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MVBF vs. COLB
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

MVBF vs. COLB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in MVB Financial Corp. (MVBF) and Columbia Banking System, Inc. (COLB). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, MVBF achieves a 20.15% return, which is significantly higher than COLB's 14.68% return. Over the past 10 years, MVBF has outperformed COLB with an annualized return of 11.07%, while COLB has yielded a comparatively lower 4.64% annualized return.


MVBF

1D
0.59%
1M
4.22%
6M
9.89%
YTD
20.15%
1Y
41.49%
3Y*
8.94%
5Y*
-3.26%
10Y*
11.07%
ALL TIME*
8.42%

COLB

1D
0.06%
1M
-1.42%
6M
8.88%
YTD
14.68%
1Y
41.50%
3Y*
19.27%
5Y*
3.04%
10Y*
4.64%
ALL TIME*
7.67%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison


PositionAvg. Volume Value (2W)Avg. Volume Value (1M)Avg. Volume Value (3M)
$108.68M$97.05M$92.21M
$1.17M$1.15M$1.35M

MVBF vs. COLB - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
MVBF
MVB Financial Corp.
20.15%28.74%-5.15%5.68%-45.83%85.48%-7.02%39.64%-9.72%57.82%
COLB
Columbia Banking System, Inc.
14.68%9.36%8.05%-5.86%-4.26%-6.24%-8.16%15.54%-14.36%-0.65%

Correlation

The correlation between MVBF and COLB is 0.44, which is low. Their historical price movements had little consistent relationship.


Correlation
Correlation (1Y)
Focuses on recent behavior, but can change the most.

0.44

Correlation (3Y)
Balances recent behavior with more history.

0.54

Correlation (5Y)
Shows whether the relationship held over a longer period.

0.52

Correlation (10Y)
Provides a long-term view across more market conditions.

0.42

Correlation (All Time)
Calculated using the full available price history since Aug 22, 2008

0.26

The correlation between MVBF and COLB shifts across timeframes, from 0.26 (all time) to 0.54 (3 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap

MVBF:

$393.85M

COLB:

$8.84B

EPS

MVBF:

$2.18

COLB:

$2.55

PE Ratio

MVBF:

14.06

COLB:

12.25

PEG Ratio

MVBF:

1.57

COLB:

1.66

PS Ratio

MVBF:

2.01

COLB:

2.54

Total Revenue (TTM)

MVBF:

$199.70M

COLB:

$3.43B

Gross Profit (TTM)

MVBF:

$121.60M

COLB:

$1.83B

EBITDA (TTM)

MVBF:

$40.99M

COLB:

$776.08M

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Return for Risk

MVBF vs. COLB — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

MVBF
MVBF Risk / Return Rank: 8282
Overall Rank
MVBF Sharpe Ratio Rank: 8484
Sharpe Ratio Rank
MVBF Sortino Ratio Rank: 8181
Sortino Ratio Rank
MVBF Omega Ratio Rank: 7979
Omega Ratio Rank
MVBF Calmar Ratio Rank: 8282
Calmar Ratio Rank
MVBF Martin Ratio Rank: 8181
Martin Ratio Rank

COLB
COLB Risk / Return Rank: 8080
Overall Rank
COLB Sharpe Ratio Rank: 8282
Sharpe Ratio Rank
COLB Sortino Ratio Rank: 7878
Sortino Ratio Rank
COLB Omega Ratio Rank: 7777
Omega Ratio Rank
COLB Calmar Ratio Rank: 8080
Calmar Ratio Rank
COLB Martin Ratio Rank: 8282
Martin Ratio Rank
The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

MVBF vs. COLB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for MVB Financial Corp. (MVBF) and Columbia Banking System, Inc. (COLB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


MVBFCOLBDifference
Sharpe ratioReturn per unit of total volatility

+0.10

Sortino ratioReturn per unit of downside risk

+0.19

Omega ratioGain probability vs. loss probability

1.25

1.24

+0.01

Calmar ratioReturn relative to maximum drawdown

2.33

2.09

+0.24

Martin ratioReturn relative to average drawdown

5.54

5.83

-0.29

MVBF vs. COLB - Sharpe Ratio Comparison

The current MVBF Sharpe Ratio is 1.43, which is comparable to the COLB Sharpe Ratio of 1.34. The chart below compares the historical Sharpe Ratios of MVBF and COLB, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

MVBF vs. COLB - Drawdown Comparison

The maximum MVBF drawdown since its inception was -63.71%, smaller than the maximum COLB drawdown of -85.93%. Use the drawdown chart below to compare losses from any high point for MVBF and COLB.


