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Eagle Financial Services, Inc (EFSI)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

Highlights

EPS (TTM)
$2.29
PE Ratio
15.26
Total Revenue (TTM)
$99.01M
Gross Profit (TTM)
$43.40M
EBITDA (TTM)
$5.32M
Year Range
$28.70 - $41.12
Target Price
$40.00
ROA (TTM)
0.43%
ROE (TTM)
4.35%

Share Price Chart


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Eagle Financial Services, Inc

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Eagle Financial Services, Inc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Eagle Financial Services, Inc (EFSI) has returned -11.38% so far this year and 10.63% over the past 12 months. Over the last ten years, EFSI has returned 7.94% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Eagle Financial Services, Inc

1D
1.80%
1M
0.78%
YTD
-11.38%
6M
-5.97%
1Y
10.63%
3Y*
4.86%
5Y*
5.48%
10Y*
7.94%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jan 4, 2016, EFSI's average daily return is +0.04%, while the average monthly return is +0.75%. At this rate, your investment would double in approximately 7.7 years.

Historically, 59% of months were positive and 41% were negative. The best month was Aug 2025 with a return of +14.5%, while the worst month was Mar 2020 at -25.9%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 5 months.

On a daily basis, EFSI closed higher 28% of trading days. The best single day was Apr 9, 2025 with a return of +8.6%, while the worst single day was Mar 23, 2020 at -11.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-3.73%-8.66%0.78%-11.38%
2025-0.41%-9.02%0.28%-8.42%5.94%-2.76%7.81%14.46%1.07%-4.28%4.65%5.92%13.43%
2024-0.07%1.08%-0.50%-6.20%8.31%9.97%2.73%-1.75%-1.82%1.05%9.45%2.54%26.18%
2023-0.42%0.00%-4.34%-0.62%-4.90%-4.09%3.93%1.91%-0.31%-2.85%-0.64%-1.61%-13.41%
20220.87%3.83%-1.53%-0.76%1.72%-0.17%1.58%3.52%-0.14%-1.14%3.58%-4.13%7.16%
2021-3.05%6.42%6.10%5.56%0.12%1.67%-0.29%2.31%-0.87%2.31%3.63%-3.67%21.48%

Benchmark Metrics

Eagle Financial Services, Inc has an annualized alpha of 7.57%, beta of 0.15, and R² of 0.02 versus S&P 500 Index. Calculated based on daily prices since January 05, 2016.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (44.56%) than losses (43.27%) — typical of diversified or defensive assets.
  • Beta of 0.15 may look defensive, but with R² of 0.02 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.02 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
7.57%
Beta
0.15
0.02
Upside Capture
44.56%
Downside Capture
43.27%

Return for Risk

Risk / Return Rank

EFSI ranks 52 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


EFSI Risk / Return Rank: 5252
Overall Rank
EFSI Sharpe Ratio Rank: 5555
Sharpe Ratio Rank
EFSI Sortino Ratio Rank: 4949
Sortino Ratio Rank
EFSI Omega Ratio Rank: 4848
Omega Ratio Rank
EFSI Calmar Ratio Rank: 5252
Calmar Ratio Rank
EFSI Martin Ratio Rank: 5656
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Eagle Financial Services, Inc (EFSI) and compare them to a chosen benchmark (S&P 500 Index).


EFSIBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.41

0.90

-0.49

Sortino ratio

Return per unit of downside risk

0.78

1.39

-0.61

Omega ratio

Gain probability vs. loss probability

1.10

1.21

-0.11

Calmar ratio

Return relative to maximum drawdown

0.50

1.40

-0.90

Martin ratio

Return relative to average drawdown

1.46

6.61

-5.15

Explore EFSI risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Eagle Financial Services, Inc provided a 3.54% dividend yield over the last twelve months, with an annual payout of $1.24 per share. The company has been increasing its dividends for 9 consecutive years.


2.80%3.00%3.20%3.40%3.60%3.80%4.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.202016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022202120202019201820172016
Dividend$1.24$1.24$1.21$1.20$1.15$1.10$1.04$1.00$0.94$0.88$0.82

Dividend yield

3.54%3.12%3.32%4.00%3.20%3.17%3.53%3.22%3.03%2.75%3.18%

Monthly Dividends

The table displays the monthly dividend distributions for Eagle Financial Services, Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.31$0.00$0.31
2025$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$0.00$0.31$0.00$1.24
2024$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.31$0.00$1.21
2023$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2022$0.00$0.28$0.00$0.28$0.00$0.00$0.00$0.29$0.00$0.00$0.30$0.00$1.15
2021$0.00$0.27$0.00$0.27$0.00$0.00$0.00$0.28$0.00$0.00$0.28$0.00$1.10

Dividend Yield & Payout


Dividend Yield

Eagle Financial Services, Inc has a dividend yield of 3.54%, which is quite average when compared to the overall market.

Payout Ratio

Eagle Financial Services, Inc has a payout ratio of 67.51%, which is quite average when compared to the overall market. This suggests that Eagle Financial Services, Inc strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Eagle Financial Services, Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Eagle Financial Services, Inc was 36.42%, occurring on Mar 25, 2020. Recovery took 309 trading sessions.

The current Eagle Financial Services, Inc drawdown is 13.92%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-36.42%Jul 26, 2018417Mar 25, 2020309Jun 16, 2021726
-23.04%Nov 15, 2022366May 1, 2024146Nov 27, 2024512
-21.23%Dec 19, 202562Mar 20, 2026
-19.18%Feb 4, 202596Jun 23, 202543Aug 22, 2025139
-12.14%Jun 21, 201766Sep 22, 2017102Feb 20, 2018168

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Eagle Financial Services, Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Eagle Financial Services, Inc is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for EFSI, comparing it with other companies in the Banks - Regional industry. Currently, EFSI has a P/E ratio of 15.3. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for EFSI relative to other companies in the Banks - Regional industry. Currently, EFSI has a P/S ratio of 1.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items