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ISIN
US33744V1035
CUSIP
33744V103
IPO Date
Jan 11, 1999

Highlights

Market Cap
$98.10M
Enterprise Value
$88.36M
EPS (TTM)
$1.02
PE Ratio
15.91
PEG Ratio
1.07
Total Revenue (TTM)
$48.10M
Gross Profit (TTM)
$27.76M
EBITDA (TTM)
$6.87M
Year Range
$10.30 - $16.50
ROA (TTM)
0.53%
ROE (TTM)
5.89%

Share Price Chart


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First US Bancshares, Inc.

Performance

FUSB Performance Chart

First US Bancshares, Inc. (FUSB) is up 16.4% since the beginning of the year. At $16 per share, FUSB is trading just below its 52-week high of $17. Investors who bought $1,000 worth of FUSB shares 5 years ago would now be looking at an investment worth $1,642.


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S&P 500 Index

Returns By Period

First US Bancshares, Inc. (FUSB) has returned 16.43% so far this year and 31.66% over the past 12 months. Over the last ten years, FUSB has returned 7.90% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.


First US Bancshares, Inc.

1D
1.17%
1M
1.19%
YTD
16.43%
6M
18.19%
1Y
31.66%
3Y*
33.38%
5Y*
10.43%
10Y*
7.90%

Benchmark (S&P 500 Index)

1D
-0.74%
1M
4.90%
YTD
10.35%
6M
10.28%
1Y
26.52%
3Y*
20.83%
5Y*
12.30%
10Y*
13.66%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FUSB Monthly Returns History

Based on dividend-adjusted daily data since Jan 11, 1999, FUSB's average daily return is +0.05%, while the average monthly return is +0.78%. At this rate, an investment would double in approximately 7.4 years.

Historically, 49% of months were positive and 51% were negative. The best month was Jun 2009 with a return of +58.5%, while the worst month was Mar 2020 at -45.5%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 6 months.

On a daily basis, FUSB closed higher 41% of trading days. The best single day was Mar 21, 2000 with a return of +36.1%, while the worst single day was Feb 2, 2001 at -25.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20264.87%4.30%0.60%7.84%-3.03%1.19%16.43%
2025-2.30%10.98%-1.63%-6.44%0.48%3.28%2.17%-5.54%-2.87%8.65%3.37%3.99%13.38%
2024-3.88%-1.21%-4.96%11.66%-2.51%-7.79%8.11%9.80%1.09%7.15%13.94%-6.19%24.49%
20236.57%7.57%-24.44%-1.07%-1.08%17.61%5.61%-3.43%-1.38%-0.59%7.65%13.28%21.56%
20223.12%0.92%6.30%-0.60%-5.69%0.92%-10.09%-4.45%-15.50%-2.51%8.12%4.07%-16.67%
2021-3.72%2.53%4.84%10.65%-0.39%7.20%5.84%-7.33%-0.18%4.21%2.69%-7.44%18.60%

Benchmark Metrics

First US Bancshares, Inc. has an annualized alpha of 12.26%, beta of 0.25, and R2 of 0.01 versus S&P 500 Index. Calculated based on daily prices since January 12, 1999.

  • This stock participated in 73.39% of S&P 500 Index downside but only 51.69% of its upside - more exposed to losses than it benefited from rallies.
  • Beta of 0.25 may look defensive, but with R2 of 0.01 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R2 of 0.01 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
12.26%
Beta
0.25
0.01
Upside Capture
51.69%
Downside Capture
73.39%

Return for Risk

Risk / Return Rank

FUSB ranks 69 for risk / return — better than 69% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


FUSB Risk / Return Rank: 6969
Overall Rank
FUSB Sharpe Ratio Rank: 6666
Sharpe Ratio Rank
FUSB Sortino Ratio Rank: 6464
Sortino Ratio Rank
FUSB Omega Ratio Rank: 6464
Omega Ratio Rank
FUSB Calmar Ratio Rank: 7272
Calmar Ratio Rank
FUSB Martin Ratio Rank: 7777
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for First US Bancshares, Inc. (FUSB) and compare them to S&P 500 Index.


FUSBBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.47

Sortino ratioReturn per unit of downside risk

-1.66

Omega ratioGain probability vs. loss probability

1.19

1.41

-0.22

Calmar ratioReturn relative to maximum drawdown

1.73

2.93

-1.20

Martin ratioReturn relative to average drawdown

5.49

13.52

-8.04

Dividends

Dividend History

First US Bancshares, Inc. provided a 1.73% dividend yield over the last twelve months, with an annual payout of $0.28 per share. The company has been increasing its dividends for 11 consecutive years.


0.60%0.80%1.00%1.20%1.40%1.60%1.80%2.00%$0.00$0.05$0.10$0.15$0.20$0.25$0.3020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.28$0.28$0.22$0.20$0.14$0.12$0.12$0.09$0.08$0.08$0.08$0.08

Dividend yield

1.73%2.00%1.75%1.94%1.61%1.14%1.33%0.78%1.01%0.62%0.72%0.90%

Monthly Dividends

The table displays the monthly dividend distributions for First US Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.07$0.00$0.00$0.00$0.07
2025$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.28
2024$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.07$0.22
2023$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.20
2022$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.05$0.14
2021$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.00$0.00$0.03$0.12

Dividend Yield & Payout


Dividend Yield

First US Bancshares, Inc. has a dividend yield of 1.73%, which is quite average when compared to the overall market.

Payout Ratio

First US Bancshares, Inc. has a payout ratio of 26.08%, which is quite average when compared to the overall market. This suggests that First US Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the First US Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First US Bancshares, Inc. was 88.05%, occurring on Jul 15, 2011. The portfolio has not yet recovered.

The current First US Bancshares, Inc. drawdown is 30.91%.


Related event

Drawdown

Fall

Recovery

Underwater

2011 bear market2011
-88.05%Jul 2011
5y 11mo
20y 10moAug 2005 - now
Dot-com crash2000–2002
-46.48%Dec 2000
1y 9mo2y 1mo
3y 10moMar 1999 - Jan 2003
2004 bear market2004
-43.25%May 2004
8mo 5d7mo 3d
1y 3moSep 2003 - Dec 2004
2005 bear market2005
-26.59%May 2005
4mo 6d1mo 26d
6mo 2dJan 2005 - Jul 2005
2003 bear market2003
-23.15%Aug 2003
9d1mo 3d
1mo 12dJul 2003 - Sep 2003

Drawdown Indicators


FUSBBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-88.05%

-56.78%

-31.27%

Max Drawdown (1Y)

Largest decline over 1 year

-18.35%

-9.10%

-9.25%

Max Drawdown (3Y)

Largest decline over 3 years

-23.20%

-18.90%

-4.30%

Max Drawdown (5Y)

Largest decline over 5 years

-46.16%

-25.43%

-20.73%

Max Drawdown (10Y)

Largest decline over 10 years

-59.60%

-33.92%

-25.68%

Current Drawdown

Current decline from peak

-30.91%

-0.74%

-30.17%

Average Drawdown

Average peak-to-trough decline

-46.81%

-10.72%

-36.09%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.79%

1.97%

+3.82%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of First US Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how First US Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FUSB, comparing it with other companies in the Banks - Regional industry. Currently, FUSB has a P/E ratio of 15.9. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FUSB compared to other companies in the Banks - Regional industry. FUSB currently has a PEG ratio of 1.1. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FUSB relative to other companies in the Banks - Regional industry. Currently, FUSB has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FUSB in comparison with other companies in the Banks - Regional industry. Currently, FUSB has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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