- ISIN
- US43708L1089
- CUSIP
- 43708L108
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jun 20, 2007
Highlights
- EPS (TTM)
- $2.57
- PE Ratio
- 7.87
- Total Revenue (TTM)
- $32.38M
- Gross Profit (TTM)
- $5.58M
- EBITDA (TTM)
- $10.49M
- Year Range
- $12.32 - $20.30
- ROA (TTM)
- 0.92%
- ROE (TTM)
- 10.22%
Share Price Chart
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Performance
HFBL Performance Chart
Home Federal Bancorp, Inc. of Louisiana (HFBL) is up 13.9% since the beginning of the year. At $20 per share, HFBL is currently trading at its 52-week high. Investors who bought $1,000 worth of HFBL shares 5 years ago would now be looking at an investment worth $1,281.
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Returns By Period
Home Federal Bancorp, Inc. of Louisiana (HFBL) has returned 13.86% so far this year and 60.21% over the past 12 months. Over the last ten years, HFBL has returned 9.25% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Home Federal Bancorp, Inc. of Louisiana
- 1D
- -0.49%
- 1M
- 6.20%
- YTD
- 13.86%
- 6M
- 20.14%
- 1Y
- 60.21%
- 3Y*
- 15.07%
- 5Y*
- 5.07%
- 10Y*
- 9.25%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
HFBL Monthly Returns History
Based on dividend-adjusted daily data since Jun 20, 2007, HFBL's average daily return is +0.07%, while the average monthly return is +0.99%. At this rate, an investment would double in approximately 5.9 years.
Historically, 59% of months were positive and 41% were negative. The best month was Jul 2015 with a return of +24.1%, while the worst month was Mar 2020 at -26.9%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 5 months.
On a daily basis, HFBL closed higher 27% of trading days. The best single day was Jul 7, 2015 with a return of +32.1%, while the worst single day was Mar 12, 2020 at -23.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.28% | 5.08% | -9.02% | 9.09% | 4.32% | 3.32% | 13.86% | ||||||
| 2025 | 2.23% | 1.73% | 1.01% | -0.27% | 0.08% | 5.43% | -5.66% | 5.08% | 3.22% | 19.62% | -2.02% | 12.57% | 49.25% |
| 2024 | -3.66% | -7.16% | 1.18% | -8.84% | 0.00% | -1.12% | 6.89% | 4.11% | -0.24% | 0.96% | -1.83% | 1.54% | -8.85% |
| 2023 | 4.53% | -2.48% | -1.44% | 9.95% | -26.76% | 2.78% | 11.35% | -3.16% | -3.40% | -15.94% | 7.71% | 10.31% | -13.48% |
| 2022 | -1.39% | 3.75% | 0.00% | 0.53% | -8.48% | 3.47% | 2.35% | -3.45% | -3.06% | 0.05% | -1.50% | -6.66% | -14.17% |
| 2021 | 7.60% | -0.03% | 1.63% | 3.96% | 6.47% | 12.78% | -4.38% | -2.91% | 4.11% | 1.33% | 6.24% | 1.50% | 44.13% |
Benchmark Metrics
Home Federal Bancorp, Inc. of Louisiana has an annualized alpha of 17.08%, beta of 0.07, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since June 20, 2007.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (55.18%) than losses (39.97%) - typical of diversified or defensive assets.
- Beta of 0.07 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 17.08%
- Beta
- 0.07
- R²
- 0.00
- Upside Capture
- 55.18%
- Downside Capture
- 39.97%
Return for Risk
Risk / Return Rank
HFBL ranks 85 for risk / return — in the top 85% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Home Federal Bancorp, Inc. of Louisiana (HFBL) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HFBL | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.44 | ||
| Sortino ratioReturn per unit of downside risk | -0.69 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.37 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 3.25 | 2.78 | +0.46 |
| Martin ratioReturn relative to average drawdown | 11.94 | 12.44 | -0.50 |
Dividends
Dividend History
Home Federal Bancorp, Inc. of Louisiana provided a 2.67% dividend yield over the last twelve months, with an annual payout of $0.54 per share. The company has been increasing its dividends for 10 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.54 | $0.53 | $0.51 | $0.49 | $0.44 | $0.37 | $0.33 | $0.30 | $0.26 | $0.21 | $0.17 | $0.15 |
Dividend yield | 2.67% | 2.94% | 4.06% | 3.42% | 2.57% | 1.79% | 2.25% | 1.68% | 1.77% | 1.49% | 1.27% | 1.29% |
Monthly Dividends
The table displays the monthly dividend distributions for Home Federal Bancorp, Inc. of Louisiana. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.14 | $0.00 | $0.14 | $0.00 | $0.00 | $0.27 | ||||||
| 2025 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.00 | $0.14 | $0.00 | $0.14 | $0.00 | $0.00 | $0.53 |
| 2024 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.00 | $0.13 | $0.00 | $0.13 | $0.00 | $0.00 | $0.51 |
| 2023 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.49 |
| 2022 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.44 |
| 2021 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.37 |
Dividend Yield & Payout
Dividend Yield
Home Federal Bancorp, Inc. of Louisiana has a dividend yield of 2.67%, which is quite average when compared to the overall market.
Payout Ratio
Home Federal Bancorp, Inc. of Louisiana has a payout ratio of 27.78%, which is quite average when compared to the overall market. This suggests that Home Federal Bancorp, Inc. of Louisiana strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Home Federal Bancorp, Inc. of Louisiana. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Home Federal Bancorp, Inc. of Louisiana was 47.77%, occurring on May 14, 2024. Recovery took 425 trading sessions.
The current Home Federal Bancorp, Inc. of Louisiana drawdown is 0.49%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2024 bear market2024 | -47.77%May 2024 | 2y 2mo | 1y 8mo | 3y 11moMar 2022 - Jan 2026 |
COVID crash2020 | -47.13%Apr 2020 | 4mo 13d | 1y 1mo | 1y 5moNov 2019 - May 2021 |
Financial crisis2007–2009 | -42.26%May 2009 | 1y 10mo | 1y 3mo | 3y 1moJun 2007 - Aug 2010 |
2015 bear market2015 | -25.94%Jul 2015 | 16d | 1y 4mo | 1y 5moJul 2015 - Dec 2016 |
Rate-hike selloffLate 2018 | -22.72%Dec 2018 | 2mo 25d | 10mo 27d | 1y 1moSep 2018 - Nov 2019 |
Drawdown Indicators
| HFBL | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -47.77% | -56.78% | +9.01% |
Max Drawdown (1Y)Largest decline over 1 year | -18.64% | -9.10% | -9.54% |
Max Drawdown (3Y)Largest decline over 3 years | -33.80% | -18.90% | -14.90% |
Max Drawdown (5Y)Largest decline over 5 years | -47.77% | -25.43% | -22.34% |
Max Drawdown (10Y)Largest decline over 10 years | -47.77% | -33.92% | -13.85% |
Current DrawdownCurrent decline from peak | -0.49% | -1.80% | +1.31% |
Average DrawdownAverage peak-to-trough decline | -14.26% | -10.71% | -3.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.06% | 2.03% | +3.03% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Home Federal Bancorp, Inc. of Louisiana over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Home Federal Bancorp, Inc. of Louisiana is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for HFBL, comparing it with other companies in the Banks - Regional industry. Currently, HFBL has a P/E ratio of 7.9. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for HFBL relative to other companies in the Banks - Regional industry. Currently, HFBL has a P/S ratio of 1.4. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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