- ISIN
- US55977T2087
- CUSIP
- 55977T208
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jan 24, 2006
Highlights
- Market Cap
- $108.27M
- Enterprise Value
- $91.21M
- EPS (TTM)
- $1.79
- PE Ratio
- 9.61
- PEG Ratio
- 0.79
- Total Revenue (TTM)
- $60.93M
- Gross Profit (TTM)
- $37.20M
- EBITDA (TTM)
- $16.15M
- Year Range
- $15.61 - $20.00
- ROA (TTM)
- 1.04%
- ROE (TTM)
- 8.99%
Share Price Chart
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Performance
MGYR Performance Chart
Magyar Bancorp, Inc. (MGYR) is up 0.4% since the beginning of the year. At $17 per share, MGYR is trading 14.3% below its 52-week high of $20. Investors who bought $1,000 worth of MGYR shares 5 years ago would now be looking at an investment worth $1,723.
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Returns By Period
Magyar Bancorp, Inc. (MGYR) has returned 0.38% so far this year and 10.12% over the past 12 months. Over the last ten years, MGYR has returned 8.53% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
Magyar Bancorp, Inc.
- 1D
- -0.46%
- 1M
- -0.98%
- YTD
- 0.38%
- 6M
- 3.56%
- 1Y
- 10.12%
- 3Y*
- 21.29%
- 5Y*
- 11.50%
- 10Y*
- 8.53%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
MGYR Monthly Returns History
Based on dividend-adjusted daily data since Jan 24, 2006, MGYR's average daily return is +0.07%, while the average monthly return is +0.75%. At this rate, an investment would double in approximately 7.7 years.
Historically, 53% of months were positive and 47% were negative. The best month was May 2011 with a return of +50.6%, while the worst month was Nov 2008 at -37.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 7 months.
On a daily basis, MGYR closed higher 33% of trading days. The best single day was Jun 15, 2009 with a return of +49.0%, while the worst single day was Jun 16, 2009 at -34.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.97% | -0.01% | -1.20% | 0.52% | 0.00% | -0.87% | 0.38% | ||||||
| 2025 | -1.78% | 4.33% | -6.71% | -0.86% | 15.86% | 4.84% | 1.26% | 2.31% | 0.47% | -1.51% | -1.06% | 3.16% | 20.46% |
| 2024 | 2.72% | -1.75% | -1.42% | 2.43% | -3.86% | 3.12% | 12.46% | -1.50% | -0.65% | 0.00% | 15.54% | 3.25% | 32.64% |
| 2023 | 0.39% | -1.48% | -16.21% | -1.65% | -2.35% | 1.88% | 8.99% | -2.67% | -6.31% | -11.51% | 8.71% | 15.13% | -10.74% |
| 2022 | -2.32% | 1.17% | -2.48% | 1.53% | -0.16% | -0.67% | 0.68% | 2.60% | 1.80% | 0.24% | 4.01% | -0.23% | 6.14% |
| 2021 | 14.11% | 18.25% | 5.70% | -2.91% | 3.97% | -0.58% | -7.89% | 1.44% | 8.43% | -1.22% | 7.20% | 2.29% | 57.08% |
Benchmark Metrics
Magyar Bancorp, Inc. has an annualized alpha of 19.04%, beta of 0.07, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since January 25, 2006.
- This stock participated in 71.84% of S&P 500 Index downside but only 53.87% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.07 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 19.04%
- Beta
- 0.07
- R²
- 0.00
- Upside Capture
- 53.87%
- Downside Capture
- 71.84%
Return for Risk
Risk / Return Rank
MGYR ranks 57 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Magyar Bancorp, Inc. (MGYR) and compare them to S&P 500 Index.
| MGYR | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.75 | ||
| Sortino ratioReturn per unit of downside risk | -2.27 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 1.41 | -0.30 |
| Calmar ratioReturn relative to maximum drawdown | 0.79 | 2.93 | -2.14 |
| Martin ratioReturn relative to average drawdown | 2.89 | 13.52 | -10.63 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Magyar Bancorp, Inc. provided a 2.10% dividend yield over the last twelve months, with an annual payout of $0.36 per share. The company has been increasing its dividends for 4 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $0.36 | $0.28 | $0.24 | $0.20 | $0.20 | $0.12 |
Dividend yield | 2.10% | 1.62% | 1.64% | 1.78% | 1.56% | 0.98% |
Monthly Dividends
The table displays the monthly dividend distributions for Magyar Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.20 | ||||||
| 2025 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.28 |
| 2024 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.04 | $0.24 |
| 2023 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.11 | $0.00 | $0.20 |
| 2022 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.11 | $0.00 | $0.20 |
| 2021 | $0.12 | $0.00 | $0.12 |
Dividend Yield & Payout
Dividend Yield
Magyar Bancorp, Inc. has a dividend yield of 2.10%, which is quite average when compared to the overall market.
Payout Ratio
Magyar Bancorp, Inc. has a payout ratio of 12.37%, which is below the market average. This means Magyar Bancorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Magyar Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Magyar Bancorp, Inc. was 84.33%, occurring on Dec 23, 2011. Recovery took 2500 trading sessions.
The current Magyar Bancorp, Inc. drawdown is 6.66%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2011 bear market2011 | -84.33%Dec 2011 | 4y 7mo | 9y 11mo | 14y 6moMay 2007 - Dec 2021 |
2023 bear market2023 | -30.37%Oct 2023 | 8mo 17d | 8mo 29d | 1y 5moFeb 2023 - Jul 2024 |
2026 correction2026 | -12.88%Mar 2026 | 1mo 5d | — | 3mo 21dFeb 2026 - now |
2006 correction2006 | -10.45%Apr 2006 | 12d | 5mo | 5mo 12dMar 2006 - Sep 2006 |
2006 pullback2006 | -9.16%Oct 2006 | 19d | 1mo 9d | 1mo 28dSep 2006 - Nov 2006 |
Drawdown Indicators
| MGYR | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.33% | -56.78% | -27.55% |
Max Drawdown (1Y)Largest decline over 1 year | -12.88% | -9.10% | -3.78% |
Max Drawdown (3Y)Largest decline over 3 years | -20.00% | -18.90% | -1.10% |
Max Drawdown (5Y)Largest decline over 5 years | -30.37% | -25.43% | -4.94% |
Max Drawdown (10Y)Largest decline over 10 years | -45.32% | -33.92% | -11.40% |
Current DrawdownCurrent decline from peak | -6.66% | -0.74% | -5.92% |
Average DrawdownAverage peak-to-trough decline | -32.22% | -10.72% | -21.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.51% | 1.97% | +1.54% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Magyar Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Magyar Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for MGYR, comparing it with other companies in the Banks - Regional industry. Currently, MGYR has a P/E ratio of 9.6. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for MGYR compared to other companies in the Banks - Regional industry. MGYR currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for MGYR relative to other companies in the Banks - Regional industry. Currently, MGYR has a P/S ratio of 1.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for MGYR in comparison with other companies in the Banks - Regional industry. Currently, MGYR has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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