- ISIN
- US5985111039
- CUSIP
- 598511103
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jan 29, 2008
Highlights
- Market Cap
- $1.02B
- Enterprise Value
- $847.34M
- EPS (TTM)
- $2.81
- PE Ratio
- 17.53
- PEG Ratio
- 0.09
- Total Revenue (TTM)
- $350.84M
- Gross Profit (TTM)
- $221.84M
- EBITDA (TTM)
- $74.49M
- Year Range
- $26.52 - $49.69
- ROA (TTM)
- 0.94%
- ROE (TTM)
- 9.65%
Share Price Chart
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Performance
MOFG Performance Chart
MidWestOne Financial Group, Inc. (MOFG) is up 28.8% since the beginning of the year. At $49 per share, MOFG is trading just below its 52-week high of $50. Investors who bought $1,000 worth of MOFG shares 5 years ago would now be looking at an investment worth $1,842.
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Returns By Period
MidWestOne Financial Group, Inc. (MOFG) has returned 28.82% so far this year and 78.00% over the past 12 months. Over the last ten years, MOFG has returned 8.59% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
MidWestOne Financial Group, Inc.
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- 28.82%
- 6M
- 25.59%
- 1Y
- 78.00%
- 3Y*
- 39.18%
- 5Y*
- 12.99%
- 10Y*
- 8.59%
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
MOFG Monthly Returns History
Based on dividend-adjusted daily data since Jan 29, 2008, MOFG's average daily return is +0.06%, while the average monthly return is +1.08%. At this rate, an investment would double in approximately 5.4 years.
Historically, 54% of months were positive and 46% were negative. The best month was Mar 2009 with a return of +38.7%, while the worst month was Mar 2020 at -27.1%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.
On a daily basis, MOFG closed higher 48% of trading days. The best single day was Oct 24, 2025 with a return of +39.4%, while the worst single day was Mar 18, 2020 at -23.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 21.01% | 6.46% | 0.00% | 0.00% | 0.00% | 0.00% | 28.82% | ||||||
| 2025 | 8.62% | -3.73% | -1.98% | -6.32% | 3.64% | 0.92% | -4.28% | 9.80% | -5.69% | 30.75% | 6.97% | -2.10% | 36.33% |
| 2024 | -5.24% | -9.15% | 2.27% | -13.95% | 6.15% | 6.25% | 30.32% | -0.31% | -1.54% | 1.44% | 13.86% | -10.97% | 12.39% |
| 2023 | -1.89% | -2.79% | -18.71% | -15.23% | -7.65% | 13.19% | 14.79% | -11.93% | -4.82% | -2.02% | 6.92% | 27.78% | -11.51% |
| 2022 | -1.36% | -4.71% | 9.64% | -9.73% | 2.64% | -2.33% | 5.01% | -1.52% | -10.52% | 23.12% | 4.56% | -9.00% | 1.09% |
| 2021 | 0.37% | 12.47% | 12.86% | 1.91% | 0.65% | -8.78% | 1.25% | 1.57% | 2.72% | 3.95% | -1.05% | 5.10% | 36.12% |
Benchmark Metrics
MidWestOne Financial Group, Inc. has an annualized alpha of 7.86%, beta of 0.63, and R2 of 0.12 versus S&P 500 Index. Calculated based on daily prices since January 30, 2008.
- This stock participated in 99.22% of S&P 500 Index downside but only 93.98% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.63 may look defensive, but with R2 of 0.12 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.12 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 7.86%
- Beta
- 0.63
- R²
- 0.12
- Upside Capture
- 93.98%
- Downside Capture
- 99.22%
Return for Risk
Risk / Return Rank
MOFG ranks 93 for risk / return — in the top 93% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MidWestOne Financial Group, Inc. (MOFG) and compare them to S&P 500 Index.
| MOFG | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.69 | 2.39 | -0.70 |
Sortino ratioReturn per unit of downside risk | 4.29 | 3.25 | +1.03 |
Omega ratioGain probability vs. loss probability | 1.63 | 1.43 | +0.20 |
Calmar ratioReturn relative to maximum drawdown | 6.21 | 3.11 | +3.09 |
Martin ratioReturn relative to average drawdown | 19.59 | 14.38 | +5.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
MidWestOne Financial Group, Inc. provided a 1.48% dividend yield over the last twelve months, with an annual payout of $0.73 per share. The company has been increasing its dividends for 15 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.73 | $0.97 | $0.97 | $0.97 | $0.95 | $0.90 | $0.88 | $0.81 | $0.78 | $0.67 | $0.64 | $0.60 |
Dividend yield | 1.48% | 2.52% | 3.33% | 3.60% | 2.99% | 2.78% | 3.59% | 2.24% | 3.14% | 2.00% | 1.70% | 1.97% |
Monthly Dividends
The table displays the monthly dividend distributions for MidWestOne Financial Group, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.24 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | ||||||
| 2025 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.97 |
| 2024 | $0.00 | $0.24 | $0.00 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.97 |
| 2023 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.97 |
| 2022 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.24 | $0.00 | $0.95 |
| 2021 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.90 |
Dividend Yield & Payout
Dividend Yield
MidWestOne Financial Group, Inc. has a dividend yield of 1.48%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
MidWestOne Financial Group, Inc. has a payout ratio of 32.44%, which is quite average when compared to the overall market. This suggests that MidWestOne Financial Group, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MidWestOne Financial Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MidWestOne Financial Group, Inc. was 62.05%, occurring on Mar 9, 2009. Recovery took 731 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -62.05%Mar 2009 | 11mo 24d | 2y 10mo | 3y 10moMar 2008 - Jan 2012 |
2020 bear market2020 | -55.95%May 2020 | 4mo 27d | 2y 6mo | 2y 10moDec 2019 - Nov 2022 |
2023 bear market2023 | -47.23%May 2023 | 6mo 1d | 1y 6mo | 2y 1dNov 2022 - Nov 2024 |
Rate-hike selloffLate 2018 | -35.15%Dec 2018 | 2y 3d | 11mo 27d | 2y 12moDec 2016 - Dec 2019 |
2025 selloff2025 | -23.85%Apr 2025 | 4mo 6d | 6mo 16d | 10mo 22dDec 2024 - Oct 2025 |
Drawdown Indicators
| MOFG | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -62.05% | -56.78% | -5.27% |
Max Drawdown (1Y)Largest decline over 1 year | -12.90% | -9.10% | -3.80% |
Max Drawdown (3Y)Largest decline over 3 years | -27.36% | -18.90% | -8.46% |
Max Drawdown (5Y)Largest decline over 5 years | -47.23% | -25.43% | -21.80% |
Max Drawdown (10Y)Largest decline over 10 years | -55.95% | -33.92% | -22.03% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -16.76% | -10.72% | -6.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.06% | 1.97% | +2.09% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of MidWestOne Financial Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how MidWestOne Financial Group, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for MOFG, comparing it with other companies in the Banks - Regional industry. Currently, MOFG has a P/E ratio of 17.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for MOFG compared to other companies in the Banks - Regional industry. MOFG currently has a PEG ratio of 0.1. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for MOFG relative to other companies in the Banks - Regional industry. Currently, MOFG has a P/S ratio of 2.9. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for MOFG in comparison with other companies in the Banks - Regional industry. Currently, MOFG has a P/B value of 1.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
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Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
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Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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