ECPG vs. FINV
Compare and contrast key facts about Encore Capital Group, Inc. (ECPG) and FinVolution Group (FINV).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: ECPG or FINV.
Correlation
The correlation between ECPG and FINV is 0.40, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
ECPG vs. FINV - Performance Comparison
Key characteristics
ECPG:
-0.11
FINV:
1.66
ECPG:
0.23
FINV:
2.35
ECPG:
1.03
FINV:
1.31
ECPG:
-0.09
FINV:
1.34
ECPG:
-0.35
FINV:
6.74
ECPG:
16.78%
FINV:
10.39%
ECPG:
53.07%
FINV:
41.97%
ECPG:
-97.86%
FINV:
-89.64%
ECPG:
-43.71%
FINV:
-19.55%
Fundamentals
ECPG:
$835.93M
FINV:
$2.13B
ECPG:
-$5.83
FINV:
$1.24
ECPG:
0.63
FINV:
0.16
ECPG:
1.09
FINV:
1.02
ECPG:
$984.84M
FINV:
$13.36B
ECPG:
$630.86M
FINV:
$10.72B
ECPG:
$102.11M
FINV:
$4.86B
Returns By Period
In the year-to-date period, ECPG achieves a -14.65% return, which is significantly lower than FINV's 27.01% return.
ECPG
-14.65%
50.28%
-18.13%
-5.71%
5.62%
0.47%
FINV
27.01%
6.47%
36.89%
69.09%
44.77%
N/A
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
ECPG vs. FINV — Risk-Adjusted Performance Rank
ECPG
FINV
ECPG vs. FINV - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Encore Capital Group, Inc. (ECPG) and FinVolution Group (FINV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
ECPG vs. FINV - Dividend Comparison
ECPG has not paid dividends to shareholders, while FINV's dividend yield for the trailing twelve months is around 3.33%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|
ECPG Encore Capital Group, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FINV FinVolution Group | 3.33% | 3.49% | 4.39% | 4.13% | 3.45% | 4.49% | 7.17% |
Drawdowns
ECPG vs. FINV - Drawdown Comparison
The maximum ECPG drawdown since its inception was -97.86%, which is greater than FINV's maximum drawdown of -89.64%. Use the drawdown chart below to compare losses from any high point for ECPG and FINV. For additional features, visit the drawdowns tool.
Volatility
ECPG vs. FINV - Volatility Comparison
Encore Capital Group, Inc. (ECPG) has a higher volatility of 29.37% compared to FinVolution Group (FINV) at 12.35%. This indicates that ECPG's price experiences larger fluctuations and is considered to be riskier than FINV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
ECPG vs. FINV - Financials Comparison
This section allows you to compare key financial metrics between Encore Capital Group, Inc. and FinVolution Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ECPG vs. FINV - Profitability Comparison
ECPG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Encore Capital Group, Inc. reported a gross profit of 161.00M and revenue of 265.62M. Therefore, the gross margin over that period was 60.6%.
FINV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, FinVolution Group reported a gross profit of 2.73B and revenue of 3.46B. Therefore, the gross margin over that period was 78.9%.
ECPG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Encore Capital Group, Inc. reported an operating income of -134.19M and revenue of 265.62M, resulting in an operating margin of -50.5%.
FINV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, FinVolution Group reported an operating income of 787.92M and revenue of 3.46B, resulting in an operating margin of 22.8%.
ECPG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Encore Capital Group, Inc. reported a net income of -225.31M and revenue of 265.62M, resulting in a net margin of -84.8%.
FINV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, FinVolution Group reported a net income of 680.71M and revenue of 3.46B, resulting in a net margin of 19.7%.