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Drawdown Indicators


MVBFCOLBDifference

Max Drawdown

Largest peak-to-trough decline

-63.71%

-85.93%

+22.22%

Max Drawdown (1Y)

Largest decline over 1 year

-16.50%

-18.38%

+1.88%

Max Drawdown (3Y)

Largest decline over 3 years

-36.03%

-36.43%

+0.40%

Max Drawdown (5Y)

Largest decline over 5 years

-60.80%

-51.72%

-9.08%

Max Drawdown (10Y)

Largest decline over 10 years

-63.71%

-60.80%

-2.91%

Current Drawdown

Current decline from peak

-21.69%

-19.04%

-2.65%

Average Drawdown

Average peak-to-trough decline

-20.75%

-27.51%

+6.76%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.94%

6.59%

+0.35%

Volatility

MVBF vs. COLB - Volatility Comparison

MVB Financial Corp. (MVBF) and Columbia Banking System, Inc. (COLB) have volatilities of 7.47% and 7.57%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


MVBFCOLBDifference

Volatility (1M)

Calculated over the trailing 1-month period

7.47%

7.57%

-0.10%

Volatility (6M)

Calculated over the trailing 6-month period

19.17%

19.02%

+0.15%

Volatility (1Y)

Calculated over the trailing 1-year period

26.89%

28.80%

-1.91%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

34.82%

37.96%

-3.14%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

40.03%

37.88%

+2.15%

Dividends

MVBF vs. COLB - Dividend Comparison

MVBF's dividend yield for the trailing twelve months is around 2.22%, less than COLB's 4.70% yield.


PositionTTM20252024202320222021202020192018201720162015
COLB
Columbia Banking System, Inc.
4.70%5.19%5.33%5.17%3.98%3.48%3.12%2.75%2.76%2.03%3.42%3.57%
MVBF
MVB Financial Corp.
2.22%2.63%3.29%3.01%3.09%1.23%1.59%0.78%0.61%0.37%0.62%0.31%

Financials

MVBF vs. COLB - Financials Comparison

This section allows you to compare key financial metrics between MVB Financial Corp. and Columbia Banking System, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items

MVBF vs. COLB - Profitability Comparison

The chart below illustrates the profitability comparison between MVB Financial Corp. and Columbia Banking System, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

MVBF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, MVB Financial Corp. reported a gross profit of 34.81M and revenue of 52.98M. Therefore, the gross margin over that period was 65.7%.

COLB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Columbia Banking System, Inc. reported a gross profit of 0.00 and revenue of 810.00M. Therefore, the gross margin over that period was 0.0%.

MVBF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, MVB Financial Corp. reported an operating income of 6.70M and revenue of 52.98M, resulting in an operating margin of 12.6%.

COLB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Columbia Banking System, Inc. reported an operating income of 0.00 and revenue of 810.00M, resulting in an operating margin of 0.0%.

MVBF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, MVB Financial Corp. reported a net income of 5.18M and revenue of 52.98M, resulting in a net margin of 9.8%.

COLB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Columbia Banking System, Inc. reported a net income of 208.00M and revenue of 810.00M, resulting in a net margin of 25.7%.


Frequently Asked Questions


MVBF and COLB have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

COLB has higher volatility (7.57%) compared to MVBF (7.47%). In terms of maximum drawdown, MVBF dropped -63.71% vs COLB's -85.93%.

MVBF currently has the higher Sharpe Ratio (1.43 vs 1.34), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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