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ISIN
US55977T2087
CUSIP
55977T208
IPO Date
Jan 24, 2006

Highlights

Market Cap
$108.27M
Enterprise Value
$91.21M
EPS (TTM)
$1.79
PE Ratio
9.61
PEG Ratio
0.79
Total Revenue (TTM)
$60.93M
Gross Profit (TTM)
$37.20M
EBITDA (TTM)
$16.15M
Year Range
$15.61 - $20.00
ROA (TTM)
1.04%
ROE (TTM)
8.99%

Share Price Chart


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Magyar Bancorp, Inc.

Often compared with MGYR:
MGYR vs. SPY

Performance

MGYR Performance Chart

Magyar Bancorp, Inc. (MGYR) is up 0.4% since the beginning of the year. At $17 per share, MGYR is trading 14.3% below its 52-week high of $20. Investors who bought $1,000 worth of MGYR shares 5 years ago would now be looking at an investment worth $1,723.


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S&P 500 Index

Returns By Period

Magyar Bancorp, Inc. (MGYR) has returned 0.38% so far this year and 10.12% over the past 12 months. Over the last ten years, MGYR has returned 8.53% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.


Magyar Bancorp, Inc.

1D
-0.46%
1M
-0.98%
YTD
0.38%
6M
3.56%
1Y
10.12%
3Y*
21.29%
5Y*
11.50%
10Y*
8.53%

Benchmark (S&P 500 Index)

1D
-0.74%
1M
4.90%
YTD
10.35%
6M
10.28%
1Y
26.52%
3Y*
20.83%
5Y*
12.30%
10Y*
13.66%
*Multi-year figures are annualized to reflect compound growth (CAGR)

MGYR Monthly Returns History

Based on dividend-adjusted daily data since Jan 24, 2006, MGYR's average daily return is +0.07%, while the average monthly return is +0.75%. At this rate, an investment would double in approximately 7.7 years.

Historically, 53% of months were positive and 47% were negative. The best month was May 2011 with a return of +50.6%, while the worst month was Nov 2008 at -37.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 7 months.

On a daily basis, MGYR closed higher 33% of trading days. The best single day was Jun 15, 2009 with a return of +49.0%, while the worst single day was Jun 16, 2009 at -34.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20261.97%-0.01%-1.20%0.52%0.00%-0.87%0.38%
2025-1.78%4.33%-6.71%-0.86%15.86%4.84%1.26%2.31%0.47%-1.51%-1.06%3.16%20.46%
20242.72%-1.75%-1.42%2.43%-3.86%3.12%12.46%-1.50%-0.65%0.00%15.54%3.25%32.64%
20230.39%-1.48%-16.21%-1.65%-2.35%1.88%8.99%-2.67%-6.31%-11.51%8.71%15.13%-10.74%
2022-2.32%1.17%-2.48%1.53%-0.16%-0.67%0.68%2.60%1.80%0.24%4.01%-0.23%6.14%
202114.11%18.25%5.70%-2.91%3.97%-0.58%-7.89%1.44%8.43%-1.22%7.20%2.29%57.08%

Benchmark Metrics

Magyar Bancorp, Inc. has an annualized alpha of 19.04%, beta of 0.07, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since January 25, 2006.

  • This stock participated in 71.84% of S&P 500 Index downside but only 53.87% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.07 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
19.04%
Beta
0.07
0.00
Upside Capture
53.87%
Downside Capture
71.84%

Return for Risk

Risk / Return Rank

MGYR ranks 57 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


MGYR Risk / Return Rank: 5757
Overall Rank
MGYR Sharpe Ratio Rank: 5959
Sharpe Ratio Rank
MGYR Sortino Ratio Rank: 5151
Sortino Ratio Rank
MGYR Omega Ratio Rank: 5151
Omega Ratio Rank
MGYR Calmar Ratio Rank: 5959
Calmar Ratio Rank
MGYR Martin Ratio Rank: 6767
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Magyar Bancorp, Inc. (MGYR) and compare them to S&P 500 Index.


MGYRBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.75

Sortino ratioReturn per unit of downside risk

-2.27

Omega ratioGain probability vs. loss probability

1.11

1.41

-0.30

Calmar ratioReturn relative to maximum drawdown

0.79

2.93

-2.14

Martin ratioReturn relative to average drawdown

2.89

13.52

-10.63

Dividends

Dividend History

Magyar Bancorp, Inc. provided a 2.10% dividend yield over the last twelve months, with an annual payout of $0.36 per share. The company has been increasing its dividends for 4 consecutive years.


1.00%1.20%1.40%1.60%1.80%$0.00$0.05$0.10$0.15$0.20$0.25$0.3020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021
Dividend$0.36$0.28$0.24$0.20$0.20$0.12

Dividend yield

2.10%1.62%1.64%1.78%1.56%0.98%

Monthly Dividends

The table displays the monthly dividend distributions for Magyar Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.10$0.00$0.00$0.10$0.00$0.20
2025$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.28
2024$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.04$0.24
2023$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.11$0.00$0.20
2022$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.11$0.00$0.20
2021$0.12$0.00$0.12

Dividend Yield & Payout


Dividend Yield

Magyar Bancorp, Inc. has a dividend yield of 2.10%, which is quite average when compared to the overall market.

Payout Ratio

Magyar Bancorp, Inc. has a payout ratio of 12.37%, which is below the market average. This means Magyar Bancorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Magyar Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Magyar Bancorp, Inc. was 84.33%, occurring on Dec 23, 2011. Recovery took 2500 trading sessions.

The current Magyar Bancorp, Inc. drawdown is 6.66%.


Related event

Drawdown

Fall

Recovery

Underwater

2011 bear market2011
-84.33%Dec 2011
4y 7mo9y 11mo
14y 6moMay 2007 - Dec 2021
2023 bear market2023
-30.37%Oct 2023
8mo 17d8mo 29d
1y 5moFeb 2023 - Jul 2024
2026 correction2026
-12.88%Mar 2026
1mo 5d
3mo 21dFeb 2026 - now
2006 correction2006
-10.45%Apr 2006
12d5mo
5mo 12dMar 2006 - Sep 2006
2006 pullback2006
-9.16%Oct 2006
19d1mo 9d
1mo 28dSep 2006 - Nov 2006

Drawdown Indicators


MGYRBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-84.33%

-56.78%

-27.55%

Max Drawdown (1Y)

Largest decline over 1 year

-12.88%

-9.10%

-3.78%

Max Drawdown (3Y)

Largest decline over 3 years

-20.00%

-18.90%

-1.10%

Max Drawdown (5Y)

Largest decline over 5 years

-30.37%

-25.43%

-4.94%

Max Drawdown (10Y)

Largest decline over 10 years

-45.32%

-33.92%

-11.40%

Current Drawdown

Current decline from peak

-6.66%

-0.74%

-5.92%

Average Drawdown

Average peak-to-trough decline

-32.22%

-10.72%

-21.50%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.51%

1.97%

+1.54%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Magyar Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Magyar Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for MGYR, comparing it with other companies in the Banks - Regional industry. Currently, MGYR has a P/E ratio of 9.6. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for MGYR compared to other companies in the Banks - Regional industry. MGYR currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for MGYR relative to other companies in the Banks - Regional industry. Currently, MGYR has a P/S ratio of 1.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for MGYR in comparison with other companies in the Banks - Regional industry. Currently, MGYR has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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