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ISIN
US43708L1089
CUSIP
43708L108
IPO Date
Jun 20, 2007

Highlights

EPS (TTM)
$2.57
PE Ratio
7.87
Total Revenue (TTM)
$32.38M
Gross Profit (TTM)
$5.58M
EBITDA (TTM)
$10.49M
Year Range
$12.32 - $20.30
ROA (TTM)
0.92%
ROE (TTM)
10.22%

Share Price Chart


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Performance

HFBL Performance Chart

Home Federal Bancorp, Inc. of Louisiana (HFBL) is up 13.9% since the beginning of the year. At $20 per share, HFBL is currently trading at its 52-week high. Investors who bought $1,000 worth of HFBL shares 5 years ago would now be looking at an investment worth $1,281.


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S&P 500 Index

Returns By Period

Home Federal Bancorp, Inc. of Louisiana (HFBL) has returned 13.86% so far this year and 60.21% over the past 12 months. Over the last ten years, HFBL has returned 9.25% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


Home Federal Bancorp, Inc. of Louisiana

1D
-0.49%
1M
6.20%
YTD
13.86%
6M
20.14%
1Y
60.21%
3Y*
15.07%
5Y*
5.07%
10Y*
9.25%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

HFBL Monthly Returns History

Based on dividend-adjusted daily data since Jun 20, 2007, HFBL's average daily return is +0.07%, while the average monthly return is +0.99%. At this rate, an investment would double in approximately 5.9 years.

Historically, 59% of months were positive and 41% were negative. The best month was Jul 2015 with a return of +24.1%, while the worst month was Mar 2020 at -26.9%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 5 months.

On a daily basis, HFBL closed higher 27% of trading days. The best single day was Jul 7, 2015 with a return of +32.1%, while the worst single day was Mar 12, 2020 at -23.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20261.28%5.08%-9.02%9.09%4.32%3.32%13.86%
20252.23%1.73%1.01%-0.27%0.08%5.43%-5.66%5.08%3.22%19.62%-2.02%12.57%49.25%
2024-3.66%-7.16%1.18%-8.84%0.00%-1.12%6.89%4.11%-0.24%0.96%-1.83%1.54%-8.85%
20234.53%-2.48%-1.44%9.95%-26.76%2.78%11.35%-3.16%-3.40%-15.94%7.71%10.31%-13.48%
2022-1.39%3.75%0.00%0.53%-8.48%3.47%2.35%-3.45%-3.06%0.05%-1.50%-6.66%-14.17%
20217.60%-0.03%1.63%3.96%6.47%12.78%-4.38%-2.91%4.11%1.33%6.24%1.50%44.13%

Benchmark Metrics

Home Federal Bancorp, Inc. of Louisiana has an annualized alpha of 17.08%, beta of 0.07, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since June 20, 2007.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (55.18%) than losses (39.97%) - typical of diversified or defensive assets.
  • Beta of 0.07 may look defensive, but with R2 of 0.00 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
17.08%
Beta
0.07
0.00
Upside Capture
55.18%
Downside Capture
39.97%

Return for Risk

Risk / Return Rank

HFBL ranks 85 for risk / return — in the top 85% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


HFBL Risk / Return Rank: 8585
Overall Rank
HFBL Sharpe Ratio Rank: 8484
Sharpe Ratio Rank
HFBL Sortino Ratio Rank: 7777
Sortino Ratio Rank
HFBL Omega Ratio Rank: 8787
Omega Ratio Rank
HFBL Calmar Ratio Rank: 8585
Calmar Ratio Rank
HFBL Martin Ratio Rank: 9090
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Home Federal Bancorp, Inc. of Louisiana (HFBL) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


HFBLBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.44

Sortino ratioReturn per unit of downside risk

-0.69

Omega ratioGain probability vs. loss probability

1.38

1.37

+0.01

Calmar ratioReturn relative to maximum drawdown

3.25

2.78

+0.46

Martin ratioReturn relative to average drawdown

11.94

12.44

-0.50

Dividends

Dividend History

Home Federal Bancorp, Inc. of Louisiana provided a 2.67% dividend yield over the last twelve months, with an annual payout of $0.54 per share. The company has been increasing its dividends for 10 consecutive years.


1.50%2.00%2.50%3.00%3.50%4.00%$0.00$0.10$0.20$0.30$0.40$0.5020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.54$0.53$0.51$0.49$0.44$0.37$0.33$0.30$0.26$0.21$0.17$0.15

Dividend yield

2.67%2.94%4.06%3.42%2.57%1.79%2.25%1.68%1.77%1.49%1.27%1.29%

Monthly Dividends

The table displays the monthly dividend distributions for Home Federal Bancorp, Inc. of Louisiana. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.14$0.00$0.14$0.00$0.00$0.27
2025$0.13$0.00$0.00$0.13$0.00$0.00$0.00$0.14$0.00$0.14$0.00$0.00$0.53
2024$0.13$0.00$0.00$0.13$0.00$0.00$0.00$0.13$0.00$0.13$0.00$0.00$0.51
2023$0.12$0.00$0.00$0.12$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.49
2022$0.10$0.00$0.00$0.10$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.44
2021$0.08$0.00$0.00$0.08$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.37

Dividend Yield & Payout


Dividend Yield

Home Federal Bancorp, Inc. of Louisiana has a dividend yield of 2.67%, which is quite average when compared to the overall market.

Payout Ratio

Home Federal Bancorp, Inc. of Louisiana has a payout ratio of 27.78%, which is quite average when compared to the overall market. This suggests that Home Federal Bancorp, Inc. of Louisiana strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Home Federal Bancorp, Inc. of Louisiana. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Home Federal Bancorp, Inc. of Louisiana was 47.77%, occurring on May 14, 2024. Recovery took 425 trading sessions.

The current Home Federal Bancorp, Inc. of Louisiana drawdown is 0.49%.


Related event

Drawdown

Fall

Recovery

Underwater

2024 bear market2024
-47.77%May 2024
2y 2mo1y 8mo
3y 11moMar 2022 - Jan 2026
COVID crash2020
-47.13%Apr 2020
4mo 13d1y 1mo
1y 5moNov 2019 - May 2021
Financial crisis2007–2009
-42.26%May 2009
1y 10mo1y 3mo
3y 1moJun 2007 - Aug 2010
2015 bear market2015
-25.94%Jul 2015
16d1y 4mo
1y 5moJul 2015 - Dec 2016
Rate-hike selloffLate 2018
-22.72%Dec 2018
2mo 25d10mo 27d
1y 1moSep 2018 - Nov 2019

Drawdown Indicators


HFBLBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-47.77%

-56.78%

+9.01%

Max Drawdown (1Y)

Largest decline over 1 year

-18.64%

-9.10%

-9.54%

Max Drawdown (3Y)

Largest decline over 3 years

-33.80%

-18.90%

-14.90%

Max Drawdown (5Y)

Largest decline over 5 years

-47.77%

-25.43%

-22.34%

Max Drawdown (10Y)

Largest decline over 10 years

-47.77%

-33.92%

-13.85%

Current Drawdown

Current decline from peak

-0.49%

-1.80%

+1.31%

Average Drawdown

Average peak-to-trough decline

-14.26%

-10.71%

-3.55%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.06%

2.03%

+3.03%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Home Federal Bancorp, Inc. of Louisiana over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Home Federal Bancorp, Inc. of Louisiana is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for HFBL, comparing it with other companies in the Banks - Regional industry. Currently, HFBL has a P/E ratio of 7.9. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for HFBL relative to other companies in the Banks - Regional industry. Currently, HFBL has a P/S ratio of 1.4. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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