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ISIN
US3438731057
CUSIP
343873105
IPO Date
Nov 21, 1995

Highlights

Market Cap
$536.98M
Enterprise Value
$482.10M
EPS (TTM)
$1.00
PE Ratio
15.49
PEG Ratio
5.81
Total Revenue (TTM)
$480.81M
Gross Profit (TTM)
$172.18M
EBITDA (TTM)
$59.10M
Year Range
$11.13 - $17.79
Target Price
$16.75
ROA (TTM)
0.39%
ROE (TTM)
4.95%

Share Price Chart


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Flushing Financial Corporation

Performance

FFIC Performance Chart

Flushing Financial Corporation (FFIC) is up 4.9% since the beginning of the year. At $15 per share, FFIC is trading 13.0% below its 52-week high of $18. Investors who bought $1,000 worth of FFIC shares 5 years ago would now be looking at an investment worth $875.


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S&P 500 Index

Returns By Period

Flushing Financial Corporation (FFIC) has returned 4.89% so far this year and 37.40% over the past 12 months. Over the last ten years, FFIC has returned 1.75% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.


Flushing Financial Corporation

1D
-3.13%
1M
-1.02%
YTD
4.89%
6M
-4.72%
1Y
37.40%
3Y*
13.18%
5Y*
-2.64%
10Y*
1.75%

Benchmark (S&P 500 Index)

1D
-0.74%
1M
4.90%
YTD
10.35%
6M
10.28%
1Y
26.52%
3Y*
20.83%
5Y*
12.30%
10Y*
13.66%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FFIC Monthly Returns History

Based on dividend-adjusted daily data since Nov 21, 1995, FFIC's average daily return is +0.06%, while the average monthly return is +0.97%. At this rate, an investment would double in approximately 6.0 years.

Historically, 57% of months were positive and 43% were negative. The best month was Apr 2009 with a return of +53.0%, while the worst month was Jan 2009 at -33.8%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 6 months.

On a daily basis, FFIC closed higher 48% of trading days. The best single day was Apr 9, 2009 with a return of +21.9%, while the worst single day was Mar 18, 2020 at -23.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20264.09%-2.28%1.01%6.38%-0.93%-3.13%4.89%
2025-2.31%2.72%-9.85%-5.75%0.50%0.55%0.93%14.76%1.99%-1.01%20.04%-6.34%13.28%
2024-2.73%-19.90%-0.09%-12.61%15.43%5.21%12.02%-0.88%1.46%7.51%13.17%-18.48%-7.68%
2023-0.98%1.41%-22.56%-19.21%-3.16%7.52%28.40%-10.52%-5.53%-6.02%14.51%18.39%-9.53%
2022-2.84%-0.51%-3.93%-3.80%7.44%-7.08%1.55%-4.35%-5.19%1.70%5.89%-6.06%-16.91%
20219.86%13.51%3.21%9.61%0.43%-7.48%2.89%3.99%-0.53%6.28%-1.67%3.78%51.31%

Benchmark Metrics

Flushing Financial Corporation has an annualized alpha of 4.64%, beta of 0.95, and R2 of 0.25 versus S&P 500 Index. Calculated based on daily prices since November 22, 1995.

  • This stock participated in 86.76% of S&P 500 Index downside but only 83.93% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.25 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
4.64%
Beta
0.95
0.25
Upside Capture
83.93%
Downside Capture
86.76%

Return for Risk

Risk / Return Rank

FFIC ranks 75 for risk / return — better than 75% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


FFIC Risk / Return Rank: 7575
Overall Rank
FFIC Sharpe Ratio Rank: 7878
Sharpe Ratio Rank
FFIC Sortino Ratio Rank: 7373
Sortino Ratio Rank
FFIC Omega Ratio Rank: 7272
Omega Ratio Rank
FFIC Calmar Ratio Rank: 7777
Calmar Ratio Rank
FFIC Martin Ratio Rank: 7777
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Flushing Financial Corporation (FFIC) and compare them to S&P 500 Index.


FFICBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.98

Sortino ratioReturn per unit of downside risk

-1.25

Omega ratioGain probability vs. loss probability

1.24

1.41

-0.17

Calmar ratioReturn relative to maximum drawdown

2.26

2.93

-0.66

Martin ratioReturn relative to average drawdown

5.44

13.52

-8.08

Dividends

Dividend History

Flushing Financial Corporation provided a 7.11% dividend yield over the last twelve months, with an annual payout of $1.10 per share. The company has been increasing its dividends for 29 consecutive years, earning it the status of a dividend aristocrat.


2.00%3.00%4.00%5.00%6.00%$0.00$0.20$0.40$0.60$0.8020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.10$0.88$0.88$0.88$0.88$0.84$0.84$0.84$0.80$0.72$0.68$0.64

Dividend yield

7.11%5.80%6.16%5.34%4.54%3.46%5.05%3.89%3.72%2.62%2.31%2.96%

Monthly Dividends

The table displays the monthly dividend distributions for Flushing Financial Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.22$0.22$0.00$0.00$0.44
2025$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2024$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2023$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2022$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2021$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.21$0.84

Dividend Yield & Payout


Dividend Yield

Flushing Financial Corporation has a dividend yield of 7.11%, which means its dividend payment is significantly above the market average.

Payout Ratio

Flushing Financial Corporation has a payout ratio of 87.77%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Flushing Financial Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Flushing Financial Corporation was 79.15%, occurring on Mar 9, 2009. Recovery took 1019 trading sessions.

The current Flushing Financial Corporation drawdown is 23.76%.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-79.15%Mar 2009
5mo 18d4y 18d
4y 6moSep 2008 - Mar 2013
2020 bear market2020
-67.09%May 2020
2y 6mo
8y 7moOct 2017 - now
1998 bear market1998
-39.50%Oct 1998
3mo 2d2y 6mo
2y 9moJul 1998 - Apr 2001
Financial crisis2007–2009
-33.47%Jan 2008
3y 1mo3mo 11d
3y 5moNov 2004 - Apr 2008
Dot-com crash2000–2002
-27.09%Oct 2002
3mo 1d7mo 20d
10mo 21dJul 2002 - May 2003

Drawdown Indicators


FFICBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-79.15%

-56.78%

-22.37%

Max Drawdown (1Y)

Largest decline over 1 year

-17.16%

-9.10%

-8.06%

Max Drawdown (3Y)

Largest decline over 3 years

-38.30%

-18.90%

-19.40%

Max Drawdown (5Y)

Largest decline over 5 years

-61.70%

-25.43%

-36.27%

Max Drawdown (10Y)

Largest decline over 10 years

-67.09%

-33.92%

-33.17%

Current Drawdown

Current decline from peak

-23.76%

-0.74%

-23.02%

Average Drawdown

Average peak-to-trough decline

-18.66%

-10.72%

-7.94%

Ulcer Index

Depth and duration of drawdowns from previous peaks

7.12%

1.97%

+5.15%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Flushing Financial Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Flushing Financial Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FFIC, comparing it with other companies in the Banks - Regional industry. Currently, FFIC has a P/E ratio of 15.5. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FFIC compared to other companies in the Banks - Regional industry. FFIC currently has a PEG ratio of 5.8. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FFIC relative to other companies in the Banks - Regional industry. Currently, FFIC has a P/S ratio of 1.1. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FFIC in comparison with other companies in the Banks - Regional industry. Currently, FFIC has a P/B value of 0.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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