- Sector
- Financial Services
- Industry
- Banks - Regional
Highlights
- EPS (TTM)
- $4.70
- PE Ratio
- 9.11
- Total Revenue (TTM)
- $113.92M
- Gross Profit (TTM)
- $61.40M
- EBITDA (TTM)
- $19.46M
- Year Range
- $29.40 - $44.00
- Target Price
- $43.00
- ROA (TTM)
- 1.03%
- ROE (TTM)
- 9.95%
Share Price Chart
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Performance
EFSI Performance Chart
Eagle Financial Services, Inc (EFSI) is up 9.3% since the beginning of the year. At $43 per share, EFSI is trading just below its 52-week high of $44. Investors who bought $1,000 worth of EFSI shares 5 years ago would now be looking at an investment worth $1,500.
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Returns By Period
Eagle Financial Services, Inc (EFSI) has returned 9.32% so far this year and 52.74% over the past 12 months. Over the last ten years, EFSI has returned 10.17% per year, falling short of the S&P 500 Index benchmark, which averaged 13.71% annually.
Eagle Financial Services, Inc
- 1D
- 1.88%
- 1M
- 9.41%
- YTD
- 9.32%
- 6M
- 9.09%
- 1Y
- 52.74%
- 3Y*
- 15.26%
- 5Y*
- 8.44%
- 10Y*
- 10.17%
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
EFSI Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2016, EFSI's average daily return is +0.04%, while the average monthly return is +0.89%. At this rate, an investment would double in approximately 6.5 years.
Historically, 60% of months were positive and 40% were negative. The best month was Aug 2025 with a return of +14.5%, while the worst month was Mar 2020 at -25.9%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 5 months.
On a daily basis, EFSI closed higher 28% of trading days. The best single day was Apr 9, 2025 with a return of +8.6%, while the worst single day was Mar 23, 2020 at -11.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -3.73% | -8.66% | 0.78% | 7.72% | 5.59% | 8.46% | 9.32% | ||||||
| 2025 | -0.41% | -9.02% | 0.28% | -8.42% | 5.94% | -2.76% | 7.81% | 14.46% | 1.07% | -4.28% | 4.65% | 5.92% | 13.43% |
| 2024 | -0.07% | 1.08% | -0.50% | -6.20% | 8.31% | 9.97% | 2.73% | -1.75% | -1.82% | 1.05% | 9.45% | 2.54% | 26.18% |
| 2023 | -0.42% | 0.00% | -4.34% | -0.62% | -4.90% | -4.09% | 3.93% | 1.91% | -0.31% | -2.85% | -0.64% | -1.61% | -13.41% |
| 2022 | 0.87% | 3.83% | -1.53% | -0.76% | 1.72% | -0.17% | 1.58% | 3.52% | -0.14% | -1.14% | 3.58% | -4.13% | 7.16% |
| 2021 | -3.05% | 6.42% | 6.10% | 5.56% | 0.12% | 1.67% | -0.29% | 2.31% | -0.87% | 2.31% | 3.63% | -3.67% | 21.48% |
Benchmark Metrics
Eagle Financial Services, Inc has an annualized alpha of 9.33%, beta of 0.16, and R2 of 0.02 versus S&P 500 Index. Calculated based on daily prices since January 04, 2016.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (46.31%) than losses (37.41%) - typical of diversified or defensive assets.
- Beta of 0.16 may look defensive, but with R2 of 0.02 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.02 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 9.33%
- Beta
- 0.16
- R²
- 0.02
- Upside Capture
- 46.31%
- Downside Capture
- 37.41%
Return for Risk
Risk / Return Rank
EFSI ranks 87 for risk / return — in the top 87% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Eagle Financial Services, Inc (EFSI) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| EFSI | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.37 | ||
| Sortino ratioReturn per unit of downside risk | +0.57 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.32 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.50 | 2.46 | +0.04 |
| Martin ratioReturn relative to average drawdown | 7.40 | 10.92 | -3.52 |
Dividends
Dividend History
Eagle Financial Services, Inc provided a 2.90% dividend yield over the last twelve months, with an annual payout of $1.24 per share. The company has been increasing its dividends for 9 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.24 | $1.24 | $1.21 | $1.20 | $1.15 | $1.10 | $1.04 | $1.00 | $0.94 | $0.88 | $0.82 |
Dividend yield | 2.90% | 3.12% | 3.32% | 4.00% | 3.20% | 3.17% | 3.53% | 3.22% | 3.03% | 2.75% | 3.18% |
Monthly Dividends
The table displays the monthly dividend distributions for Eagle Financial Services, Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.62 | ||||||
| 2025 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | $0.00 | $1.24 |
| 2024 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.31 | $0.00 | $1.21 |
| 2023 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $1.20 |
| 2022 | $0.00 | $0.28 | $0.00 | $0.28 | $0.00 | $0.00 | $0.00 | $0.29 | $0.00 | $0.00 | $0.30 | $0.00 | $1.15 |
| 2021 | $0.00 | $0.27 | $0.00 | $0.27 | $0.00 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.28 | $0.00 | $1.10 |
Dividend Yield & Payout
Dividend Yield
Eagle Financial Services, Inc has a dividend yield of 2.90%, which is quite average when compared to the overall market.
Payout Ratio
Eagle Financial Services, Inc has a payout ratio of 32.29%, which is quite average when compared to the overall market. This suggests that Eagle Financial Services, Inc strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Eagle Financial Services, Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Eagle Financial Services, Inc was 36.42%, occurring on Mar 25, 2020. Recovery took 309 trading sessions.
The current Eagle Financial Services, Inc drawdown is 0.77%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -36.42%Mar 2020 | 1y 8mo | 1y 2mo | 2y 10moJul 2018 - Jun 2021 |
2024 bear market2024 | -23.04%May 2024 | 1y 5mo | 7mo | 2y 13dNov 2022 - Nov 2024 |
2026 bear market2026 | -21.23%Mar 2026 | 3mo 1d | 2mo 16d | 5mo 17dDec 2025 - Jun 2026 |
2025 selloff2025 | -19.18%Jun 2025 | 4mo 19d | 2mo | 6mo 19dFeb 2025 - Aug 2025 |
2017 correction2017 | -12.14%Sep 2017 | 3mo 3d | 5mo 1d | 8mo 4dJun 2017 - Feb 2018 |
Drawdown Indicators
| EFSI | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -36.42% | -56.78% | +20.36% |
Max Drawdown (1Y)Largest decline over 1 year | -21.23% | -9.10% | -12.13% |
Max Drawdown (3Y)Largest decline over 3 years | -21.23% | -18.90% | -2.33% |
Max Drawdown (5Y)Largest decline over 5 years | -23.04% | -25.43% | +2.39% |
Max Drawdown (10Y)Largest decline over 10 years | -36.42% | -33.92% | -2.50% |
Current DrawdownCurrent decline from peak | -0.77% | -3.21% | +2.44% |
Average DrawdownAverage peak-to-trough decline | -8.76% | -10.71% | +1.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.15% | 2.04% | +5.11% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Eagle Financial Services, Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Eagle Financial Services, Inc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for EFSI, comparing it with other companies in the Banks - Regional industry. Currently, EFSI has a P/E ratio of 9.1. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for EFSI relative to other companies in the Banks - Regional industry. Currently, EFSI has a P/S ratio of 1.5. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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