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First US Bancshares, Inc. (FUSB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US33744V1035
CUSIP
33744V103
IPO Date
Jan 11, 1999

Highlights

Market Cap
$92.71M
Enterprise Value
$83.31M
EPS (TTM)
$0.99
PE Ratio
15.47
PEG Ratio
1.04
Total Revenue (TTM)
$62.99M
Gross Profit (TTM)
$37.01M
EBITDA (TTM)
$9.25M
Year Range
$10.30 - $15.99
ROA (TTM)
0.52%
ROE (TTM)
5.67%

Share Price Chart


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First US Bancshares, Inc.

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First US Bancshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

First US Bancshares, Inc. (FUSB) has returned 10.03% so far this year and 16.97% over the past 12 months. Over the last ten years, FUSB has returned 7.96% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


First US Bancshares, Inc.

1D
-0.55%
1M
0.60%
YTD
10.03%
6M
28.51%
1Y
16.97%
3Y*
29.66%
5Y*
12.32%
10Y*
7.96%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jan 11, 1999, FUSB's average daily return is +0.05%, while the average monthly return is +0.76%. At this rate, your investment would double in approximately 7.6 years.

Historically, 49% of months were positive and 51% were negative. The best month was Jun 2009 with a return of +58.5%, while the worst month was Mar 2020 at -45.5%. The longest winning streak lasted 6 consecutive months, and the longest losing streak was 6 months.

On a daily basis, FUSB closed higher 41% of trading days. The best single day was Mar 21, 2000 with a return of +36.1%, while the worst single day was Feb 2, 2001 at -25.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20264.87%4.30%0.60%10.03%
2025-2.30%10.98%-1.63%-6.44%0.48%3.28%2.17%-5.54%-2.87%8.65%3.37%3.99%13.38%
2024-3.88%-1.21%-4.96%11.66%-2.51%-7.79%8.11%9.80%1.09%7.15%13.94%-6.19%24.49%
20236.57%7.57%-24.44%-1.07%-1.08%17.61%5.61%-3.43%-1.38%-0.59%7.65%13.28%21.56%
20223.12%0.92%6.30%-0.60%-5.69%0.92%-10.09%-4.45%-15.50%-2.51%8.12%4.07%-16.67%
2021-3.72%2.53%4.84%10.65%-0.39%7.20%5.84%-7.33%-0.18%4.21%2.69%-7.44%18.60%

Benchmark Metrics

First US Bancshares, Inc. has an annualized alpha of 12.24%, beta of 0.25, and R² of 0.01 versus S&P 500 Index. Calculated based on daily prices since January 12, 1999.

  • This stock participated in 73.69% of S&P 500 Index downside but only 52.38% of its upside — more exposed to losses than it benefited from rallies.
  • Beta of 0.25 may look defensive, but with R² of 0.01 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.01 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
12.24%
Beta
0.25
0.01
Upside Capture
52.38%
Downside Capture
73.69%

Return for Risk

Risk / Return Rank

FUSB ranks 57 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


FUSB Risk / Return Rank: 5757
Overall Rank
FUSB Sharpe Ratio Rank: 5656
Sharpe Ratio Rank
FUSB Sortino Ratio Rank: 5353
Sortino Ratio Rank
FUSB Omega Ratio Rank: 5353
Omega Ratio Rank
FUSB Calmar Ratio Rank: 6161
Calmar Ratio Rank
FUSB Martin Ratio Rank: 6464
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for First US Bancshares, Inc. (FUSB) and compare them to a chosen benchmark (S&P 500 Index).


FUSBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.41

0.90

-0.48

Sortino ratio

Return per unit of downside risk

0.94

1.39

-0.45

Omega ratio

Gain probability vs. loss probability

1.13

1.21

-0.08

Calmar ratio

Return relative to maximum drawdown

0.88

1.40

-0.52

Martin ratio

Return relative to average drawdown

2.60

6.61

-4.01

Explore FUSB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

First US Bancshares, Inc. provided a 1.83% dividend yield over the last twelve months, with an annual payout of $0.28 per share. The company has been increasing its dividends for 11 consecutive years.


0.60%0.80%1.00%1.20%1.40%1.60%1.80%2.00%$0.00$0.05$0.10$0.15$0.20$0.25$0.3020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.28$0.28$0.22$0.20$0.14$0.12$0.12$0.09$0.08$0.08$0.08$0.08

Dividend yield

1.83%2.00%1.75%1.94%1.61%1.14%1.33%0.78%1.01%0.62%0.72%0.90%

Monthly Dividends

The table displays the monthly dividend distributions for First US Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.07$0.07
2025$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.28
2024$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.07$0.22
2023$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.20
2022$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.05$0.14
2021$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.12

Dividend Yield & Payout


Dividend Yield

First US Bancshares, Inc. has a dividend yield of 1.83%, which is quite average when compared to the overall market.

Payout Ratio

First US Bancshares, Inc. has a payout ratio of 26.84%, which is quite average when compared to the overall market. This suggests that First US Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the First US Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First US Bancshares, Inc. was 88.05%, occurring on Jul 15, 2011. The portfolio has not yet recovered.

The current First US Bancshares, Inc. drawdown is 34.71%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-88.05%Aug 3, 20051499Jul 15, 2011
-46.48%Mar 16, 1999454Dec 28, 2000519Jan 28, 2003973
-43.25%Sep 22, 2003170May 24, 2004148Dec 23, 2004318
-26.59%Jan 4, 200588May 10, 200538Jul 5, 2005126
-23.15%Jul 29, 20038Aug 7, 200322Sep 9, 200330

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of First US Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how First US Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FUSB, comparing it with other companies in the Banks - Regional industry. Currently, FUSB has a P/E ratio of 15.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FUSB compared to other companies in the Banks - Regional industry. FUSB currently has a PEG ratio of 1.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FUSB relative to other companies in the Banks - Regional industry. Currently, FUSB has a P/S ratio of 1.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FUSB in comparison with other companies in the Banks - Regional industry. Currently, FUSB has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items