- Issuer
- American Funds
- Region
- Global (Broad)
- Category
- Target Retirement Date
- Index Tracked
- No Index (Active)
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
Highlights
- Avg. Volume (1M)
- 0
- Avg. Volume Value (1M)
- $0.00
Share Price Chart
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Performance
FAUTX Performance Chart
American Funds 2040 Target Date Retirement Fund Class F-1 (FAUTX) is up 7.2% since the beginning of the year. FAUTX is currently trading at $24 per share. Investors who bought $1,000 worth of FAUTX shares 5 years ago would now be looking at an investment worth $1,489.
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Returns By Period
American Funds 2040 Target Date Retirement Fund Class F-1 (FAUTX) has returned 7.16% so far this year and 14.09% over the past 12 months. Over the last ten years, FAUTX has returned 11.04% per year, falling short of the S&P 500 Index benchmark, which averaged 13.07% annually.
American Funds 2040 Target Date Retirement Fund Class F-1
- 1D
- -0.61%
- 1M
- -0.29%
- 6M
- 4.54%
- YTD
- 7.16%
- 1Y
- 14.09%
- 3Y*
- 15.32%
- 5Y*
- 8.29%
- 10Y*
- 11.04%
- ALL TIME*
- 9.77%
Benchmark (S&P 500 Index)
- 1D
- 0.05%
- 1M
- 0.73%
- 6M
- 7.18%
- YTD
- 8.28%
- 1Y
- 16.48%
- 3Y*
- 17.51%
- 5Y*
- 10.93%
- 10Y*
- 13.07%
- ALL TIME*
- 8.07%
FAUTX Monthly Returns History
Based on dividend-adjusted daily data since Feb 24, 2014, FAUTX's average daily return is +0.04%, while the average monthly return is +0.83%. At this rate, an investment would double in approximately 7.0 years.
Historically, 69% of months were positive and 31% were negative. The best month was Nov 2020 with a return of +10.4%, while the worst month was Mar 2020 at -11.3%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 3 months.
On a daily basis, FAUTX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +6.5%, while the worst single day was Mar 16, 2020 at -9.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.46% | 1.16% | -6.02% | 7.76% | 3.68% | 0.36% | -1.89% | 7.16% | |||||
| 2025 | 3.51% | -0.72% | -3.51% | 0.75% | 5.19% | 4.75% | 0.67% | 1.92% | 2.49% | 1.49% | 1.05% | 0.31% | 19.08% |
| 2024 | 0.38% | 3.75% | 2.83% | -3.52% | 3.28% | 1.94% | 1.86% | 2.22% | 1.98% | -1.75% | 3.03% | -2.20% | 14.35% |
| 2023 | 5.95% | -2.75% | 2.52% | 1.26% | -0.83% | 4.60% | 2.74% | -2.06% | -4.14% | -2.25% | 7.99% | 5.28% | 18.95% |
| 2022 | -5.67% | -2.44% | 1.12% | -7.57% | 0.63% | -7.40% | 5.92% | -3.34% | -7.93% | 5.50% | 6.75% | -3.43% | -17.83% |
| 2021 | -0.43% | 2.23% | 2.08% | 3.86% | 1.21% | 1.09% | 0.74% | 2.29% | -3.53% | 4.99% | -2.49% | 3.62% | 16.44% |
Benchmark Metrics
American Funds 2040 Target Date Retirement Fund Class F-1 has an annualized alpha of 0.54%, beta of 0.76, and R2 of 0.93 versus S&P 500 Index. Calculated based on daily prices since February 24, 2014.
- This fund participated in 84.50% of S&P 500 Index downside but only 79.11% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.54%
- Beta
- 0.76
- R²
- 0.93
- Upside Capture
- 79.11%
- Downside Capture
- 84.50%
Expense Ratio
FAUTX has an expense ratio of 0.72%, placing it in the medium range.
Return for Risk
Risk / Return Rank
FAUTX ranks 46 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds 2040 Target Date Retirement Fund Class F-1 (FAUTX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FAUTX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.03 | ||
| Sortino ratioReturn per unit of downside risk | -0.01 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.24 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 1.66 | 1.82 | -0.16 |
| Martin ratioReturn relative to average drawdown | 7.22 | 7.79 | -0.57 |
Dividends
Dividend History
American Funds 2040 Target Date Retirement Fund Class F-1 provided a 5.57% dividend yield over the last twelve months, with an annual payout of $1.36 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.36 | $1.36 | $0.71 | $0.46 | $1.01 | $1.01 | $0.61 | $0.70 | $0.68 | $0.38 | $0.48 | $0.64 |
Dividend yield | 5.57% | 5.97% | 3.51% | 2.50% | 6.39% | 4.95% | 3.29% | 4.32% | 5.00% | 2.48% | 3.77% | 5.18% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds 2040 Target Date Retirement Fund Class F-1. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.36 | $1.36 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.71 | $0.71 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.46 | $0.46 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.01 | $1.01 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.01 | $1.01 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds 2040 Target Date Retirement Fund Class F-1. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds 2040 Target Date Retirement Fund Class F-1 was 28.53%, occurring on Mar 23, 2020. Recovery took 93 trading sessions.
The current American Funds 2040 Target Date Retirement Fund Class F-1 drawdown is 2.01%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-28.53%Mar 2020 | 1mo 2d | 4mo 14d | 5mo 16dFeb 2020 - Aug 2020 | COVID crash2020 |
-25.11%Oct 2022 | 11mo 1d | 1y 4mo | 2y 3moNov 2021 - Feb 2024 | Bear market2022 |
-15.86%Dec 2018 | 10mo 29d | 4mo | 1y 2moJan 2018 - Apr 2019 | Rate-hike selloffLate 2018 |
-14.84%Feb 2016 | 8mo 25d | 5mo 10d | 1y 2moMay 2015 - Jul 2016 | — |
-13.55%Apr 2025 | 1mo 17d | 1mo 11d | 2mo 28dFeb 2025 - May 2025 | 2025 selloff2025 |
Drawdown Indicators
| FAUTX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -28.53% | -56.78% | +28.25% |
Max Drawdown (1Y)Largest decline over 1 year | -8.45% | -9.10% | +0.65% |
Max Drawdown (3Y)Largest decline over 3 years | -13.55% | -18.90% | +5.35% |
Max Drawdown (5Y)Largest decline over 5 years | -25.11% | -25.43% | +0.32% |
Max Drawdown (10Y)Largest decline over 10 years | -28.53% | -33.92% | +5.39% |
Current DrawdownCurrent decline from peak | -2.01% | -2.60% | +0.59% |
Average DrawdownAverage peak-to-trough decline | -4.18% | -10.70% | +6.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.93% | 2.12% | -0.19% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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