NDARX vs. AMBFX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Enhanced (NDARX) and American Funds American Balanced Fund® Class F-2 (AMBFX).
NDARX is managed by American Funds. It was launched on Aug 27, 2015. AMBFX is managed by American Funds. It was launched on Aug 5, 2008.
Performance
NDARX vs. AMBFX - Performance Comparison
Loading graphics...
NDARX vs. AMBFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NDARX American Funds Retirement Income Portfolio - Enhanced | -2.18% | 17.21% | 11.68% | 12.03% | -10.98% | 15.09% | 7.10% | 17.88% | -4.99% | 13.62% |
AMBFX American Funds American Balanced Fund® Class F-2 | -2.82% | 18.67% | 15.25% | 13.81% | -11.93% | 16.00% | 11.06% | 19.45% | -2.69% | 14.85% |
Returns By Period
In the year-to-date period, NDARX achieves a -2.18% return, which is significantly higher than AMBFX's -2.82% return. Over the past 10 years, NDARX has underperformed AMBFX with an annualized return of 7.74%, while AMBFX has yielded a comparatively higher 9.33% annualized return.
NDARX
- 1D
- 0.07%
- 1M
- -6.73%
- YTD
- -2.18%
- 6M
- 0.61%
- 1Y
- 12.50%
- 3Y*
- 11.71%
- 5Y*
- 7.10%
- 10Y*
- 7.74%
AMBFX
- 1D
- -0.14%
- 1M
- -6.81%
- YTD
- -2.82%
- 6M
- 0.93%
- 1Y
- 15.54%
- 3Y*
- 13.72%
- 5Y*
- 8.28%
- 10Y*
- 9.33%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
NDARX vs. AMBFX - Expense Ratio Comparison
NDARX has a 0.34% expense ratio, which is lower than AMBFX's 0.35% expense ratio.
Return for Risk
NDARX vs. AMBFX — Risk / Return Rank
NDARX
AMBFX
NDARX vs. AMBFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Enhanced (NDARX) and American Funds American Balanced Fund® Class F-2 (AMBFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NDARX | AMBFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.32 | 1.45 | -0.13 |
Sortino ratioReturn per unit of downside risk | 1.85 | 2.12 | -0.27 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.30 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.60 | 2.03 | -0.43 |
Martin ratioReturn relative to average drawdown | 7.23 | 8.67 | -1.44 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| NDARX | AMBFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.32 | 1.45 | -0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.80 | -0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | 0.88 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.78 | 0.72 | +0.06 |
Correlation
The correlation between NDARX and AMBFX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NDARX vs. AMBFX - Dividend Comparison
NDARX's dividend yield for the trailing twelve months is around 5.35%, less than AMBFX's 8.75% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NDARX American Funds Retirement Income Portfolio - Enhanced | 5.35% | 5.78% | 3.07% | 3.37% | 5.60% | 4.29% | 2.91% | 4.03% | 4.29% | 2.68% | 2.86% | 0.00% |
AMBFX American Funds American Balanced Fund® Class F-2 | 8.75% | 8.47% | 7.40% | 2.20% | 2.52% | 4.50% | 4.56% | 4.19% | 6.20% | 4.85% | 4.46% | 5.81% |
Drawdowns
NDARX vs. AMBFX - Drawdown Comparison
The maximum NDARX drawdown since its inception was -23.62%, smaller than the maximum AMBFX drawdown of -35.05%. Use the drawdown chart below to compare losses from any high point for NDARX and AMBFX.
Loading graphics...
Drawdown Indicators
| NDARX | AMBFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.62% | -35.05% | +11.43% |
Max Drawdown (1Y)Largest decline over 1 year | -7.46% | -7.34% | -0.12% |
Max Drawdown (5Y)Largest decline over 5 years | -18.37% | -18.65% | +0.28% |
Max Drawdown (10Y)Largest decline over 10 years | -23.62% | -22.31% | -1.31% |
Current DrawdownCurrent decline from peak | -6.79% | -7.00% | +0.21% |
Average DrawdownAverage peak-to-trough decline | -3.13% | -3.61% | +0.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.65% | 1.72% | -0.07% |
Volatility
NDARX vs. AMBFX - Volatility Comparison
American Funds Retirement Income Portfolio - Enhanced (NDARX) and American Funds American Balanced Fund® Class F-2 (AMBFX) have volatilities of 3.22% and 3.26%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| NDARX | AMBFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.22% | 3.26% | -0.04% |
Volatility (6M)Calculated over the trailing 6-month period | 5.78% | 6.73% | -0.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.69% | 11.10% | -1.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.43% | 10.42% | -0.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.18% | 10.62% | -0.44% |