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Eastern Bankshares, Inc. (EBC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US27627N1054

CUSIP

27627N105

IPO Date

Oct 15, 2020

Highlights

Market Cap

$2.97B

EPS (TTM)

-$0.66

Total Revenue (TTM)

$681.49M

Gross Profit (TTM)

$752.16M

EBITDA (TTM)

-$138.01M

Year Range

$12.41 - $19.14

Target Price

$19.25

Short %

2.48%

Short Ratio

3.13

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Eastern Bankshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


30.00%40.00%50.00%60.00%70.00%80.00%December2025FebruaryMarchAprilMay
39.46%
62.21%
EBC (Eastern Bankshares, Inc.)
Benchmark (^GSPC)

Returns By Period

Eastern Bankshares, Inc. (EBC) returned -10.88% year-to-date (YTD) and 15.62% over the past 12 months.


EBC

YTD

-10.88%

1M

5.38%

6M

-5.31%

1Y

15.62%

5Y*

N/A

10Y*

N/A

^GSPC (Benchmark)

YTD

-3.93%

1M

11.36%

6M

-1.09%

1Y

10.19%

5Y*

14.74%

10Y*

10.35%

*Annualized

Monthly Returns

The table below presents the monthly returns of EBC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.43%-2.56%-7.71%-9.02%2.35%-10.88%
2024-1.69%-6.65%6.66%-8.85%9.08%2.87%19.03%1.98%-2.78%-0.37%14.15%-6.86%25.14%
2023-6.26%-3.03%-19.00%-7.69%-6.87%14.14%15.08%-3.97%-6.83%-12.20%9.62%18.73%-14.99%
20225.55%2.68%-0.99%-11.05%1.62%-4.69%10.51%-4.90%1.76%-2.39%2.30%-11.58%-12.73%
2021-2.27%10.48%9.91%10.58%5.02%-7.84%-11.28%8.38%3.05%2.32%-3.08%0.61%25.56%
2020-1.65%23.85%10.20%34.24%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of EBC is 71, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of EBC is 7171
Overall Rank
The Sharpe Ratio Rank of EBC is 7373
Sharpe Ratio Rank
The Sortino Ratio Rank of EBC is 6666
Sortino Ratio Rank
The Omega Ratio Rank of EBC is 6666
Omega Ratio Rank
The Calmar Ratio Rank of EBC is 7373
Calmar Ratio Rank
The Martin Ratio Rank of EBC is 7474
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Eastern Bankshares, Inc. (EBC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The chart of Sharpe ratio for EBC, currently valued at 0.62, compared to the broader market-2.00-1.000.001.002.003.00
EBC: 0.62
^GSPC: 0.65
The chart of Sortino ratio for EBC, currently valued at 1.08, compared to the broader market-6.00-4.00-2.000.002.004.00
EBC: 1.08
^GSPC: 1.02
The chart of Omega ratio for EBC, currently valued at 1.15, compared to the broader market0.501.001.502.00
EBC: 1.15
^GSPC: 1.15
The chart of Calmar ratio for EBC, currently valued at 0.55, compared to the broader market0.001.002.003.004.005.00
EBC: 0.55
^GSPC: 0.67
The chart of Martin ratio for EBC, currently valued at 2.32, compared to the broader market-40.00-30.00-20.00-10.000.0010.0020.00
EBC: 2.32
^GSPC: 2.62

The current Eastern Bankshares, Inc. Sharpe ratio is 0.62. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Eastern Bankshares, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00December2025FebruaryMarchAprilMay
0.62
0.65
EBC (Eastern Bankshares, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Eastern Bankshares, Inc. provided a 3.01% dividend yield over the last twelve months, with an annual payout of $0.46 per share. The company has been increasing its dividends for 3 consecutive years.


1.50%2.00%2.50%3.00%$0.00$0.10$0.20$0.30$0.402021202220232024
Dividends
Dividend Yield
PeriodTTM2024202320222021
Dividend$0.46$0.45$0.41$0.40$0.30

Dividend yield

3.01%2.61%2.89%2.32%1.49%

Monthly Dividends

The table displays the monthly dividend distributions for Eastern Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.12$0.00$0.00$0.12
2024$0.00$0.11$0.00$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.12$0.45
2023$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.10$0.00$0.00$0.11$0.00$0.41
2022$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2021$0.06$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.30

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%
EBC: 3.0%
Eastern Bankshares, Inc. has a dividend yield of 3.01%, which is quite average when compared to the overall market.
Payout Ratio
100.0%200.0%300.0%400.0%500.0%600.0%700.0%
EBC: 40.0%
Eastern Bankshares, Inc. has a payout ratio of 40.00%, which is quite average when compared to the overall market. This suggests that Eastern Bankshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-35.00%-30.00%-25.00%-20.00%-15.00%-10.00%-5.00%0.00%December2025FebruaryMarchAprilMay
-26.06%
-8.04%
EBC (Eastern Bankshares, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Eastern Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Eastern Bankshares, Inc. was 52.32%, occurring on May 2, 2023. The portfolio has not yet recovered.

The current Eastern Bankshares, Inc. drawdown is 26.06%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-52.32%May 25, 2021488May 2, 2023
-6.31%Dec 28, 20205Jan 4, 20213Jan 7, 20218
-6.01%Jan 8, 202115Jan 29, 202115Feb 22, 202130
-4.82%May 7, 20214May 12, 20216May 20, 202110
-4.46%Mar 22, 20213Mar 24, 202115Apr 15, 202118

Volatility

Volatility Chart

The current Eastern Bankshares, Inc. volatility is 13.37%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%December2025FebruaryMarchAprilMay
13.37%
13.20%
EBC (Eastern Bankshares, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Eastern Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Eastern Bankshares, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 3.8% positive surprise.

0.000.100.200.300.400.500.600.7020212022202320242025
0.34
0.33
Actual
Estimate

Valuation

The Valuation section provides an overview of how Eastern Bankshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio
2.04.06.08.0
EBC: 6.5
This chart shows the Price-to-Sales (P/S) ratio for EBC relative to other companies in the Banks - Regional industry. Currently, EBC has a P/S ratio of 6.5. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
0.51.01.52.02.53.0
EBC: 0.8
The chart illustrates the Price-to-Book (P/B) ratio for EBC in comparison with other companies in the Banks - Regional industry. Currently, EBC has a P/B value of 0.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items