Encore Capital Group, Inc. (ECPG)
Company Info
Highlights
$835.93M
-$5.83
0.17
$984.84M
$630.86M
$102.11M
$26.45 - $51.77
$59.75
10.34%
5.44
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Encore Capital Group, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Encore Capital Group, Inc. (ECPG) returned -31.09% year-to-date (YTD) and -23.39% over the past 12 months. Over the past 10 years, ECPG returned -1.67% annually, underperforming the S&P 500 benchmark at 10.31%.
ECPG
-31.09%
11.03%
-33.86%
-23.39%
1.18%
-1.67%
^GSPC (Benchmark)
-4.26%
11.24%
-5.02%
8.55%
14.02%
10.31%
Monthly Returns
The table below presents the monthly returns of ECPG, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.62% | -23.81% | -9.11% | 0.35% | -4.30% | -31.09% | |||||||
| 2024 | -1.32% | -4.15% | -4.98% | -9.91% | 7.67% | -5.67% | 21.14% | -0.93% | -5.61% | -3.36% | 7.67% | -2.88% | -5.87% |
| 2023 | 16.23% | -7.25% | -2.38% | 1.84% | -16.17% | 12.89% | 10.04% | -12.41% | 1.92% | -21.11% | 18.90% | 13.28% | 5.86% |
| 2022 | 3.85% | 2.31% | -4.94% | -7.84% | 5.71% | -5.47% | 25.38% | -24.51% | -16.83% | 11.96% | -1.02% | -4.88% | -22.81% |
| 2021 | -23.75% | 12.53% | 20.38% | -2.21% | 17.67% | 2.38% | -0.11% | 3.95% | 0.12% | 9.64% | 8.00% | 6.46% | 59.46% |
| 2020 | -3.99% | 9.46% | -37.08% | 11.12% | 22.29% | 7.59% | 6.88% | 25.76% | -16.00% | -17.26% | 6.92% | 14.09% | 10.15% |
| 2019 | 25.70% | 15.78% | -20.38% | 3.78% | 21.51% | -1.37% | 6.23% | 2.56% | -9.69% | -0.41% | 9.88% | -3.04% | 50.47% |
| 2018 | -1.54% | 3.26% | 5.61% | -1.33% | -11.55% | -7.22% | -1.37% | 7.34% | -7.48% | -29.12% | 10.11% | -16.01% | -44.18% |
| 2017 | 8.03% | 7.59% | -7.51% | 8.28% | 8.55% | 10.91% | -0.12% | 0.62% | 9.79% | 4.85% | -1.40% | -8.08% | 46.95% |
| 2016 | -21.18% | 1.44% | 10.71% | 9.36% | -4.48% | -12.50% | 3.74% | -11.68% | 4.27% | -11.70% | 38.29% | 4.37% | -1.48% |
| 2015 | -16.17% | 7.39% | 4.05% | -2.77% | -1.81% | 7.63% | 0.63% | -5.53% | -8.93% | 10.00% | -18.99% | -11.80% | -34.50% |
| 2014 | -5.31% | 2.16% | -6.01% | -5.43% | 0.16% | 4.92% | -6.47% | 4.50% | -0.18% | 2.71% | -5.71% | 3.47% | -11.66% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of ECPG is 23, meaning it’s performing worse than 77% of other stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Encore Capital Group, Inc. (ECPG) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Encore Capital Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Encore Capital Group, Inc. was 97.86%, occurring on Dec 14, 2000. Recovery took 375 trading sessions.
The current Encore Capital Group, Inc. drawdown is 54.55%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -97.86% | Jul 12, 1999 | 353 | Dec 14, 2000 | 375 | Jun 16, 2003 | 728 |
| -88.48% | Dec 1, 2004 | 1074 | Mar 9, 2009 | 490 | Feb 15, 2011 | 1564 |
| -67.51% | Feb 18, 2014 | 484 | Jan 19, 2016 | 1445 | Oct 13, 2021 | 1929 |
| -62.54% | Aug 1, 2022 | 675 | Apr 8, 2025 | — | — | — |
| -41.61% | Jun 1, 2011 | 58 | Aug 22, 2011 | 436 | May 17, 2013 | 494 |
Volatility
Volatility Chart
The current Encore Capital Group, Inc. volatility is 23.29%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
The chart below illustrates the trends in the financial health of Encore Capital Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Encore Capital Group, Inc., comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -394.0%.
Valuation
The Valuation section provides an overview of how Encore Capital Group, Inc. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ECPG compared to other companies in the Mortgage Finance industry. ECPG currently has a PEG ratio of 0.2. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ECPG relative to other companies in the Mortgage Finance industry. Currently, ECPG has a P/S ratio of 0.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ECPG in comparison with other companies in the Mortgage Finance industry. Currently, ECPG has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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