- CUSIP
- 02630R500
- Issuer
- American Funds
- Inception Date
- May 18, 2012
- Category
- Diversified Portfolio
- Index Tracked
- No Index (Active)
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
GAIFX Performance Chart
American Funds Growth and Income Portfolio Class F-1 (GAIFX) is up 9.1% since the beginning of the year. GAIFX is currently trading at $23 per share. Investors who bought $1,000 worth of GAIFX shares 5 years ago would now be looking at an investment worth $1,584.
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Returns By Period
American Funds Growth and Income Portfolio Class F-1 (GAIFX) has returned 9.10% so far this year and 21.52% over the past 12 months. Over the last ten years, GAIFX has returned 10.88% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
American Funds Growth and Income Portfolio Class F-1
- 1D
- 0.87%
- 1M
- 1.76%
- YTD
- 9.10%
- 6M
- 9.01%
- 1Y
- 21.52%
- 3Y*
- 16.84%
- 5Y*
- 9.64%
- 10Y*
- 10.88%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
GAIFX Monthly Returns History
Based on dividend-adjusted daily data since May 21, 2012, GAIFX's average daily return is +0.04%, while the average monthly return is +0.89%. At this rate, an investment would double in approximately 6.5 years.
Historically, 68% of months were positive and 32% were negative. The best month was Nov 2020 with a return of +9.7%, while the worst month was Mar 2020 at -9.8%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 4 months.
On a daily basis, GAIFX closed higher 52% of trading days. The best single day was Mar 24, 2020 with a return of +6.0%, while the worst single day was Mar 16, 2020 at -8.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.40% | 1.10% | -5.66% | 7.71% | 3.49% | 0.22% | 9.10% | ||||||
| 2025 | 3.41% | -0.61% | -3.35% | 0.48% | 4.96% | 4.68% | 0.67% | 2.11% | 2.17% | 1.24% | 1.23% | 0.10% | 18.16% |
| 2024 | 0.40% | 3.49% | 2.79% | -3.34% | 3.23% | 1.85% | 2.24% | 2.08% | 1.85% | -1.66% | 3.12% | -2.09% | 14.55% |
| 2023 | 5.49% | -2.89% | 2.35% | 1.39% | -0.75% | 4.41% | 2.79% | -1.94% | -3.93% | -2.07% | 7.89% | 5.33% | 18.71% |
| 2022 | -4.70% | -2.30% | 1.09% | -7.19% | 1.32% | -7.62% | 5.28% | -3.00% | -7.72% | 5.49% | 6.63% | -3.04% | -15.97% |
| 2021 | -0.40% | 1.97% | 2.38% | 3.63% | 1.35% | 0.75% | 0.85% | 2.10% | -3.37% | 4.58% | -2.19% | 3.90% | 16.33% |
Benchmark Metrics
American Funds Growth and Income Portfolio Class F-1 has an annualized alpha of 1.10%, beta of 0.71, and R2 of 0.93 versus S&P 500 Index. Calculated based on daily prices since May 21, 2012.
- This fund participated in 79.31% of S&P 500 Index downside but only 75.00% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 1.10%
- Beta
- 0.71
- R²
- 0.93
- Upside Capture
- 75.00%
- Downside Capture
- 79.31%
Expense Ratio
GAIFX has an expense ratio of 0.70%, placing it in the medium range.
Return for Risk
Risk / Return Rank
GAIFX ranks 56 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds Growth and Income Portfolio Class F-1 (GAIFX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GAIFX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.02 | ||
| Sortino ratioReturn per unit of downside risk | +0.08 | ||
| Omega ratioGain probability vs. loss probability | 1.37 | 1.37 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.63 | 2.78 | -0.16 |
| Martin ratioReturn relative to average drawdown | 11.65 | 12.44 | -0.79 |
Dividends
Dividend History
American Funds Growth and Income Portfolio Class F-1 provided a 5.20% dividend yield over the last twelve months, with an annual payout of $1.21 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.21 | $1.22 | $0.91 | $0.48 | $0.97 | $0.97 | $0.69 | $0.85 | $0.81 | $0.52 | $0.57 | $0.58 |
Dividend yield | 5.20% | 5.73% | 4.77% | 2.77% | 6.40% | 5.09% | 3.97% | 5.49% | 6.06% | 3.41% | 4.34% | 4.54% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds Growth and Income Portfolio Class F-1. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.00 | $0.04 | ||||||
| 2025 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $1.02 | $1.22 |
| 2024 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.71 | $0.91 |
| 2023 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.29 | $0.48 |
| 2022 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.79 | $0.97 |
| 2021 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.82 | $0.97 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds Growth and Income Portfolio Class F-1. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds Growth and Income Portfolio Class F-1 was 26.55%, occurring on Mar 23, 2020. Recovery took 93 trading sessions.
The current American Funds Growth and Income Portfolio Class F-1 drawdown is 0.22%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -26.55%Mar 2020 | 1mo 2d | 4mo 14d | 5mo 16dFeb 2020 - Aug 2020 |
Bear market2022 | -23.14%Oct 2022 | 9mo 20d | 1y 3mo | 2y 28dDec 2021 - Jan 2024 |
Rate-hike selloffLate 2018 | -15.24%Dec 2018 | 10mo 29d | 5mo 28d | 1y 4moJan 2018 - Jun 2019 |
2025 selloff2025 | -12.83%Apr 2025 | 1mo 17d | 1mo 11d | 2mo 28dFeb 2025 - May 2025 |
2016 correction2016 | -12.82%Feb 2016 | 8mo 25d | 4mo 13d | 1y 1moMay 2015 - Jun 2016 |
Drawdown Indicators
| GAIFX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.55% | -56.78% | +30.23% |
Max Drawdown (1Y)Largest decline over 1 year | -8.13% | -9.10% | +0.97% |
Max Drawdown (3Y)Largest decline over 3 years | -12.83% | -18.90% | +6.07% |
Max Drawdown (5Y)Largest decline over 5 years | -23.14% | -25.43% | +2.29% |
Max Drawdown (10Y)Largest decline over 10 years | -26.55% | -33.92% | +7.37% |
Current DrawdownCurrent decline from peak | -0.22% | -1.80% | +1.58% |
Average DrawdownAverage peak-to-trough decline | -3.44% | -10.71% | +7.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.83% | 2.03% | -0.20% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Build a portfolio with GAIFX
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