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ISIN
US33939J3032
CUSIP
33939J303
IPO Date
Feb 19, 2014

Highlights

Total Revenue (TTM)
$139.80M
Gross Profit (TTM)
$136.42M
EBITDA (TTM)
$40.09M
Year Range
$0.00 - $1.43
Target Price
$2.50

Share Price Chart


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FlexShopper, Inc.

Often compared with FPAY:
FPAY vs. VOO

Performance

FPAY Performance Chart

FlexShopper, Inc. (FPAY) is down 99.0% since the beginning of the year. At $0 per share, FPAY is trading 100.0% below its 52-week high of $1. Investors who bought $1,000 worth of FPAY shares 5 years ago would now be looking at an investment worth $0.


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S&P 500 Index

Returns By Period

FlexShopper, Inc. (FPAY) has returned -99.00% so far this year and -100.00% over the past 12 months. Over the last ten years, FPAY has returned -78.48% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.


FlexShopper, Inc.

1D
0.00%
1M
0.00%
YTD
-99.00%
6M
-99.97%
1Y
-100.00%
3Y*
-99.05%
5Y*
-94.94%
10Y*
-78.48%

Benchmark (S&P 500 Index)

1D
-0.74%
1M
4.90%
YTD
10.35%
6M
10.28%
1Y
26.52%
3Y*
20.83%
5Y*
12.30%
10Y*
13.66%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FPAY Monthly Returns History

Based on dividend-adjusted daily data since Feb 19, 2014, FPAY's average daily return is +9.47%, while the average monthly return is +64.75%. At this rate, an investment would double in approximately 0.1 years.

Historically, 41% of months were positive and 59% were negative. The best month was Feb 2026 with a return of +9,900.0%, while the worst month was Jan 2026 at -99.0%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 8 months.

On a daily basis, FPAY closed higher 36% of trading days. The best single day was Jan 16, 2026 with a return of +9,900.0%, while the worst single day was Jan 5, 2026 at -99.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-99.00%9,900.00%0.00%-99.00%0.00%0.00%-99.00%
2025-18.13%6.43%-14.09%-1.56%11.51%-14.59%-12.50%-34.34%-7.02%-98.91%-27.14%-98.04%-99.99%
2024-20.36%-8.65%22.63%-26.17%-0.00%16.36%-13.28%-1.80%-5.50%20.39%59.68%-13.64%2.40%
202322.80%-8.44%-18.27%-4.02%34.84%16.36%71.09%-55.62%7.51%-2.39%41.18%15.97%80.54%
2022-22.13%-13.66%8.23%-33.33%1.75%-22.44%0.02%192.25%-29.28%-11.29%-34.55%-14.35%-60.64%
20219.34%2.49%-8.68%-3.42%6.30%10.00%-17.51%18.37%6.64%-16.57%-1.94%-7.11%-8.56%

Benchmark Metrics

FlexShopper, Inc. has an annualized alpha of 335374574316.38%, beta of 7.19, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since February 20, 2014.

  • This stock participated in 113.67% of S&P 500 Index downside but only -170.69% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
335,374,574,316.38%
Beta
7.19
0.00
Upside Capture
-170.69%
Downside Capture
113.67%

Return for Risk

Risk / Return Rank

FPAY ranks 51 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


FPAY Risk / Return Rank: 5151
Overall Rank
FPAY Sharpe Ratio Rank: 4141
Sharpe Ratio Rank
FPAY Sortino Ratio Rank: 100100
Sortino Ratio Rank
FPAY Omega Ratio Rank: 100100
Omega Ratio Rank
FPAY Calmar Ratio Rank: 11
Calmar Ratio Rank
FPAY Martin Ratio Rank: 1515
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for FlexShopper, Inc. (FPAY) and compare them to S&P 500 Index.


FPAYBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-2.25

Sortino ratioReturn per unit of downside risk

+97.38

Omega ratioGain probability vs. loss probability

21.66

1.41

+20.25

Calmar ratioReturn relative to maximum drawdown

-1.00

2.93

-3.93

Martin ratioReturn relative to average drawdown

-1.20

13.52

-14.73

Dividends

Dividend History


FlexShopper, Inc. doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the FlexShopper, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FlexShopper, Inc. was 100.00%, occurring on Jan 5, 2026. The portfolio has not yet recovered.

The current FlexShopper, Inc. drawdown is 100.00%.


Related event

Drawdown

Fall

Recovery

Underwater

2026 bear market2026
-100.00%Jan 2026
11y 2d
11y 5moJan 2015 - now
2014 bear market2014
-31.18%Oct 2014
5mo 7d2mo 5d
7mo 12dMay 2014 - Dec 2014
2014 bear market2014
-25.00%Apr 2014
21d15d
1mo 6dApr 2014 - May 2014
2014 correction2014
-18.75%Mar 2014
6d2d
8dMar 2014 - Apr 2014
2014 pullback2014
-9.33%Mar 2014
11d16d
27dFeb 2014 - Mar 2014

Drawdown Indicators


FPAYBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-100.00%

-56.78%

-43.22%

Max Drawdown (1Y)

Largest decline over 1 year

-100.00%

-9.10%

-90.90%

Max Drawdown (3Y)

Largest decline over 3 years

-100.00%

-18.90%

-81.10%

Max Drawdown (5Y)

Largest decline over 5 years

-100.00%

-25.43%

-74.57%

Max Drawdown (10Y)

Largest decline over 10 years

-100.00%

-33.92%

-66.08%

Current Drawdown

Current decline from peak

-100.00%

-0.74%

-99.26%

Average Drawdown

Average peak-to-trough decline

-69.47%

-10.72%

-58.75%

Ulcer Index

Depth and duration of drawdowns from previous peaks

82.90%

1.97%

+80.93%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of FlexShopper, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how FlexShopper, Inc. is priced in the market compared to other companies in the Rental & Leasing Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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