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MidWestOne Financial Group, Inc. (MOFG)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US5985111039
CUSIP
598511103
IPO Date
Jan 29, 2008

Highlights

Market Cap
$1.02B
Enterprise Value
$847.34M
EPS (TTM)
$2.81
PE Ratio
17.53
PEG Ratio
0.09
Total Revenue (TTM)
$350.84M
Gross Profit (TTM)
$221.84M
EBITDA (TTM)
$74.49M
Year Range
$24.62 - $49.69
ROA (TTM)
0.94%
ROE (TTM)
9.65%

Share Price Chart


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MidWestOne Financial Group, Inc.

Often compared with MOFG:
MOFG vs. VOO

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in MidWestOne Financial Group, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

MidWestOne Financial Group, Inc. (MOFG) has returned 28.82% so far this year and 71.33% over the past 12 months. Over the last ten years, MOFG has returned 9.31% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


MidWestOne Financial Group, Inc.

1D
0.00%
1M
0.00%
YTD
28.82%
6M
76.39%
1Y
71.33%
3Y*
31.09%
5Y*
13.50%
10Y*
9.31%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jan 29, 2008, MOFG's average daily return is +0.06%, while the average monthly return is +1.09%. At this rate, your investment would double in approximately 5.3 years.

Historically, 54% of months were positive and 46% were negative. The best month was Mar 2009 with a return of +38.7%, while the worst month was Mar 2020 at -27.1%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, MOFG closed higher 49% of trading days. The best single day was Oct 24, 2025 with a return of +39.4%, while the worst single day was Mar 18, 2020 at -23.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202621.01%6.46%0.00%28.82%
20258.62%-3.73%-1.98%-6.32%3.64%0.92%-4.28%9.80%-5.69%30.75%6.97%-2.10%36.33%
2024-5.24%-9.15%2.27%-13.95%6.15%6.25%30.32%-0.31%-1.54%1.44%13.86%-10.97%12.39%
2023-1.89%-2.79%-18.71%-15.23%-7.65%13.19%14.79%-11.93%-4.82%-2.02%6.92%27.78%-11.51%
2022-1.36%-4.71%9.64%-9.73%2.64%-2.33%5.01%-1.52%-10.52%23.12%4.56%-9.00%1.09%
20210.37%12.47%12.86%1.91%0.65%-8.78%1.25%1.57%2.72%3.95%-1.05%5.10%36.12%

Benchmark Metrics

MidWestOne Financial Group, Inc. has an annualized alpha of 8.51%, beta of 0.63, and R² of 0.12 versus S&P 500 Index. Calculated based on daily prices since January 30, 2008.

  • Beta of 0.63 may look defensive, but with R² of 0.12 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.12 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
8.51%
Beta
0.63
0.12
Upside Capture
97.81%
Downside Capture
99.22%

Return for Risk

Risk / Return Rank

MOFG ranks 91 for risk / return — in the top 91% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


MOFG Risk / Return Rank: 9191
Overall Rank
MOFG Sharpe Ratio Rank: 8383
Sharpe Ratio Rank
MOFG Sortino Ratio Rank: 9393
Sortino Ratio Rank
MOFG Omega Ratio Rank: 9393
Omega Ratio Rank
MOFG Calmar Ratio Rank: 9292
Calmar Ratio Rank
MOFG Martin Ratio Rank: 9393
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for MidWestOne Financial Group, Inc. (MOFG) and compare them to a chosen benchmark (S&P 500 Index).


MOFGBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

1.47

0.90

+0.57

Sortino ratio

Return per unit of downside risk

3.24

1.39

+1.86

Omega ratio

Gain probability vs. loss probability

1.46

1.21

+0.24

Calmar ratio

Return relative to maximum drawdown

4.61

1.40

+3.21

Martin ratio

Return relative to average drawdown

13.77

6.61

+7.16

Explore MOFG risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

MidWestOne Financial Group, Inc. provided a 1.97% dividend yield over the last twelve months, with an annual payout of $0.97 per share. The company has been increasing its dividends for 15 consecutive years.


2.00%2.50%3.00%3.50%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.97$0.97$0.97$0.97$0.95$0.90$0.88$0.81$0.78$0.67$0.64$0.60

Dividend yield

1.97%2.52%3.33%3.60%2.99%2.78%3.59%2.24%3.14%2.00%1.70%1.97%

Monthly Dividends

The table displays the monthly dividend distributions for MidWestOne Financial Group, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.24$0.00$0.00$0.24
2025$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.97
2024$0.00$0.24$0.00$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.97
2023$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.97
2022$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.95
2021$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.90

Dividend Yield & Payout


Dividend Yield

MidWestOne Financial Group, Inc. has a dividend yield of 1.97%, which is quite average when compared to the overall market.

Payout Ratio

MidWestOne Financial Group, Inc. has a payout ratio of 32.44%, which is quite average when compared to the overall market. This suggests that MidWestOne Financial Group, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the MidWestOne Financial Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the MidWestOne Financial Group, Inc. was 62.05%, occurring on Mar 9, 2009. Recovery took 731 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-62.05%Mar 20, 2008244Mar 9, 2009731Jan 31, 2012975
-55.95%Dec 19, 2019101May 14, 2020629Nov 10, 2022730
-47.23%Nov 11, 2022124May 11, 2023378Nov 11, 2024502
-35.15%Dec 21, 2016505Dec 24, 2018246Dec 16, 2019751
-23.85%Dec 6, 202486Apr 11, 2025135Oct 24, 2025221

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of MidWestOne Financial Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how MidWestOne Financial Group, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for MOFG, comparing it with other companies in the Banks - Regional industry. Currently, MOFG has a P/E ratio of 17.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for MOFG compared to other companies in the Banks - Regional industry. MOFG currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for MOFG relative to other companies in the Banks - Regional industry. Currently, MOFG has a P/S ratio of 2.9. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for MOFG in comparison with other companies in the Banks - Regional industry. Currently, MOFG has a P/B value of 1.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items