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MVB Financial Corp. (MVBF)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US5538101024

CUSIP

553810102

IPO Date

Aug 22, 2008

Highlights

Market Cap

$232.33M

EPS (TTM)

$1.46

PE Ratio

12.29

Total Revenue (TTM)

$129.92M

Gross Profit (TTM)

$129.92M

EBITDA (TTM)

$3.67M

Year Range

$15.59 - $24.62

Target Price

$21.00

Short %

0.68%

Short Ratio

2.72

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

MVB Financial Corp. (MVBF) returned -9.75% year-to-date (YTD) and 2.77% over the past 12 months. Over the past 10 years, MVBF returned 5.30% annually, underperforming the S&P 500 benchmark at 10.69%.


MVBF

YTD

-9.75%

1M

16.56%

6M

-15.91%

1Y

2.77%

5Y*

10.70%

10Y*

5.30%

^GSPC (Benchmark)

YTD

-0.64%

1M

8.97%

6M

-2.62%

1Y

11.90%

5Y*

15.76%

10Y*

10.69%

*Annualized

Monthly Returns

The table below presents the monthly returns of MVBF, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-5.75%-4.35%-6.33%-1.50%8.50%-9.75%
2024-5.01%0.72%4.20%-19.45%5.20%-0.48%23.23%-7.85%-7.81%-1.91%14.54%-4.08%-5.15%
20230.27%24.38%-24.37%-11.58%-1.78%18.69%21.39%-7.36%-4.08%-12.98%2.60%12.86%5.68%
2022-3.61%-3.34%7.74%-3.47%-6.39%-16.66%4.47%-1.09%-12.98%-11.03%-2.86%-7.79%-45.83%
2021-1.19%45.92%3.68%19.17%6.73%-0.49%-2.84%-4.26%8.32%-0.33%-3.45%1.10%85.48%
2020-19.82%-11.28%-27.72%7.69%4.05%-6.34%-0.60%8.08%12.46%-0.13%26.76%12.67%-7.02%
2019-6.65%-8.94%-0.33%8.79%-4.22%7.00%2.65%8.51%5.36%1.51%6.06%17.00%39.64%
2018-3.58%1.65%0.38%-3.80%-4.45%-0.44%-8.59%10.73%-1.21%1.67%2.79%-4.04%-9.72%
2017-0.78%8.86%-7.61%0.08%0.59%3.04%5.99%10.97%21.29%-1.28%1.96%6.35%58.08%
2016-0.76%-15.23%21.82%-2.99%-1.92%1.73%0.00%4.40%-8.81%0.00%-1.79%6.05%-1.65%
2015-5.27%-4.93%-3.70%3.85%3.99%6.07%-2.29%6.27%-1.95%-0.66%-5.27%-7.68%-12.13%
20142.41%-2.21%-0.75%-0.73%-2.68%0.63%1.56%0.00%-3.38%-5.73%1.35%0.22%-9.22%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of MVBF is 51, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of MVBF is 5151
Overall Rank
The Sharpe Ratio Rank of MVBF is 5252
Sharpe Ratio Rank
The Sortino Ratio Rank of MVBF is 5151
Sortino Ratio Rank
The Omega Ratio Rank of MVBF is 4949
Omega Ratio Rank
The Calmar Ratio Rank of MVBF is 5353
Calmar Ratio Rank
The Martin Ratio Rank of MVBF is 5252
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for MVB Financial Corp. (MVBF) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

MVB Financial Corp. Sharpe ratios as of May 13, 2025 (values are recalculated daily):

  • 1-Year: 0.06
  • 5-Year: 0.27
  • 10-Year: 0.12
  • All Time: 0.22

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of MVB Financial Corp. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

MVB Financial Corp. provided a 3.67% dividend yield over the last twelve months, with an annual payout of $0.68 per share. The company has been increasing its dividends for 16 consecutive years.


0.50%1.00%1.50%2.00%2.50%3.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.60$0.7020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.68$0.68$0.68$0.68$0.51$0.36$0.20$0.11$0.10$0.08$0.08$0.08

Dividend yield

3.67%3.29%3.01%3.09%1.23%1.59%0.78%0.61%0.50%0.62%0.61%0.53%

Monthly Dividends

The table displays the monthly dividend distributions for MVB Financial Corp.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.17$0.00$0.00$0.00$0.17
2024$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.68
2023$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.68
2022$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.68
2021$0.00$0.10$0.00$0.00$0.12$0.00$0.00$0.14$0.00$0.00$0.15$0.00$0.51
2020$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.36
2019$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.05$0.00$0.00$0.07$0.00$0.20
2018$0.00$0.00$0.03$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.11
2017$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.10
2016$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.08
2015$0.00$0.00$0.00$0.00$0.04$0.00$0.00$0.02$0.00$0.00$0.02$0.00$0.08
2014$0.04$0.00$0.00$0.00$0.00$0.00$0.00$0.04$0.08

Dividend Yield & Payout


Dividend Yield

MVB Financial Corp. has a dividend yield of 3.67%, which is quite average when compared to the overall market.

Payout Ratio

MVB Financial Corp. has a payout ratio of 46.58%, which is quite average when compared to the overall market. This suggests that MVB Financial Corp. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the MVB Financial Corp.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the MVB Financial Corp. was 63.71%, occurring on Mar 23, 2020. Recovery took 230 trading sessions.

The current MVB Financial Corp. drawdown is 54.31%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-63.71%Jan 2, 202056Mar 23, 2020230Feb 19, 2021286
-61.43%May 18, 2021488Apr 26, 2023
-49.18%Sep 20, 2013267Mar 3, 2016221Oct 23, 2017488
-34.5%Jan 25, 201112Dec 12, 20113Feb 22, 201215
-24.26%Jan 2, 2018295Mar 8, 2019127Sep 9, 2019422

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of MVB Financial Corp. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of MVB Financial Corp., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 30.6% positive surprise.


0.000.501.001.5020212022202320242025
0.27
0.21
Actual
Estimate

Valuation

The Valuation section provides an overview of how MVB Financial Corp. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for MVBF, comparing it with other companies in the Banks - Regional industry. Currently, MVBF has a P/E ratio of 12.3. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for MVBF compared to other companies in the Banks - Regional industry. MVBF currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for MVBF relative to other companies in the Banks - Regional industry. Currently, MVBF has a P/S ratio of 1.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for MVBF in comparison with other companies in the Banks - Regional industry. Currently, MVBF has a P/B value of 0.7. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items