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ECPG vs. FINV
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between ECPG and FINV is 0.40, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Performance

ECPG vs. FINV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Encore Capital Group, Inc. (ECPG) and FinVolution Group (FINV). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

ECPG:

-0.23

FINV:

2.18

Sortino Ratio

ECPG:

0.00

FINV:

2.77

Omega Ratio

ECPG:

1.00

FINV:

1.36

Calmar Ratio

ECPG:

-0.20

FINV:

1.70

Martin Ratio

ECPG:

-0.72

FINV:

8.26

Ulcer Index

ECPG:

17.12%

FINV:

10.72%

Daily Std Dev

ECPG:

51.83%

FINV:

42.21%

Max Drawdown

ECPG:

-97.86%

FINV:

-89.64%

Current Drawdown

ECPG:

-47.08%

FINV:

-15.58%

Fundamentals

Market Cap

ECPG:

$911.55M

FINV:

$2.20B

EPS

ECPG:

-$4.73

FINV:

$1.37

PS Ratio

ECPG:

0.66

FINV:

0.16

PB Ratio

ECPG:

1.08

FINV:

1.02

Total Revenue (TTM)

ECPG:

$1.38B

FINV:

$13.36B

Gross Profit (TTM)

ECPG:

$917.70M

FINV:

$10.72B

EBITDA (TTM)

ECPG:

$72.05M

FINV:

$4.86B

Returns By Period

In the year-to-date period, ECPG achieves a -19.76% return, which is significantly lower than FINV's 33.28% return.


ECPG

YTD

-19.76%

1M

9.05%

6M

-22.38%

1Y

-11.64%

3Y*

-13.91%

5Y*

3.83%

10Y*

-0.30%

FINV

YTD

33.28%

1M

10.94%

6M

36.49%

1Y

91.32%

3Y*

33.59%

5Y*

48.23%

10Y*

N/A

*Annualized

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Encore Capital Group, Inc.

FinVolution Group

Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

ECPG vs. FINV — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ECPG
The Risk-Adjusted Performance Rank of ECPG is 3636
Overall Rank
The Sharpe Ratio Rank of ECPG is 3838
Sharpe Ratio Rank
The Sortino Ratio Rank of ECPG is 3636
Sortino Ratio Rank
The Omega Ratio Rank of ECPG is 3636
Omega Ratio Rank
The Calmar Ratio Rank of ECPG is 3838
Calmar Ratio Rank
The Martin Ratio Rank of ECPG is 3535
Martin Ratio Rank

FINV
The Risk-Adjusted Performance Rank of FINV is 9393
Overall Rank
The Sharpe Ratio Rank of FINV is 9696
Sharpe Ratio Rank
The Sortino Ratio Rank of FINV is 9393
Sortino Ratio Rank
The Omega Ratio Rank of FINV is 9191
Omega Ratio Rank
The Calmar Ratio Rank of FINV is 9090
Calmar Ratio Rank
The Martin Ratio Rank of FINV is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

ECPG vs. FINV - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Encore Capital Group, Inc. (ECPG) and FinVolution Group (FINV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current ECPG Sharpe Ratio is -0.23, which is lower than the FINV Sharpe Ratio of 2.18. The chart below compares the historical Sharpe Ratios of ECPG and FINV, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

ECPG vs. FINV - Dividend Comparison

ECPG has not paid dividends to shareholders, while FINV's dividend yield for the trailing twelve months is around 3.18%.


TTM202420232022202120202019
ECPG
Encore Capital Group, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FINV
FinVolution Group
3.18%3.49%4.39%4.13%3.45%4.49%7.17%

Drawdowns

ECPG vs. FINV - Drawdown Comparison

The maximum ECPG drawdown since its inception was -97.86%, which is greater than FINV's maximum drawdown of -89.64%. Use the drawdown chart below to compare losses from any high point for ECPG and FINV.


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Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

ECPG vs. FINV - Volatility Comparison

Encore Capital Group, Inc. (ECPG) has a higher volatility of 24.24% compared to FinVolution Group (FINV) at 10.19%. This indicates that ECPG's price experiences larger fluctuations and is considered to be riskier than FINV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

ECPG vs. FINV - Financials Comparison

This section allows you to compare key financial metrics between Encore Capital Group, Inc. and FinVolution Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.00500.00M1.00B1.50B2.00B2.50B3.00B3.50B20212022202320242025
392.78M
3.46B
(ECPG) Total Revenue
(FINV) Total Revenue
Values in USD except per share items

ECPG vs. FINV - Profitability Comparison

The chart below illustrates the profitability comparison between Encore Capital Group, Inc. and FinVolution Group over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

30.0%40.0%50.0%60.0%70.0%80.0%20212022202320242025
73.0%
78.9%
(ECPG) Gross Margin
(FINV) Gross Margin
ECPG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Encore Capital Group, Inc. reported a gross profit of 286.84M and revenue of 392.78M. Therefore, the gross margin over that period was 73.0%.

FINV - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, FinVolution Group reported a gross profit of 2.73B and revenue of 3.46B. Therefore, the gross margin over that period was 78.9%.

ECPG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Encore Capital Group, Inc. reported an operating income of 129.34M and revenue of 392.78M, resulting in an operating margin of 32.9%.

FINV - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, FinVolution Group reported an operating income of 787.92M and revenue of 3.46B, resulting in an operating margin of 22.8%.

ECPG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Encore Capital Group, Inc. reported a net income of 46.80M and revenue of 392.78M, resulting in a net margin of 11.9%.

FINV - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, FinVolution Group reported a net income of 680.71M and revenue of 3.46B, resulting in a net margin of 19.7%.