CIVB vs. VIGI
CIVB (Civista Bancshares, Inc.) is a stock, while VIGI (Vanguard International Dividend Appreciation ETF) is Dividend fund tracking the S&P Global Ex-U.S. Dividend Growers Index. Over the past 10 years, CIVB returned 10.16%/yr vs 8.05%/yr for VIGI. Their 0.31 correlation means their historical movements had little consistent relationship.
Performance
CIVB vs. VIGI - Performance Comparison
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Returns By Period
In the year-to-date period, CIVB achieves a 32.71% return, which is significantly higher than VIGI's 7.63% return. Over the past 10 years, CIVB has outperformed VIGI with an annualized return of 10.16%, while VIGI has yielded a comparatively lower 8.05% annualized return.
CIVB
- 1D
- 0.55%
- 1M
- 2.11%
- 6M
- 22.20%
- YTD
- 32.71%
- 1Y
- 54.95%
- 3Y*
- 20.95%
- 5Y*
- 8.15%
- 10Y*
- 10.16%
- ALL TIME*
- 4.59%
VIGI
- 1D
- -0.83%
- 1M
- 2.41%
- 6M
- 6.45%
- YTD
- 7.63%
- 1Y
- 15.49%
- 3Y*
- 10.89%
- 5Y*
- 5.26%
- 10Y*
- 8.05%
- ALL TIME*
- 8.81%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $3.45M | $3.55M | $3.16M | |
| $22.25M | $25.32M | $27.49M |
CIVB vs. VIGI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CIVB Civista Bancshares, Inc. | 32.71% | 9.10% | 18.71% | -13.16% | -7.53% | 42.42% | -24.88% | 40.56% | -19.74% | 14.54% |
VIGI Vanguard International Dividend Appreciation ETF | 7.63% | 16.88% | 2.73% | 16.30% | -16.79% | 12.51% | 14.66% | 27.53% | -11.50% | 27.97% |
Correlation
The correlation between CIVB and VIGI is 0.27, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.27 |
Correlation (3Y) Balances recent behavior with more history. | 0.34 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.32 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.31 |
Correlation (All Time) Calculated using the full available price history since Mar 2, 2016 | 0.31 |
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Return for Risk
CIVB vs. VIGI — Risk / Return Rank
CIVB
VIGI
CIVB vs. VIGI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Civista Bancshares, Inc. (CIVB) and Vanguard International Dividend Appreciation ETF (VIGI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CIVB | VIGI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.99 | ||
| Sortino ratioReturn per unit of downside risk | +1.48 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.21 | +0.16 |
| Calmar ratioReturn relative to maximum drawdown | 4.72 | 1.45 | +3.27 |
| Martin ratioReturn relative to average drawdown | 13.14 | 5.31 | +7.83 |
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Drawdowns
CIVB vs. VIGI - Drawdown Comparison
The maximum CIVB drawdown since its inception was -87.20%, which is greater than VIGI's maximum drawdown of -31.01%. Use the drawdown chart below to compare losses from any high point for CIVB and VIGI.
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Drawdown Indicators
| CIVB | VIGI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.20% | -31.01% | -56.19% |
Max Drawdown (1Y)Largest decline over 1 year | -11.50% | -10.64% | -0.86% |
Max Drawdown (3Y)Largest decline over 3 years | -25.17% | -14.50% | -10.67% |
Max Drawdown (5Y)Largest decline over 5 years | -42.06% | -28.80% | -13.26% |
Max Drawdown (10Y)Largest decline over 10 years | -53.27% | -31.01% | -22.26% |
Current DrawdownCurrent decline from peak | -0.82% | -0.83% | +0.01% |
Average DrawdownAverage peak-to-trough decline | -35.73% | -6.10% | -29.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.12% | 2.89% | +1.23% |
Volatility
CIVB vs. VIGI - Volatility Comparison
Civista Bancshares, Inc. (CIVB) has a higher volatility of 6.14% compared to Vanguard International Dividend Appreciation ETF (VIGI) at 3.71%. This indicates that CIVB's price experiences larger fluctuations and is considered to be riskier than VIGI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CIVB | VIGI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.14% | 3.71% | +2.43% |
Volatility (6M)Calculated over the trailing 6-month period | 16.10% | 10.59% | +5.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.92% | 12.94% | +11.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.50% | 14.49% | +16.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.86% | 15.75% | +21.11% |
Dividends
CIVB vs. VIGI - Dividend Comparison
CIVB's dividend yield for the trailing twelve months is around 2.41%, more than VIGI's 2.05% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIVB Civista Bancshares, Inc. | 2.41% | 3.06% | 3.04% | 3.31% | 2.54% | 2.13% | 2.51% | 1.75% | 1.84% | 1.14% | 1.13% | 1.56% |
VIGI Vanguard International Dividend Appreciation ETF | 2.05% | 2.14% | 1.93% | 1.92% | 2.06% | 7.02% | 1.29% | 1.83% | 1.99% | 1.75% | 1.05% | 0.00% |
Frequently Asked Questions
CIVB and VIGI have a correlation of 0.27, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CIVB has higher volatility (6.14%) compared to VIGI (3.71%). In terms of maximum drawdown, CIVB dropped -87.20% vs VIGI's -31.01%.
CIVB currently has the higher Sharpe Ratio (2.18 vs 1.20), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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