- ISIN
- US33939J3032
- CUSIP
- 33939J303
- Sector
- Industrials
- Industry
- Rental & Leasing Services
- IPO Date
- Feb 19, 2014
Highlights
- Total Revenue (TTM)
- $139.80M
- Gross Profit (TTM)
- $136.42M
- EBITDA (TTM)
- $40.09M
- Year Range
- $0.00 - $1.43
- Target Price
- $2.50
Share Price Chart
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Performance
FPAY Performance Chart
FlexShopper, Inc. (FPAY) is down 99.0% since the beginning of the year. At $0 per share, FPAY is trading 100.0% below its 52-week high of $1. Investors who bought $1,000 worth of FPAY shares 5 years ago would now be looking at an investment worth $0.
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Returns By Period
FlexShopper, Inc. (FPAY) has returned -99.00% so far this year and -100.00% over the past 12 months. Over the last ten years, FPAY has returned -78.48% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
FlexShopper, Inc.
- 1D
- 0.00%
- 1M
- 0.00%
- YTD
- -99.00%
- 6M
- -99.97%
- 1Y
- -100.00%
- 3Y*
- -99.05%
- 5Y*
- -94.94%
- 10Y*
- -78.48%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
FPAY Monthly Returns History
Based on dividend-adjusted daily data since Feb 19, 2014, FPAY's average daily return is +9.47%, while the average monthly return is +64.75%. At this rate, an investment would double in approximately 0.1 years.
Historically, 41% of months were positive and 59% were negative. The best month was Feb 2026 with a return of +9,900.0%, while the worst month was Jan 2026 at -99.0%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 8 months.
On a daily basis, FPAY closed higher 36% of trading days. The best single day was Jan 16, 2026 with a return of +9,900.0%, while the worst single day was Jan 5, 2026 at -99.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -99.00% | 9,900.00% | 0.00% | -99.00% | 0.00% | 0.00% | -99.00% | ||||||
| 2025 | -18.13% | 6.43% | -14.09% | -1.56% | 11.51% | -14.59% | -12.50% | -34.34% | -7.02% | -98.91% | -27.14% | -98.04% | -99.99% |
| 2024 | -20.36% | -8.65% | 22.63% | -26.17% | -0.00% | 16.36% | -13.28% | -1.80% | -5.50% | 20.39% | 59.68% | -13.64% | 2.40% |
| 2023 | 22.80% | -8.44% | -18.27% | -4.02% | 34.84% | 16.36% | 71.09% | -55.62% | 7.51% | -2.39% | 41.18% | 15.97% | 80.54% |
| 2022 | -22.13% | -13.66% | 8.23% | -33.33% | 1.75% | -22.44% | 0.02% | 192.25% | -29.28% | -11.29% | -34.55% | -14.35% | -60.64% |
| 2021 | 9.34% | 2.49% | -8.68% | -3.42% | 6.30% | 10.00% | -17.51% | 18.37% | 6.64% | -16.57% | -1.94% | -7.11% | -8.56% |
Benchmark Metrics
FlexShopper, Inc. has an annualized alpha of 335374574316.38%, beta of 7.19, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since February 20, 2014.
- This stock participated in 113.67% of S&P 500 Index downside but only -170.69% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.00 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 335,374,574,316.38%
- Beta
- 7.19
- R²
- 0.00
- Upside Capture
- -170.69%
- Downside Capture
- 113.67%
Return for Risk
Risk / Return Rank
FPAY ranks 51 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for FlexShopper, Inc. (FPAY) and compare them to S&P 500 Index.
| FPAY | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.25 | ||
| Sortino ratioReturn per unit of downside risk | +97.38 | ||
| Omega ratioGain probability vs. loss probability | 21.66 | 1.41 | +20.25 |
| Calmar ratioReturn relative to maximum drawdown | -1.00 | 2.93 | -3.93 |
| Martin ratioReturn relative to average drawdown | -1.20 | 13.52 | -14.73 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the FlexShopper, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FlexShopper, Inc. was 100.00%, occurring on Jan 5, 2026. The portfolio has not yet recovered.
The current FlexShopper, Inc. drawdown is 100.00%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2026 bear market2026 | -100.00%Jan 2026 | 11y 2d | — | 11y 5moJan 2015 - now |
2014 bear market2014 | -31.18%Oct 2014 | 5mo 7d | 2mo 5d | 7mo 12dMay 2014 - Dec 2014 |
2014 bear market2014 | -25.00%Apr 2014 | 21d | 15d | 1mo 6dApr 2014 - May 2014 |
2014 correction2014 | -18.75%Mar 2014 | 6d | 2d | 8dMar 2014 - Apr 2014 |
2014 pullback2014 | -9.33%Mar 2014 | 11d | 16d | 27dFeb 2014 - Mar 2014 |
Drawdown Indicators
| FPAY | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -100.00% | -56.78% | -43.22% |
Max Drawdown (1Y)Largest decline over 1 year | -100.00% | -9.10% | -90.90% |
Max Drawdown (3Y)Largest decline over 3 years | -100.00% | -18.90% | -81.10% |
Max Drawdown (5Y)Largest decline over 5 years | -100.00% | -25.43% | -74.57% |
Max Drawdown (10Y)Largest decline over 10 years | -100.00% | -33.92% | -66.08% |
Current DrawdownCurrent decline from peak | -100.00% | -0.74% | -99.26% |
Average DrawdownAverage peak-to-trough decline | -69.47% | -10.72% | -58.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 82.90% | 1.97% | +80.93% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of FlexShopper, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how FlexShopper, Inc. is priced in the market compared to other companies in the Rental & Leasing Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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