- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jul 28, 2022
Highlights
- Market Cap
- $166.08M
- Enterprise Value
- $163.03M
- EPS (TTM)
- $1.15
- PE Ratio
- 17.33
- PEG Ratio
- 0.45
- Total Revenue (TTM)
- $83.23M
- Gross Profit (TTM)
- $24.78M
- EBITDA (TTM)
- $8.88M
- Year Range
- $14.82 - $20.50
- ROA (TTM)
- 0.58%
- ROE (TTM)
- 5.46%
Share Price Chart
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Performance
ECBK Performance Chart
ECB Bancorp Inc. (ECBK) is up 15.1% since the beginning of the year. At $20 per share, ECBK is trading just below its 52-week high of $21.
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Returns By Period
ECB Bancorp Inc. (ECBK) has returned 15.07% so far this year and 30.70% over the past 12 months.
ECB Bancorp Inc.
- 1D
- -1.48%
- 1M
- 9.17%
- YTD
- 15.07%
- 6M
- 16.20%
- 1Y
- 30.70%
- 3Y*
- 15.46%
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
ECBK Monthly Returns History
Based on dividend-adjusted daily data since Jul 28, 2022, ECBK's average daily return is +0.05%, while the average monthly return is +1.00%. At this rate, an investment would double in approximately 5.8 years.
Historically, 58% of months were positive and 42% were negative. The best month was Nov 2023 with a return of +19.7%, while the worst month was Apr 2023 at -14.2%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 4 months.
On a daily basis, ECBK closed higher 49% of trading days. The best single day was Jan 15, 2025 with a return of +10.2%, while the worst single day was May 1, 2023 at -8.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.67% | -2.77% | -2.68% | 7.35% | 1.67% | 9.58% | 15.07% | ||||||
| 2025 | -9.23% | 11.36% | 1.00% | 7.39% | -0.12% | -4.98% | 0.84% | 9.31% | -6.76% | 1.01% | 8.55% | -0.06% | 17.18% |
| 2024 | 6.77% | -3.58% | 0.39% | -10.63% | 3.45% | 4.00% | 13.38% | -1.98% | 3.24% | 4.75% | -0.07% | -1.00% | 18.15% |
| 2023 | -1.87% | 0.32% | -12.15% | -14.19% | 1.34% | 8.37% | -2.45% | -3.92% | -10.46% | -7.81% | 19.66% | 3.72% | -21.74% |
| 2022 | 0.87% | 0.43% | 2.49% | 10.08% | 5.30% | -3.78% | 15.80% |
Benchmark Metrics
ECB Bancorp Inc. has an annualized alpha of 6.33%, beta of 0.37, and R2 of 0.06 versus S&P 500 Index. Calculated based on daily prices since July 28, 2022.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (33.68%) than losses (18.98%) - typical of diversified or defensive assets.
- Beta of 0.37 may look defensive, but with R2 of 0.06 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
- R2 of 0.06 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 6.33%
- Beta
- 0.37
- R²
- 0.06
- Upside Capture
- 33.68%
- Downside Capture
- 18.98%
Return for Risk
Risk / Return Rank
ECBK ranks 77 for risk / return — better than 77% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for ECB Bancorp Inc. (ECBK) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ECBK | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.78 | ||
| Sortino ratioReturn per unit of downside risk | -0.80 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.37 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 2.22 | 2.78 | -0.56 |
| Martin ratioReturn relative to average drawdown | 6.18 | 12.44 | -6.26 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the ECB Bancorp Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the ECB Bancorp Inc. was 40.30%, occurring on Oct 30, 2023. Recovery took 454 trading sessions.
The current ECB Bancorp Inc. drawdown is 1.48%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2023 bear market2023 | -40.30%Oct 2023 | 11mo 5d | 1y 9mo | 2y 8moNov 2022 - Aug 2025 |
2025 correction2025 | -13.88%Oct 2025 | 1mo 20d | 20d | 2mo 10dAug 2025 - Nov 2025 |
2026 correction2026 | -13.33%Mar 2026 | 1mo | 20d | 1mo 20dFeb 2026 - Apr 2026 |
2025 pullback2025 | -6.90%Dec 2025 | 29d | 1mo 29d | 2mo 28dNov 2025 - Feb 2026 |
2026 pullback2026 | -6.16%May 2026 | 4d | 25d | 29dMay 2026 - Jun 2026 |
Drawdown Indicators
| ECBK | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -40.30% | -56.78% | +16.48% |
Max Drawdown (1Y)Largest decline over 1 year | -13.88% | -9.10% | -4.78% |
Max Drawdown (3Y)Largest decline over 3 years | -24.92% | -18.90% | -6.02% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -1.48% | -1.80% | +0.32% |
Average DrawdownAverage peak-to-trough decline | -13.49% | -10.71% | -2.78% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.98% | 2.03% | +2.95% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of ECB Bancorp Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how ECB Bancorp Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ECBK, comparing it with other companies in the Banks - Regional industry. Currently, ECBK has a P/E ratio of 17.3. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ECBK compared to other companies in the Banks - Regional industry. ECBK currently has a PEG ratio of 0.5. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ECBK relative to other companies in the Banks - Regional industry. Currently, ECBK has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ECBK in comparison with other companies in the Banks - Regional industry. Currently, ECBK has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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