FINV vs. VALE

Last updated Apr 1, 2026

Compare and contrast key facts about FinVolution Group (FINV) and Vale S.A. (VALE).

Performance

FINV vs. VALE - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FinVolution Group (FINV) and Vale S.A. (VALE). The values are adjusted to include any dividend payments, if applicable.

FINV vs. VALE - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
FINV FinVolution Group	-8.41%	-20.07%	45.47%	4.39%	6.39%	89.23%	8.51%	-22.85%	-49.37%	-45.64%
VALE Vale S.A.	22.10%	60.70%	-38.83%	1.57%	32.54%	-1.45%	32.40%	2.72%	12.25%	23.75%

Fundamentals

Market Cap FINV : $1.27B VALE : $67.92B
EPS FINV : $9.51 VALE : $0.54
PE Ratio FINV : 0.50 VALE : 29.65
PS Ratio FINV : 0.09 VALE : 1.77
PB Ratio FINV : 0.08 VALE : 2.02
Total Revenue (TTM) FINV : $13.53B VALE : $38.39B
Gross Profit (TTM) FINV : $10.64B VALE : $13.26B
EBITDA (TTM) FINV : $3.00B VALE : $13.88B

Returns By Period

In the year-to-date period, FINV achieves a -8.41% return, which is significantly lower than VALE's 22.10% return.

FINV

• 1D: 1.70%
• 1M: -14.77%
• YTD: -8.41%
• 6M: -35.01%
• 1Y: -48.38%
• 3Y*: 9.76%
• 5Y*: -2.92%
• 10Y*: —

VALE

• 1D: 5.36%
• 1M: -7.39%
• YTD: 22.10%
• 6M: 49.12%
• 1Y: 67.78%
• 3Y*: 8.64%
• 5Y*: 8.31%
• 10Y*: 21.95%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

FINV vs. VALE — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FINV

FINV Risk / Return Rank: 8
FINV Sharpe Ratio Rank: 4
FINV Sortino Ratio Rank: 6
FINV Omega Ratio Rank: 7
FINV Calmar Ratio Rank: 10
FINV Martin Ratio Rank: 14

VALE

VALE Risk / Return Rank: 89
VALE Sharpe Ratio Rank: 91
VALE Sortino Ratio Rank: 88
VALE Omega Ratio Rank: 87
VALE Calmar Ratio Rank: 88
VALE Martin Ratio Rank: 91

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FINV vs. VALE - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FinVolution Group (FINV) and Vale S.A. (VALE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	FINV	VALE	Difference
Sharpe ratio Return per unit of total volatility	-1.01	2.07	-3.08
Sortino ratio Return per unit of downside risk	-1.49	2.61	-4.10
Omega ratio Gain probability vs. loss probability	0.82	1.35	-0.52
Calmar ratio Return relative to maximum drawdown	-0.87	3.36	-4.23
Martin ratio Return relative to average drawdown	-1.38	11.28	-12.65
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FINV vs. VALE - Sharpe Ratio Comparison

The current FINV Sharpe Ratio is -1.01, which is lower than the VALE Sharpe Ratio of 2.07. The chart below compares the historical Sharpe Ratios of FINV and VALE, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	FINV	VALE	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-1.01	2.07	-3.08
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.06	0.23	-0.29
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.52	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.11	0.31	-0.42

Correlation

The correlation between FINV and VALE is 0.21, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

FINV vs. VALE - Dividend Comparison

FINV's dividend yield for the trailing twelve months is around 5.78%, more than VALE's 3.61% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FINV FinVolution Group	5.78%	5.30%	3.49%	4.39%	4.13%	3.45%	4.49%	7.17%	0.00%	0.00%	0.00%	0.00%
VALE Vale S.A.	3.61%	7.29%	11.41%	7.75%	8.63%	19.70%	2.72%	2.63%	4.16%	3.77%	1.06%	7.48%

Drawdowns

FINV vs. VALE - Drawdown Comparison

The maximum FINV drawdown since its inception was -89.64%, roughly equal to the maximum VALE drawdown of -92.78%. Use the drawdown chart below to compare losses from any high point for FINV and VALE.

Drawdown Indicators

	FINV	VALE	Difference
Max Drawdown Largest peak-to-trough decline	-89.64%	-92.78%	+3.14%
Max Drawdown (1Y) Largest decline over 1 year	-56.42%	-19.85%	-36.57%
Max Drawdown (5Y) Largest decline over 5 years	-70.54%	-49.79%	-20.75%
Max Drawdown (10Y) Largest decline over 10 years	—	-57.60%	—
Current Drawdown Current decline from peak	-54.81%	-9.24%	-45.57%
Average Drawdown Average peak-to-trough decline	-53.77%	-36.95%	-16.82%
Ulcer Index Depth and duration of drawdowns from previous peaks	35.66%	5.92%	+29.74%

Volatility

FINV vs. VALE - Volatility Comparison

FinVolution Group (FINV) has a higher volatility of 20.26% compared to Vale S.A. (VALE) at 13.54%. This indicates that FINV's price experiences larger fluctuations and is considered to be riskier than VALE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FINV	VALE	Difference
Volatility (1M) Calculated over the trailing 1-month period	20.26%	13.54%	+6.72%
Volatility (6M) Calculated over the trailing 6-month period	37.63%	24.51%	+13.12%
Volatility (1Y) Calculated over the trailing 1-year period	48.08%	32.86%	+15.22%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	50.51%	35.65%	+14.86%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	72.22%	42.24%	+29.98%

Financials

FINV vs. VALE - Profitability Comparison

The chart below illustrates the profitability comparison between FinVolution Group and Vale S.A. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

FINV - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, FinVolution Group reported a gross profit of 2.15B and revenue of 2.98B. Therefore, the gross margin over that period was 72.0%.

VALE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Vale S.A. reported a gross profit of 4.08B and revenue of 11.06B. Therefore, the gross margin over that period was 36.9%.

FINV - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, FinVolution Group reported an operating income of 475.99M and revenue of 2.98B, resulting in an operating margin of 16.0%.

VALE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Vale S.A. reported an operating income of 2.91B and revenue of 11.06B, resulting in an operating margin of 26.3%.

FINV - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, FinVolution Group reported a net income of 418.85M and revenue of 2.98B, resulting in a net margin of 14.1%.

VALE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Vale S.A. reported a net income of -3.90B and revenue of 11.06B, resulting in a net margin of -35.3%.