Correlation
The correlation between ECPG and OPFI is 0.38, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
ECPG vs. OPFI
Compare and contrast key facts about Encore Capital Group, Inc. (ECPG) and OppFi Inc. (OPFI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: ECPG or OPFI.
Performance
ECPG vs. OPFI - Performance Comparison
Loading data...
Key characteristics
ECPG:
-0.26
OPFI:
3.83
ECPG:
-0.07
OPFI:
3.77
ECPG:
0.99
OPFI:
1.45
ECPG:
-0.23
OPFI:
4.04
ECPG:
-0.84
OPFI:
12.91
ECPG:
17.19%
OPFI:
22.38%
ECPG:
51.80%
OPFI:
76.15%
ECPG:
-97.86%
OPFI:
-84.60%
ECPG:
-47.67%
OPFI:
-22.84%
Fundamentals
ECPG:
$895.68M
OPFI:
$1.10B
ECPG:
-$4.79
OPFI:
-$0.41
ECPG:
0.65
OPFI:
3.60
ECPG:
1.08
OPFI:
14.71
ECPG:
$1.38B
OPFI:
$538.89M
ECPG:
$917.70M
OPFI:
$437.11M
ECPG:
$72.05M
OPFI:
$287.24M
Returns By Period
In the year-to-date period, ECPG achieves a -20.66% return, which is significantly lower than OPFI's 70.63% return.
ECPG
-20.66%
10.11%
-22.94%
-14.33%
-14.72%
3.59%
-0.50%
OPFI
70.63%
31.98%
60.18%
304.66%
55.15%
N/A
N/A
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
ECPG vs. OPFI — Risk-Adjusted Performance Rank
ECPG
OPFI
ECPG vs. OPFI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Encore Capital Group, Inc. (ECPG) and OppFi Inc. (OPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Loading data...
Dividends
ECPG vs. OPFI - Dividend Comparison
ECPG has not paid dividends to shareholders, while OPFI's dividend yield for the trailing twelve months is around 1.97%.
| TTM | 2024 | |
|---|---|---|
ECPG Encore Capital Group, Inc. | 0.00% | 0.00% |
OPFI OppFi Inc. | 1.97% | 1.57% |
Drawdowns
ECPG vs. OPFI - Drawdown Comparison
The maximum ECPG drawdown since its inception was -97.86%, which is greater than OPFI's maximum drawdown of -84.60%. Use the drawdown chart below to compare losses from any high point for ECPG and OPFI.
Loading data...
Volatility
ECPG vs. OPFI - Volatility Comparison
Encore Capital Group, Inc. (ECPG) has a higher volatility of 24.14% compared to OppFi Inc. (OPFI) at 20.24%. This indicates that ECPG's price experiences larger fluctuations and is considered to be riskier than OPFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading data...
Financials
ECPG vs. OPFI - Financials Comparison
This section allows you to compare key financial metrics between Encore Capital Group, Inc. and OppFi Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ECPG vs. OPFI - Profitability Comparison
ECPG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Encore Capital Group, Inc. reported a gross profit of 286.84M and revenue of 392.78M. Therefore, the gross margin over that period was 73.0%.
OPFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, OppFi Inc. reported a gross profit of 116.24M and revenue of 140.27M. Therefore, the gross margin over that period was 82.9%.
ECPG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Encore Capital Group, Inc. reported an operating income of 129.34M and revenue of 392.78M, resulting in an operating margin of 32.9%.
OPFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, OppFi Inc. reported an operating income of 42.49M and revenue of 140.27M, resulting in an operating margin of 30.3%.
ECPG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Encore Capital Group, Inc. reported a net income of 46.80M and revenue of 392.78M, resulting in a net margin of 11.9%.
OPFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, OppFi Inc. reported a net income of -11.37M and revenue of 140.27M, resulting in a net margin of -8.1%.