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ISBA's Sortino Ratio of 1.66 indicates that for each unit of downside volatility, it generates 1.66 units of excess return. The ratio is calculated using historical daily returns over the past 12 months (as of Jul 29, 2026).

Unlike other measures, Sortino only focuses on downside volatility (losses), making it particularly useful for investors more concerned about protecting against drawdowns than overall price swings.

ISBA Sortino Ratio Rank


ISBA Sortino Ratio Rank: 74.174
Above Average

ISBA ranks above 74.1% of all investments in our database based on Sortino Ratio over the past 12 months, indicating above-average returns relative to downside risk taken. Securities are ranked from 0 (worst) to 100 (best).

What moves the rank

  • Strong returns with minimal downside volatility → Higher rank
  • Severe or frequent drawdowns → Lower rank
  • Upside volatility → No impact (Sortino doesn't penalize upside swings)

What you can do with this information

  • Above-average downside protection with room for improvement
  • Compare against category peers to gauge relative positioning
  • Monitor for movement toward top tier or decline toward median
  • Consider pairing with top-tier holdings to improve portfolio risk profile

ISBA Sortino Ratio Market Positioning

The chart shows ISBA's Sortino Ratio relative to all stocks on our platform, with color zones indicating percentile rankings. Higher ratios indicate better downside-adjusted returns.


  • Red zone (bottom 25%): -0.39 or lower
  • Yellow zone (middle 50%): -0.39 to 1.71
  • Green zone (top 25%): 1.71 or higher
  • Top 1%: 5.81+
  • Median: 0.61 — half of all investments score higher

How it compares to other similar stocks

The table compares Isabella Bank Corporation's Sortino Ratio with other stocks in the Banks - Regional industry across multiple time periods, showing how ISBA's risk-adjusted performance compares to industry peers.

Data shows 1-, 5-, and 10-year periods, plus each stock's all-time average, as of Jul 29, 2026.


SymbolName1Y Sortino Ratio5Y Sortino Ratio10Y Sortino RatioAll Time Sortino Ratio
CRCBYChongqing Rural Commercial Bank Co Ltd ADR155.13
AMBZAmerican Business Bank13.54
BFCCBankFirst Capital Corporation11.88
PPBNPinnacle Bankshares Corporation11.48
CPKFChesapeake Financial Shares, Inc.10.24
FNRNFirst Northern Community Bancorp9.83
MFGIMerchants Financial Group, Inc.7.76
BCOW1895 Bancorp of Wisconsin, Inc.6.45
BOTJBank of the James Financial Group, Inc.5.60
DBSDYDBS Group Holdings Ltd ADR5.06
ISBAIsabella Bank Corporation1.66
Benchmark

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Time Period

How much price history to include in the calculation

Historical Sortino Ratio

The chart shows ISBA's rolling Sortino ratio over time compared to your chosen benchmark. Rising trends indicate improving returns relative to downside risk, while declining trends may signal deteriorating risk-adjusted performance or increased volatility during market stress. Use multiple timeframes to distinguish short-term fluctuations from long-term patterns.

Identify market cycles by observing when ISBA consistently outperforms (line above benchmark), underperforms (below benchmark), or aligns with the benchmark.


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