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ECPG vs. OPFI
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between ECPG and OPFI is 0.13, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


-0.50.00.51.00.1

Performance

ECPG vs. OPFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Encore Capital Group, Inc. (ECPG) and OppFi Inc. (OPFI). The values are adjusted to include any dividend payments, if applicable.

0.00%50.00%100.00%150.00%200.00%250.00%SeptemberOctoberNovemberDecember2025
2.18%
277.35%
ECPG
OPFI

Key characteristics

Sharpe Ratio

ECPG:

-0.13

OPFI:

3.97

Sortino Ratio

ECPG:

0.06

OPFI:

3.73

Omega Ratio

ECPG:

1.01

OPFI:

1.48

Calmar Ratio

ECPG:

-0.10

OPFI:

4.08

Martin Ratio

ECPG:

-0.33

OPFI:

23.17

Ulcer Index

ECPG:

13.75%

OPFI:

13.91%

Daily Std Dev

ECPG:

34.82%

OPFI:

81.32%

Max Drawdown

ECPG:

-97.86%

OPFI:

-84.60%

Current Drawdown

ECPG:

-31.85%

OPFI:

-0.22%

Fundamentals

Market Cap

ECPG:

$1.19B

OPFI:

$1.37B

EPS

ECPG:

-$7.83

OPFI:

$0.30

Total Revenue (TTM)

ECPG:

$1.05B

OPFI:

$390.24M

Gross Profit (TTM)

ECPG:

$627.90M

OPFI:

$310.53M

EBITDA (TTM)

ECPG:

$314.99M

OPFI:

$101.67M

Returns By Period

In the year-to-date period, ECPG achieves a 3.33% return, which is significantly lower than OPFI's 80.81% return.


ECPG

YTD

3.33%

1M

4.31%

6M

-2.35%

1Y

-5.28%

5Y*

7.80%

10Y*

2.87%

OPFI

YTD

80.81%

1M

83.20%

6M

258.81%

1Y

328.59%

5Y*

N/A

10Y*

N/A

*Annualized

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Risk-Adjusted Performance

ECPG vs. OPFI — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ECPG
The Risk-Adjusted Performance Rank of ECPG is 3737
Overall Rank
The Sharpe Ratio Rank of ECPG is 3939
Sharpe Ratio Rank
The Sortino Ratio Rank of ECPG is 3333
Sortino Ratio Rank
The Omega Ratio Rank of ECPG is 3333
Omega Ratio Rank
The Calmar Ratio Rank of ECPG is 4040
Calmar Ratio Rank
The Martin Ratio Rank of ECPG is 3939
Martin Ratio Rank

OPFI
The Risk-Adjusted Performance Rank of OPFI is 9797
Overall Rank
The Sharpe Ratio Rank of OPFI is 9999
Sharpe Ratio Rank
The Sortino Ratio Rank of OPFI is 9696
Sortino Ratio Rank
The Omega Ratio Rank of OPFI is 9494
Omega Ratio Rank
The Calmar Ratio Rank of OPFI is 9797
Calmar Ratio Rank
The Martin Ratio Rank of OPFI is 9898
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

ECPG vs. OPFI - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Encore Capital Group, Inc. (ECPG) and OppFi Inc. (OPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for ECPG, currently valued at -0.13, compared to the broader market-2.000.002.00-0.133.97
The chart of Sortino ratio for ECPG, currently valued at 0.06, compared to the broader market-4.00-2.000.002.004.000.063.73
The chart of Omega ratio for ECPG, currently valued at 1.01, compared to the broader market0.501.001.502.001.011.48
The chart of Calmar ratio for ECPG, currently valued at -0.10, compared to the broader market0.002.004.006.00-0.104.08
The chart of Martin ratio for ECPG, currently valued at -0.33, compared to the broader market0.0010.0020.00-0.3323.17
ECPG
OPFI

The current ECPG Sharpe Ratio is -0.13, which is lower than the OPFI Sharpe Ratio of 3.97. The chart below compares the historical Sharpe Ratios of ECPG and OPFI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00SeptemberOctoberNovemberDecember2025
-0.13
3.97
ECPG
OPFI

Dividends

ECPG vs. OPFI - Dividend Comparison

ECPG has not paid dividends to shareholders, while OPFI's dividend yield for the trailing twelve months is around 0.87%.


TTM2024
ECPG
Encore Capital Group, Inc.
0.00%0.00%
OPFI
OppFi Inc.
0.87%1.57%

Drawdowns

ECPG vs. OPFI - Drawdown Comparison

The maximum ECPG drawdown since its inception was -97.86%, which is greater than OPFI's maximum drawdown of -84.60%. Use the drawdown chart below to compare losses from any high point for ECPG and OPFI. For additional features, visit the drawdowns tool.


-80.00%-60.00%-40.00%-20.00%0.00%SeptemberOctoberNovemberDecember2025
-31.85%
-0.22%
ECPG
OPFI

Volatility

ECPG vs. OPFI - Volatility Comparison

The current volatility for Encore Capital Group, Inc. (ECPG) is 7.03%, while OppFi Inc. (OPFI) has a volatility of 30.64%. This indicates that ECPG experiences smaller price fluctuations and is considered to be less risky than OPFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


5.00%10.00%15.00%20.00%25.00%30.00%SeptemberOctoberNovemberDecember2025
7.03%
30.64%
ECPG
OPFI

Financials

ECPG vs. OPFI - Financials Comparison

This section allows you to compare key financial metrics between Encore Capital Group, Inc. and OppFi Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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