantly higher than OIBFX's -2.04% return. Over the past 10 years, NDARX has outperformed OIBFX with an annualized return of 7.91%, while OIBFX has yielded a comparatively lower 7.35% annualized return.
NDARX
- 1D
- 1.62%
- 1M
- -4.80%
- YTD
- -0.59%
- 6M
- 1.78%
- 1Y
- 13.91%
- 3Y*
- 12.31%
- 5Y*
- 7.28%
- 10Y*
- 7.91%
OIBFX
- 1D
- 0.93%
- 1M
- -4.05%
- YTD
- -2.04%
- 6M
- -0.78%
- 1Y
- 9.87%
- 3Y*
- 9.86%
- 5Y*
- 5.11%
- 10Y*
- 7.35%
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NDARX vs. OIBFX - Expense Ratio Comparison
NDARX has a 0.34% expense ratio, which is higher than OIBFX's 0.32% expense ratio.
Return for Risk
NDARX vs. OIBFX — Risk / Return Rank
NDARX
OIBFX
NDARX vs. OIBFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Enhanced (NDARX) and JPMorgan Investor Balanced Fund (OIBFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NDARX | OIBFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.47 | 1.16 | +0.31 |
Sortino ratioReturn per unit of downside risk | 2.06 | 1.66 | +0.39 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.24 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.95 | 1.61 | +0.34 |
Martin ratioReturn relative to average drawdown | 8.65 | 6.79 | +1.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NDARX | OIBFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.47 | 1.16 | +0.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.77 | 0.58 | +0.19 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.78 | 0.81 | -0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.73 | +0.07 |
Correlation
The correlation between NDARX and OIBFX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NDARX vs. OIBFX - Dividend Comparison
NDARX's dividend yield for the trailing twelve months is around 5.27%, less than OIBFX's 5.70% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NDARX American Funds Retirement Income Portfolio - Enhanced | 5.27% | 5.78% | 3.07% | 3.37% | 5.60% | 4.29% | 2.91% | 4.03% | 4.29% | 2.68% | 2.86% | 0.00% |
OIBFX JPMorgan Investor Balanced Fund | 5.70% | 6.10% | 6.00% | 3.51% | 7.07% | 4.40% | 6.20% | 6.72% | 7.91% | 6.95% | 3.81% | 5.21% |
Drawdowns
NDARX vs. OIBFX - Drawdown Comparison
The maximum NDARX drawdown since its inception was -23.62%, smaller than the maximum OIBFX drawdown of -29.42%. Use the drawdown chart below to compare losses from any high point for NDARX and OIBFX.
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Drawdown Indicators
| NDARX | OIBFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.62% | -29.42% | +5.80% |
Max Drawdown (1Y)Largest decline over 1 year | -7.46% | -6.40% | -1.06% |
Max Drawdown (5Y)Largest decline over 5 years | -18.37% | -18.74% | +0.37% |
Max Drawdown (10Y)Largest decline over 10 years | -23.62% | -21.08% | -2.54% |
Current DrawdownCurrent decline from peak | -5.28% | -4.66% | -0.62% |
Average DrawdownAverage peak-to-trough decline | -3.13% | -3.50% | +0.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.68% | 1.52% | +0.16% |
Volatility
NDARX vs. OIBFX - Volatility Comparison
American Funds Retirement Income Portfolio - Enhanced (NDARX) has a higher volatility of 3.75% compared to JPMorgan Investor Balanced Fund (OIBFX) at 3.12%. This indicates that NDARX's price experiences larger fluctuations and is considered to be riskier than OIBFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NDARX | OIBFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.75% | 3.12% | +0.63% |
Volatility (6M)Calculated over the trailing 6-month period | 5.99% | 5.06% | +0.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.80% | 8.80% | +1.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.45% | 8.87% | +0.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.19% | 9.13% | +1.06% |