- ISIN
- US51504L1070
- CUSIP
- 51504L107
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Mar 28, 1994
Highlights
- Market Cap
- $173.44M
- Enterprise Value
- $141.57M
- EPS (TTM)
- $3.20
- PE Ratio
- 8.83
- PEG Ratio
- 1.60
- Total Revenue (TTM)
- $93.52M
- Gross Profit (TTM)
- $51.81M
- EBITDA (TTM)
- $18.46M
- Year Range
- $22.31 - $29.46
- ROA (TTM)
- 1.19%
- ROE (TTM)
- 11.84%
Share Price Chart
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Performance
LARK Performance Chart
Landmark Bancorp, Inc. (LARK) is up 9.5% since the beginning of the year. At $28 per share, LARK is trading 4.1% below its 52-week high of $29. Investors who bought $1,000 worth of LARK shares 5 years ago would now be looking at an investment worth $1,541.
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Returns By Period
Landmark Bancorp, Inc. (LARK) has returned 9.53% so far this year and 3.84% over the past 12 months. Over the last ten years, LARK has returned 9.03% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
Landmark Bancorp, Inc.
- 1D
- -0.04%
- 1M
- 9.15%
- YTD
- 9.53%
- 6M
- 2.78%
- 1Y
- 3.84%
- 3Y*
- 19.55%
- 5Y*
- 9.04%
- 10Y*
- 9.03%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
LARK Monthly Returns History
Based on dividend-adjusted daily data since Mar 28, 1994, LARK's average daily return is +0.06%, while the average monthly return is +1.04%. At this rate, an investment would double in approximately 5.6 years.
Historically, 59% of months were positive and 41% were negative. The best month was Feb 2015 with a return of +26.3%, while the worst month was Feb 2000 at -25.6%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.
On a daily basis, LARK closed higher 36% of trading days. The best single day was Nov 29, 2011 with a return of +34.9%, while the worst single day was Nov 30, 2011 at -25.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.05% | 3.57% | -10.60% | 6.94% | 7.98% | -0.60% | 9.53% | ||||||
| 2025 | 1.25% | 0.18% | 12.80% | 3.56% | 3.89% | -9.14% | -8.13% | 10.25% | 0.45% | -3.75% | 13.96% | -5.30% | 18.18% |
| 2024 | 6.90% | -7.22% | -0.77% | -6.64% | 9.36% | -1.39% | 3.70% | 2.76% | -0.30% | 4.11% | 19.76% | 1.08% | 32.68% |
| 2023 | -1.37% | 4.59% | -10.68% | -1.60% | 2.05% | 6.14% | -2.71% | -8.52% | -5.16% | -8.24% | 21.63% | 3.50% | -4.24% |
| 2022 | -0.66% | -5.09% | -1.90% | -2.96% | 0.65% | -0.63% | -1.93% | 3.58% | 0.16% | 1.88% | -1.07% | -11.46% | -18.51% |
| 2021 | 3.33% | 4.50% | 7.92% | -8.97% | 8.46% | 4.33% | 2.73% | 0.48% | -0.58% | 4.07% | 5.21% | 0.67% | 35.78% |
Benchmark Metrics
Landmark Bancorp, Inc. has an annualized alpha of 14.39%, beta of 0.17, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since March 29, 1994.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (52.79%) than losses (30.91%) - typical of diversified or defensive assets.
- Beta of 0.17 may look defensive, but with R2 of 0.01 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.01 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 14.39%
- Beta
- 0.17
- R²
- 0.01
- Upside Capture
- 52.79%
- Downside Capture
- 30.91%
Return for Risk
Risk / Return Rank
LARK ranks 44 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Landmark Bancorp, Inc. (LARK) and compare them to S&P 500 Index.
| LARK | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.13 | 2.24 | -2.11 |
Sortino ratioReturn per unit of downside risk | 0.40 | 3.07 | -2.67 |
Omega ratioGain probability vs. loss probability | 1.05 | 1.41 | -0.36 |
Calmar ratioReturn relative to maximum drawdown | 0.23 | 2.93 | -2.70 |
Martin ratioReturn relative to average drawdown | 0.53 | 13.52 | -13.00 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Landmark Bancorp, Inc. provided a 2.90% dividend yield over the last twelve months, with an annual payout of $0.82 per share. The company has been increasing its dividends for 8 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.82 | $0.80 | $0.76 | $0.73 | $0.73 | $0.66 | $0.63 | $0.60 | $0.57 | $0.54 | $1.25 | $0.49 |
Dividend yield | 2.90% | 3.05% | 3.33% | 4.04% | 3.71% | 2.66% | 3.33% | 3.04% | 3.28% | 2.63% | 6.60% | 2.76% |
Monthly Dividends
The table displays the monthly dividend distributions for Landmark Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.42 | ||||||
| 2025 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.80 |
| 2024 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.76 |
| 2023 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.73 |
| 2022 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.73 |
| 2021 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.66 |
Dividend Yield & Payout
Dividend Yield
Landmark Bancorp, Inc. has a dividend yield of 2.90%, which is quite average when compared to the overall market.
Payout Ratio
Landmark Bancorp, Inc. has a payout ratio of 25.40%, which is quite average when compared to the overall market. This suggests that Landmark Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Landmark Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Landmark Bancorp, Inc. was 51.80%, occurring on Mar 10, 2000. Recovery took 685 trading sessions.
The current Landmark Bancorp, Inc. drawdown is 1.22%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Dot-com crash2000–2002 | -51.80%Mar 2000 | 1y 10mo | 2y 8mo | 4y 7moApr 1998 - Dec 2002 |
Financial crisis2007–2009 | -46.53%Feb 2009 | 1y 6mo | 2y 9mo | 4y 3moAug 2007 - Nov 2011 |
2023 bear market2023 | -40.28%Oct 2023 | 1y 9mo | 1y 1mo | 2y 10moJan 2022 - Dec 2024 |
2020 bear market2020 | -30.43%Jul 2020 | 1mo | 6mo 28d | 7mo 28dJun 2020 - Feb 2021 |
COVID crash2020 | -30.24%Mar 2020 | 2y 9mo | 2mo 19d | 3y 4dJun 2017 - Jun 2020 |
Drawdown Indicators
| LARK | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.80% | -56.78% | +4.98% |
Max Drawdown (1Y)Largest decline over 1 year | -16.79% | -9.10% | -7.69% |
Max Drawdown (3Y)Largest decline over 3 years | -24.94% | -18.90% | -6.04% |
Max Drawdown (5Y)Largest decline over 5 years | -40.28% | -25.43% | -14.85% |
Max Drawdown (10Y)Largest decline over 10 years | -40.28% | -33.92% | -6.36% |
Current DrawdownCurrent decline from peak | -1.22% | -0.74% | -0.48% |
Average DrawdownAverage peak-to-trough decline | -12.56% | -10.72% | -1.84% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.88% | 1.97% | +6.91% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Landmark Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Landmark Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for LARK, comparing it with other companies in the Banks - Regional industry. Currently, LARK has a P/E ratio of 8.8. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for LARK compared to other companies in the Banks - Regional industry. LARK currently has a PEG ratio of 1.6. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for LARK relative to other companies in the Banks - Regional industry. Currently, LARK has a P/S ratio of 1.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for LARK in comparison with other companies in the Banks - Regional industry. Currently, LARK has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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EBITDA | — |
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Net Income | — |
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Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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