Encore Capital Group, Inc. (ECPG)

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The chart shows the growth of an initial investment of $10,000 in Encore Capital Group, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Encore Capital Group, Inc. (ECPG) has returned 29.02% so far this year and 104.55% over the past 12 months. Over the last ten years, ECPG has returned 11.00% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Jul 9, 1999, ECPG's average daily return is +0.13%, while the average monthly return is +2.52%. At this rate, your investment would double in approximately 2.3 years.

Historically, 51% of months were positive and 49% were negative. The best month was Apr 2003 with a return of +205.9%, while the worst month was May 2000 at -44.8%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 8 months.

On a daily basis, ECPG closed higher 46% of trading days. The best single day was Apr 5, 2001 with a return of +84.1%, while the worst single day was Mar 18, 2020 at -38.7%.

Encore Capital Group, Inc. has an annualized alpha of 29.71%, beta of 0.97, and R² of 0.07 versus S&P 500 Index. Calculated based on daily prices since July 12, 1999.

• This stock captured 173.85% of S&P 500 Index gains and 143.06% of its losses — amplifying both gains and losses, but participating more in upside than downside.
• R² of 0.07 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

ECPG ranks 92 for risk / return — in the top 92% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The table below present risk-adjusted performance metrics for Encore Capital Group, Inc. (ECPG) and compare them to a chosen benchmark (S&P 500 Index).

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Encore Capital Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Encore Capital Group, Inc. was 97.86%, occurring on Dec 14, 2000. Recovery took 624 trading sessions.

The current Encore Capital Group, Inc. drawdown is 4.92%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Encore Capital Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Encore Capital Group, Inc. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.