Civista Bancshares, Inc. (CIVB)

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Civista Bancshares, Inc. (CIVB) is up 22.5% since the beginning of the year. At $27 per share, CIVB is trading 5.3% below its 52-week high of $28. Investors who bought $1,000 worth of CIVB shares 5 years ago would now be looking at an investment worth $1,400.

Civista Bancshares, Inc. (CIVB) has returned 22.48% so far this year and 26.59% over the past 12 months. Over the last ten years, CIVB has returned 10.57% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since Jan 2, 2001, CIVB's average daily return is +0.05%, while the average monthly return is +0.69%. At this rate, an investment would double in approximately 8.4 years.

Historically, 53% of months were positive and 47% were negative. The best month was Apr 2010 with a return of +34.4%, while the worst month was Mar 2020 at -21.8%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 7 months.

On a daily basis, CIVB closed higher 44% of trading days. The best single day was Jan 18, 2011 with a return of +21.0%, while the worst single day was Jan 15, 2009 at -17.6%.

Civista Bancshares, Inc. has an annualized alpha of 8.50%, beta of 0.48, and R2 of 0.05 versus S&P 500 Index. Calculated based on daily prices since January 02, 2001.

• This stock participated in 39.84% of S&P 500 Index downside but only 37.38% of its upside - more exposed to losses than it benefited from rallies.
• Beta of 0.48 may look defensive, but with R2 of 0.05 this stock is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R2 of 0.05 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

CIVB ranks 66 for risk / return — better than 66% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

Civista Bancshares, Inc. provided a 2.61% dividend yield over the last twelve months, with an annual payout of $0.70 per share. The company has been increasing its dividends for 14 consecutive years.

The table displays the monthly dividend distributions for Civista Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Civista Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Civista Bancshares, Inc. was 87.20%, occurring on Oct 7, 2011. Recovery took 1339 trading sessions.

The current Civista Bancshares, Inc. drawdown is 1.43%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Civista Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Civista Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.